AI/ML Engineer

Chime

Confirmed live today High trust

Quick summary

Work type
On-site
Location
Chicago, ILNew York, NYSan Francisco, CA
Salary
$125,000–$292,000 / yr
Posted
141 days ago
Freshness
Confirmed live today

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $211k
This role $208k
$105k $312k
below market most similar roles pay here above market

This role pays less than 55% of similar roles. Most pay $174,075–$247,115 — the blue band above. At the midpoint, this role pays about $208k versus about $211k for comparable roles.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 40 open roles on FindRole.

Listed pay typically runs $164,000–$251,500 across 40 roles with salary data.

Most-posted roles

View all roles at Chime

At a glance

TL;DR · AI/ML Engineer

The AI/ML Engineer joins the Data Science & Machine Learning team to build and deploy machine learning systems using transactional and behavioral data. You will own problems end to end, from framing questions to running models in production that protect members from fraud, expand credit access, and power personalized experiences. Responsibilities include training deep learning and classical ML models, designing feature pipelines, and managing batch and real-time inference. You will utilize Python, SQL, PyTorch, Spark, PySpark, AWS, SageMaker, Airflow, Kafka, Redis, and Snowflake. The role requires an MLOps mindset to maintain healthy production systems and the ability to turn ambiguous business problems into technical solutions. You will work across Trust & Safety, Lending, Growth, and Foundation Models to solve complex fintech challenges.

What you'll do

  • Build, train, and deploy deep learning and classical ML models on large-scale financial and behavioral datasets.
  • Own the end-to-end ML lifecycle including problem framing, training, evaluation, deployment, monitoring, and iteration.
  • Design and improve ML systems such as feature pipelines, batch and real-time inference, and retraining workflows.
  • Translate ambiguous business problems into technical ML solutions in partnership with Product, Engineering, and Risk teams.
  • Connect model performance to business metrics and use experimentation to prove measurable impact on member outcomes.
  • Contribute to the shared ML platform, tooling, and standards used by the broader engineering organization.
  • Identify opportunities where AI/ML creates measurable impact versus where simpler solutions are more appropriate.

What we're looking for

  • Experience building and deploying deep learning models in production with a grasp of architecture, training dynamics, and evaluation.
  • Solid machine learning fundamentals including classical modeling, evaluation design, and metric selection.
  • Hands-on experience across the end-to-end ML lifecycle including training, experimentation, optimization, deployment, and monitoring.
  • Ability to work with messy real-world data including label definition, leakage, class imbalance, and train/serve skew.
  • Strong proficiency in Python and SQL with deep learning frameworks like PyTorch and distributed compute like Spark or PySpark.
  • Working knowledge of modern ML infrastructure including AWS, SageMaker, Airflow, Kafka, Redis, and Snowflake.
  • Experience in Trust & Safety, Lending, Growth, or Foundation Models (preferred).

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