Principal Software Architect, Finance Technology Platform

Apple Inc

Confirmed live today High trust

Quick summary

Work type
On-site
Location
Sunnyvale, CA
Salary
$262,500–$394,000 / yr
Posted
53 days ago
Freshness
Confirmed live today

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $204k
This role $328k
$113k $424k
below market most similar roles pay here above market

This role pays more than 98% of similar roles. Most pay $169,550–$238,237 — the blue band above. At the midpoint, this role pays about $328k versus about $204k for comparable roles.

Based on 240 similar postings.

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About Apple Inc

Apple Inc. is a multinational technology company known for designing and manufacturing consumer electronics, software, and online services, including the iPhone, Mac, iPad, and App Store. Industry: Consumer Electronics & Software

Apple Inc currently has 3497 open roles on FindRole.

Listed pay typically runs $174,149–$277,600 across 2702 roles with salary data.

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At a glance

TL;DR · Principal Software Architect, Finance Technology Platform

The Principal Software Architect, Finance Technology Platform leads the technical vision for a next-generation, multi-tenant, AI-native platform. This role involves designing a shared canonical data model, orchestration engine, sub-ledger, and reconciliation engine to power end-to-end financial transaction processing. You will architect a system where AI agents interpret business intent, validate transactions, and resolve exceptions while maintaining deterministic controls for money movement. Key responsibilities include defining agentic architectures, establishing safety disciplines like golden datasets and guardrails, and ensuring SOX compliance through immutable event history. Required skills include expertise in distributed transactional systems, saga-based orchestration, streaming platforms, and the modern agentic stack, including vector search, embeddings, and graph orchestration. You will solve the problem of evolving transaction recorders into reasoning platforms that allow teams to onboard financial flows via configuration.

What you'll do

  • Define and govern the end-to-end architecture for a multi-tenant, AI-native finance platform at enterprise scale.
  • Design a shared canonical data model and orchestration engine to allow teams to onboard financial flows via configuration.
  • Architect the agentic framework for AI agents to perform transaction intake, validation, matching, and settlement.
  • Build the agent harness infrastructure including graph-based orchestration, memory systems, and structured output validation.
  • Establish safety disciplines including golden datasets, confidence thresholds, and guardrails against injection via external documents.
  • Set core platform patterns such as saga-based orchestration and versioned business rules as configuration.
  • Own financial correctness by designing immutable event histories, exactly-once settlement, and auditable SOX controls.
  • Serve as the senior technical voice to align architecture across Finance, Controllership, Tax, and Audit leadership.

What we're looking for

  • 10+ years of software engineering experience, including deep expertise in architecting large-scale distributed transactional systems.
  • Demonstrated experience as the lead architect of a platform used by multiple engineering teams featuring multi-tenancy and versioned APIs.
  • Hands-on experience building AI-native applications in production, including agent runtimes, tool calling, and graph-based orchestration.
  • Practical depth in the modern agentic stack, including retrieval/vector search, embeddings, and model evaluation at production scale.
  • Experience designing evaluation, guardrail, and human-in-the-loop strategies for AI systems operating on consequential decisions.
  • Strong foundation in event-driven architecture, saga orchestration, streaming platforms, and transactional data stores.
  • Experience with enterprise financial domains such as ledgers, payables, receivables, settlement, or high-volume financial event processing.
  • Experience with regulated, audited, or high-trust systems and their compliance implications.
  • Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent experience.
  • 15+ years of experience, with a portion spent architecting finance, accounting, or payments platforms at global scale (preferred).
  • Deep functional knowledge of one or more financial lifecycles end-to-end, including tax determination and period close (preferred).
  • Experience extending or decomposing monolithic enterprise systems into service-based platforms while the business ran uninterrupted (preferred).
  • Experience designing sub-ledger layers, multi-GAAP reporting, and multi-entity/multi-currency processing (preferred).
  • Experience building agentic systems that take real-world actions with money, contracts, or regulated data (preferred).
  • Experience with ML for finance, such as anomaly detection, fraud detection, and transaction classification (preferred).

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