Software Architect, Payments

Apple Inc

Confirmed live yesterday High trust

Quick summary

Work type: On-site
Location: Cupertino, CA
Salary: $216,200–$324,800 / yr
Posted: 1 day ago
Freshness: Confirmed live yesterday
Nearby: 99+ roles within 25 mi

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $212k

This role $270k

$141k most similar roles pay here $344k

This role pays more than 87% of similar roles. Most pay $169,237–$254,750 — the shaded band above. At the midpoint, this role pays about $270k versus about $212k for comparable roles.

Based on 240 similar postings.

Employer

About Apple Inc

Apple Inc. is a multinational technology company known for designing and manufacturing consumer electronics, software, and online services, including the iPhone, Mac, iPad, and App Store. Industry: Consumer Electronics & Software

Apple Inc currently has 2305 open roles on FindRole.

Listed pay typically runs $175,000–$280,000 across 1873 roles with salary data.

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At a glance

TL;DR · Software Architect, Payments

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Software Architect - Payments will join the Wallet, Payments, and Commerce team to lead the technical vision for a global payment processing platform. This role involves shaping long-term technical direction, serving as a focal point for strategy across engineering teams, and mentoring talent in payments architecture and distributed systems. The individual will design, document, and validate architectural decisions while ensuring financial services meet rigorous regulatory demands and high standards for reliability and scalability. Key responsibilities include defining the roadmap for transaction flows and identifying opportunities to leverage shared infrastructure. Required expertise includes payment systems like tokenization or transaction processing, cloud-native architectures, and experience with AWS or comparable platforms. The role focuses on solving complex problems within a highly regulated global ecosystem to ensure secure, reliable, and scalable financial transactions across a vast distributed network of users.

Skills

Distributed Systems Cloud-native Architecture AWS Tokenization Transaction Processing Scalability Reliability Compliance Architecture Infrastructure

What you'll do

Define the long-term technical direction and roadmap for Apple's global payment processing platform.
Design and validate architectural decisions that ensure scalability, reliability, and compliance for financial transactions.
Serve as the primary technical authority for dialogue and strategy across the Wallet, Payments, and Commerce teams.
Translate complex technical concepts into clear strategies for executive leadership and cross-functional partners.
Mentor and develop technical leaders to foster deep expertise in distributed systems and payment architecture.
Identify opportunities to integrate Apple-wide systems to improve transaction flows and infrastructure.
Ensure financial services technology meets both high-quality user experience standards and strict regulatory requirements.

What we're looking for

Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent experience.
Deep expertise in payments systems, including tokenization or transaction processing.
Proven experience designing and evolving large-scale distributed systems for millions of users and high-volume transactions.
Strong foundation in cloud-native architectures designed for scalability and resilience on platforms like AWS.
Track record of technical leadership and influencing cross-functional decisions across complex organizations.
Experience building or working with regulated systems and understanding compliance implications.
Exceptional ability to communicate complex technical concepts to both executive and engineering audiences.
Experience collaborating with external partners, financial institutions, or payment networks (preferred); familiarity with emerging payment standards (preferred).

10+ yrs exp

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