This role pays less than
78%
of similar roles. Most pay
$142,475–$209,012
— the shaded band above.
At the midpoint, this role pays about
$138k
versus about
$176k
for comparable roles.
Based on 240 similar postings.
Employer
About Upstart
Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.
Upstart currently has
73 open roles
on FindRole.
Listed pay typically runs
$166,900–$230,450
across 72 roles with salary data.
As a Compliance Manager, BSA/AML Program, you will join the Bank Secrecy Act/Anti-Money Laundering Compliance team to oversee enterprise programs including Customer Identification Program (CIP), Customer Due Diligence (CDD), and sanctions screening. You will serve as a subject matter expert for secured and unsecured lending products while supporting new deposit product development. Your daily responsibilities involve designing transaction monitoring rules, managing risk assessments, developing key performance indicators, and translating complex regulatory requirements like FinCEN guidance and OFAC sanctions into scalable business processes. You will collaborate with Product, Engineering, and Legal teams to ensure robust compliance frameworks. The role requires expertise in the Bank Secrecy Act and USA PATRIOT Act, along with experience in audit readiness and investigation of complex compliance issues within a regulated financial institution environment.
Design and improve BSA/AML, CDD, EDD, transaction monitoring, and sanctions screening processes for lending and deposit products.
Serve as a subject matter expert to advise product teams on compliance requirements during development and implementation.
Manage compliance initiatives including new product launches, regulatory enhancements, and internal control improvements.
Administer customer identification and due diligence programs in alignment with federal regulations and company policies.
Develop transaction monitoring rules and investigation processes based on risk assessments and identified typologies.
Monitor and translate evolving regulatory requirements into scalable business processes and controls.
Create key risk indicators (KRIs) and performance metrics to provide actionable insights for senior leadership.
Lead remediation efforts for audit, examination, and testing findings to strengthen the compliance environment.
What we're looking for
Bachelor's degree or equivalent practical experience.
7+ years of experience in BSA/AML compliance, financial crimes compliance, or a related Risk or Compliance role within a bank or regulated financial institution.
Experience implementing and managing customer onboarding processes including identity verification, CDD, EDD, sanctions screening, and ongoing monitoring.
Working knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, Customer Due Diligence Rule, and BSA/AML risks for deposit products.
Experience developing and delivering AML risk assessments, KRIs/KPIs, and management reporting while leading cross-functional compliance initiatives.
Experience in audit and exam readiness, including evidence gathering, testing, monitoring, and addressing findings.
Strong organizational, analytical, and communication skills.
CAMS or CAFP certification (preferred); experience with deposit products, BSA/AML tools, and regulatory change management (preferred).