Software Architect, Payments

Apple Inc

Confirmed live yesterday High trust

Quick summary

Work type
On-site
Location
Cupertino, CA
Salary
$216,200–$324,800 / yr
Posted
122 days ago
Freshness
Confirmed live yesterday

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $213k
This role $270k
$146k $344k
below market most similar roles pay here above market

This role pays more than 89% of similar roles. Most pay $170,708–$254,750 — the blue band above. At the midpoint, this role pays about $270k versus about $213k for comparable roles.

Based on 240 similar postings.

Employer

About Apple Inc

Apple Inc. is a multinational technology company known for designing and manufacturing consumer electronics, software, and online services, including the iPhone, Mac, iPad, and App Store. Industry: Consumer Electronics & Software

Apple Inc currently has 3497 open roles on FindRole.

Listed pay typically runs $174,149–$277,600 across 2702 roles with salary data.

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At a glance

TL;DR · Software Architect, Payments

The Software Architect - Payments joins the Wallet, Payments, and Commerce team to lead the technical vision for a global payment processing platform. This role involves shaping long-term technical direction, mentoring talent, and driving architectural decisions for secure, reliable, and scalable financial transactions. You will collaborate with engineering, product, and regulatory leaders to ensure systems meet high standards for user experience and compliance. Key responsibilities include designing and documenting architectural decisions, socializing technical roadmaps, and identifying opportunities to leverage shared systems. The role requires deep expertise in payments systems, tokenization, and transaction processing, alongside experience with large-scale distributed systems and cloud-native architectures like AWS. You will solve complex problems regarding high-volume transaction flows and the technical requirements of a highly regulated, global financial ecosystem.

What you'll do

  • Shape the long-term technical direction for Apple’s global payment processing platform.
  • Drive architectural decisions that balance innovation, scalability, reliability, and regulatory compliance.
  • Develop and promote the financial services engineering vision and technical roadmap.
  • Provide technical leadership by designing, documenting, and validating key architectural decisions for critical projects.
  • Identify opportunities to leverage Apple-wide systems to improve transaction flows and infrastructure.
  • Mentor and develop technical leaders and talent across the organization.
  • Represent the engineering perspective in senior forums to influence strategic product direction.

What we're looking for

  • Deep expertise in payments systems, including tokenization or transaction processing.
  • Proven experience designing and evolving large-scale distributed systems serving millions of users and high-volume transactions.
  • Strong foundation in cloud-native architectures and systems designed for scalability and resilience, such as AWS.
  • Track record of technical leadership, driving alignment and architectural direction across large, complex organizations.
  • Demonstrated success influencing cross-functional decisions and guiding senior leaders on technology investments.
  • Experience working with or building regulated systems and understanding compliance implications.
  • Exceptional ability to communicate complex technical concepts to executive and engineering audiences.
  • Bachelor’s degree in Computer Science, Engineering, or related field, or equivalent experience.

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Software Architect, Payments

Apple Inc

Cupertino, CA 40 days ago $216,200–$324,800
Distributed Systems Cloud-Native Architecture AWS Payments Systems Tokenization Transaction Processing Scalability Reliability Compliance