At a glance
AI generatedTL;DR
Santander is seeking a Senior Specialist in Pricing for its hybrid role within the United States, where you will analyze and research prime and nonprime products for strategic partners, developing business proposals based on data reporting/analysis to meet financial objectives. You’ll collaborate closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share. Key responsibilities include creating clear reporting for portfolio metrics, utilizing SQL/SAS/Python for data analysis, developing pricing frameworks, and contributing to continuous process improvements in data quality and automation. Ideal candidates have 3+ years of analytics experience in financial services, particularly auto financial services or retail lending, with strong proficiency in MS Office tools and a rigorous approach to problem-solving and attention to detail.
Skills
What you'll do
- Develops pricing frameworks that balance yield, risk, and volume objectives.
- Utilizes data mining and analysis to uncover risks and opportunities in portfolio management.
- Sets up multi-organizational reviews for key metrics and develops action plans based on trends.
- Encapsulates analytic findings into executive-level summary documents for decision-making support.
- Evaluates pricing/rebate structures for key customers to improve profitability.
What we're looking for
- 3+ years of analytics experience in the financial services industry
- Experience with SQL/SAS/Python for data extraction and processing
- Strong problem-solving skills and attention to detail
- Proficiency in MS Office, including Excel pivot tables and PowerPoint
- Ability to develop pricing frameworks balancing yield, risk, and volume
- Excellent verbal and written communication skills
- Customer-focused approach and willingness to learn new skills
Employer
About Santander
Santander is one of the world''s largest banks headquartered in Spain, providing retail, commercial, and investment banking services to individuals, small businesses, and large corporations in Europe, the Americas, and beyond. Industry: Banking & Financial Services
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