Senior Software Engineer, AI & App Experience

Chime

Confirmed live today High trust

Quick summary

Work type
On-site
Location
New York, NYSan Francisco, CA
Salary
$187,000–$259,000 / yr
Posted
105 days ago
Freshness
Confirmed live today

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $175k
This role $223k
$103k $276k
below market most similar roles pay here above market

This role pays more than 87% of similar roles. Most pay $149,500–$201,312 — the blue band above. At the midpoint, this role pays about $223k versus about $175k for comparable roles.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 40 open roles on FindRole.

Listed pay typically runs $164,000–$251,500 across 40 roles with salary data.

Most-posted roles

View all roles at Chime

At a glance

TL;DR · Senior Software Engineer, AI & App Experience

JOB TITLE: Senior Software Engineer, AI & App Experience As a Senior Software Engineer, you will join the team responsible for Jade, an AI-powered financial assistant. You will work across the full breadth of the AI product lifecycle, designing new agent capabilities, conversation experiences, and prompt strategies. Your daily responsibilities include building member-facing features for spending management and subscriptions, as well as developing internal tools for model routing, agent orchestration, and evaluation pipelines. You will also build observability and guardrail systems to ensure reliability. The role requires proficiency with Python, AI tooling, transactional databases like Postgres, and caching systems like Redis. You must understand architectural patterns for high-scale systems to solve complex technical problems involving LLM-powered products, ensuring high quality and performance as the financial assistant scales to serve millions of members.

What does a Software Engineer earn in New York?

Median $216000 from 270 postings across 57 companies.

See salary data

What you'll do

  • Design and scale new capabilities for the AI-powered financial assistant, Jade.
  • Develop agent architectures, prompt strategies, and orchestration patterns for AI reasoning.
  • Build evaluation frameworks, observability systems, and safety guardrails for LLM products.
  • Create internal tools, dashboards, and backend services for model routing and prompt management.
  • Improve system reliability through performance tuning and architectural enhancements.
  • Maintain high code standards through technical design, code reviews, and mentorship.
  • Develop member-facing features for spending management, subscriptions, and financial goals.

What we're looking for

  • 5+ years of backend software development experience in production environments.
  • Proficiency with AI tooling and AI native development.
  • Proficiency with Python or comparable frameworks.
  • Experience with transactional databases like Postgres and caching systems like Redis.
  • Familiarity with architectural patterns in high-scale systems.
  • Ability to write maintainable, well-tested code.
  • Experience with agent development, fintech, or startup environments (preferred).

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