Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

SoFi is launching a brand-new commercial banking product — and we need a Senior Engineering Manager to build and lead it.

Commercial Banking is SoFi's entry into institutional commercial banking. We're building the infrastructure that lets large institutional clients in crypto, fintech, and enterprise finance manage their money at SoFi — real-time payments, multi-account treasury management, and a closed-loop settlement network that operates 24/7/365. The product you build will handle real institutional money from day one. The network you help create — SEN (SoFi Exchange Network) — could become the default settlement rail for the industry.

This is a rare chance to build a new business line for a publicly traded bank, backed by SoFi's banking charter, existing payment infrastructure, and a company that moves fast. You'll shape the technical foundation, hire the team, and ship the product.

What You'll Do:

Build It

• Lead the architecture and delivery of SoFi's commercial banking product — API Gateway, payment orchestration, client onboarding, and the services that power the client-facing experience.
• Own the end-to-end client onboarding orchestrator: a stateful workflow engine that provisions entities, bank accounts, entitlements, payment rails, limits, and pricing — across sandbox and production environments.
• Drive the design and implementation of the SoFi Exchange Network (SEN) — a real-time, 24/7/365 closed-loop payment network enabling instant settlement between SoFi commercial clients.
• Build enterprise-grade identity, RBAC, and maker/checker approval systems that support complex organizational structures (CFOs, treasury managers, analysts, auditors — each with scoped account access, per-rail permissions, and configurable payment limits).
• Deliver a production-quality sandbox environment that allows institutional clients to integrate and test against realistic simulations of every payment rail.

Lead the Team

• Recruit, mentor, and grow a high-performing engineering team.
• Set technical direction and engineering standards — code quality, system design, observability, incident response.
• Drive execution with well-defined sprints, clear deliverables, and tight feedback loops.
• Create a culture of ownership where engineers think beyond their pull requests — understanding the business impact of every payment that flows through the system.

Drive Cross-Functional Delivery

• Partner directly with Product, Design, Compliance (AML/KYB), Risk, Treasury, and Bank Operations to deliver a product that meets both client needs and regulatory requirements.
• Coordinate across engineering teams at SoFi to integrate Commercial Banking into SoFi's broader banking infrastructure — identity, entitlements, accounts, payments, and core banking systems.
• Influence and shape the end-to-end client experience, working closely with partners across the product and design organizations.
• Own the technical relationship with early clients during onboarding, sandbox integration, and production go-live. You'll be in the room when the first wire clears.
• Define and execute the go-live readiness process: functional validation, security review, ops runbook, monitoring, and formal sign-off across Engineering, Operations, and the client.

Scale It

• Design systems that scale from early clients at launch to hundreds — with the onboarding orchestrator, payment processing, and operational tooling to support that growth.
• Establish the operational workflows that SoFi Ops will use to manage Commercial Banking clients at scale (account views, payment rail dashboards, error resolution, compliance and regulatory workflows).
• Build the billing and revenue infrastructure, including monthly reporting and reconciliation.

What You'll Need:

• 10+ years of software engineering experience, with at least 4 years in engineering management leading teams of software engineers.
• Strong distributed systems skills — you can design services, define API contracts, and reason about consistency, idempotency, and failure modes in complex workflows.
• Strong technical expertise — you can evaluate architecture proposals, engage in design reviews, and hold the team to a high engineering bar. Familiarity with JVM-based stacks (Kotlin or Java, Spring Boot) and modern infrastructure (Kubernetes, AWS/GCP, CI/CD) is a plus.
• Track record of zero-to-one product delivery — you've shipped a new product from concept to production with real users.
• Experience with enterprise identity and access management — RBAC, OAuth2, multi-tenant authorization, and approval workflows.
• Strong cross-functional leadership — you can drive alignment across Product, Design, Compliance, Risk, and Operations without needing a VP to clear the path.
• Excellent communication skills — you'll present to executives, write technical design documents, and explain system tradeoffs to non-technical stakeholders.

Nice to Have:

• Experience building financial systems — payments, ledger, treasury, banking, or fintech where correctness, auditability, and reliability are non-negotiable.
• Experience building real-time payment systems (FedWire, FedNow, RTP, ACH origination) or settlement networks.
• Background in commercial or institutional banking (treasury management, FBO/omnibus accounts, correspondent banking).
• Experience with crypto-adjacent financial infrastructure — custodian banking, exchange settlement, stablecoin operations.
• Familiarity with AML/KYB compliance workflows, sanctions screening (OFAC), and transaction monitoring in a regulated banking environment.
• Experience building developer-facing products — API gateways, developer portals, sandbox environments, webhook infrastructure.

Prior work with workflow orchestration engines (Temporal, Cadence, Step Functions) for long-running stateful processes.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The Role:*

We are seeking a highly skilled and experienced Senior Software Engineer to join our Kubernetes and Istio team to create high-quality solutions that simplify complex tasks and enhance developer productivity. You will have the opportunity to directly impact the direction and architecture of our cloud infrastructure, focusing on using Kubernetes and Istio on AWS. If you are a seasoned Software Engineer with a passion for building robust infrastructure solutions and a strong background in cloud technologies, we invite you to apply for this exciting opportunity.

*What You’ll Do:*

• Design, develop, and maintain software that enables developers to efficiently interact with our cloud infrastructure and services.
• Work closely with cross-functional teams to understand requirements and design solutions that are intuitive, efficient, scalable, and reliable.
• Provide technical leadership for the Cloud Platform team to design and implement strategies for optimizing cloud costs, resource utilization, and overall performance.
• Lead the development of software solutions to enable engineers to seamlessly use networking, compute, and storage services within AWS and Kubernetes environments.
• Identify opportunities for automation and process improvement to enhance developer productivity.
• Collaborate with cloud and software engineers to integrate solutions seamlessly into cloud environments.
• Conduct code reviews and provide constructive feedback to other team members.
• Stay up-to-date with the latest trends and technologies in cloud infrastructure and software engineering.

*What You’ll Need:*

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 5+ years of software development experience.
• Expertise in cloud platforms including AWS and cloud-native technologies.
• Strong programming fundamentals (ex: Java/Kotlin, Python, Go).
• Strong understanding of software design principles and best practices.
• Experience with container orchestration (e.g., Docker, Kubernetes - especially EKS), networking, and service meshes (especially Istio).
• Experience with infrastructure as code (IaC) tools and practices (e.g. Terraform).
• Familiarity with CI/CD pipelines and tools (e.g., Jenkins, GitLab CI/CD).
• Excellent problem-solving skills and ability to think strategically about cloud infrastructure and platform design.
• Experience with generative AI coding agents such as Claude and Cursor.

*Preferred Qualifications:*

• Experience with cloud storage solutions, compute resources management, and networking in AWS.
• Experience with monitoring and logging tools (e.g. Datadog).
• Experience with service discovery and load balancing solutions.
• Experience with security and compliance in cloud environments.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a highly motivated and experienced Staff Fullstack Engineer to join our Account Creation team at SoFi. The goal of the Account Creation team is to build enablers that support the seamless creation of member accounts at SoFi. You will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, and supporting mission-critical systems. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership, is a self-starter, drives for delivery, approaches complex questions with data & curiosity, dives below the surface to identify the root cause, and is a good mentor and co-worker.

What you’ll do:

• Full Stack Development: Collaborate with cross-functional teams to design, architect, and implement end-to-end solutions that encompass both front-end and back-end components. Utilize your expertise in various programming languages, frameworks, and technologies to deliver high-quality and scalable software applications.
• Application Development: Build robust backend services and integrations that power user-facing experiences. Implement efficient, secure, and maintainable systems, ensuring seamless interaction between the application’s layers.
• Architecture and Design: Participate in architecture discussions and provide valuable insights to drive technical decisions. Ensure that software design patterns and best practices are followed throughout the development process.
• Collaboration: Work closely with designers, product managers, and backend engineers to ensure end-to-end solutions that meet both user and technical needs.
• Testing and Quality Assurance: Conduct thorough testing of software components, including unit testing, integration testing, and end-to-end testing, to ensure the reliability and functionality of the applications.
• Continuous Improvement: Keep abreast of industry trends, best practices, and emerging technologies in software development. Advocate for process improvements and adopt new tools and technologies to enhance productivity and efficiency.
• Code Review and Mentorship: Review code contributions from junior developers and provide constructive feedback to promote code quality and maintain coding standards. Act as a mentor and share your knowledge and expertise with team members to foster their growth.
• Documentation: Create and maintain technical documentation for developed software, APIs, and processes to ensure comprehensive understanding and knowledge transfer.

What you’ll need:

• Bachelor’s Degree, Computer Science Degree, or equivalent from a fully-accredited college or university
• 6+ years of programming experience, ideally on a modern stack.
• Proficiency in front-end technologies such as HTML, CSS, JavaScript, and modern frameworks like React or Angular.
• Strong expertise in back-end technologies and programming languages, such as Node.js, Python, Java/ Kotlin/ Spring / PostgreSQL, and we run on Kubernetes in a service-oriented architecture with over 100 services in production
• Knowledge of RESTful API design and implementation.
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility and ownership, driving a project from inception to completion
• Affinity for solving problems and diving deep into the details
• Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests
• Excellent communication and collaboration skills
• Experience working on an SOA or microservice-based application.

Nice to have:

• Experience scaling highly available, mission-critical systems
• Test-driven development along with unit and integration testing.
• Flutter Development Experience: Experience with Flutter, Google's UI toolkit for building natively compiled applications for mobile, web, and desktop platforms, would be a valuable addition.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Senior Engineering Manager to join our Member AI Features team, which will be a new high-impact, cross-functional engineering team. In this role, you will be responsible for the growth and success of your engineers, the technical integrity of your services, and the consistent delivery of product milestones that drive value for our members.

As a Senior EM, you are more than a technical lead; you are a strategic partner to Product and Design. You will navigate ambiguity, manage complex dependencies across the organization, and foster a culture of ownership and high performance. You will ensure your team is building scalable, "bank-grade" systems while maintaining the agility of a tech-first startup.

What you’ll do:

• Recruit, onboard, and develop a diverse team of engineers while providing regular feedback and building clear career growth plans.
• Own the execution roadmap for your team, driving the agile process and ensuring high-quality software is shipped predictably.
• Provide architectural oversight, lead design reviews, and help the team balance feature development with technical debt.
• Collaborate deeply with Product Managers and Designers to define the team’s vision and translate business goals into technical milestones.
• Champion a "you build it, you run it" culture, taking responsibility for the uptime, security, and observability of your team’s production environment.
• Contribute to the broader Engineering leadership team by refining hiring practices, engineering standards, and organizational culture.

What you’ll need:

• 5+ years of experience directly managing software engineering teams in a fast-paced environment, including experience managing Senior and Staff-level contributors.
• 8+ years of total software engineering experience with a deep understanding of backend microservices and modern frontend frameworks.
• Strong understanding of distributed systems, cloud-native architecture (AWS), and data consistency in high-concurrency environments.
• A proven track record of leading teams that build and scale successful user-facing products.
• Exceptional ability to communicate technical complexity to non-technical stakeholders and influence across different departments.
• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience.

Nice to have:

• Experience integrating Large Language Models (LLM) into products
• Experience in FinTech or other highly regulated industries where compliance and auditability are paramount.Experience leading teams through organizational scaling or significant architectural migrations.
• Familiarity with CI/CD best practices, automated testing strategies, and containerization.
• A passion for financial literacy and helping members achieve financial independence.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The role:*

We are seeking a visionary Director of Strategic Bureau Business Manager to architect and lead our centralized framework for credit data engagement. In this high-impact role, you will move beyond traditional vendor management to build a high-leverage, diversified data ecosystem. You will be responsible for centralizing engagement with Credit Reporting Agencies (CRAs) and specialized FCRA vendors to streamline efforts, improve oversight, and accelerate innovation through modern cloud data environments.

Your mission is to transition the organization toward a hot-swappable data network where providers earn their place in our ecosystem through proven, measurable ROI and differentiated data assets.

*What you’ll do:*

• Strategic Framework Leadership: Centralize all bureau engagement into a unified framework to provide strategic guidance, contractual leverage, and operational oversight across multiple product lines. Partner with Procurement and internal stakeholders to ensure maximum business value is received from each relationship.
• Value Chain Management: Coordinate a holistic view of the Credit Reporting Agency value chain, managing the relationship between the proprietary data we furnish to the bureaus and the specialized services we consume in return.
• Continuous Optimization & Data Quality: Execute a multi-year roadmap focused on spend efficiency and data integrity. Conduct comprehensive audits of data consumption and provide regular analysis of bureau performance, data quality metrics, and trends in credit reporting errors or opportunities.
• Risk & Compliance Stewardship: Implement and maintain appropriate risk management controls related to credit bureau relationships. Ensure all credit reporting and data usage practices comply with applicable laws and regulations, including the Fair Credit Reporting Act (FCRA) and GDPR.
• Drive Strategic Agility: Build and execute a roadmap that reduces technical barriers to entry for new data partners, ensuring the organization can agilely pivot between providers based on real-time data performance.
• Performance-Based Partnership Management: Establish a value-based incentive model for data providers. Prioritize partnerships with vendors who provide high-value, unique data assets that drive measurable lift in underwriting, collections, and fraud prevention.
• Collaborative Innovation: Partner closely with Risk, Data Science, and Engineering teams to conduct Value Discovery sessions, proving the worth of new data assets in an offline environment before committing to production integration.
• Strategic Liaison: Act as the primary business liaison and architect for relationships with major CRAs and auxiliary FCRA vendors. Stay informed on industry developments and bureau-specific rules to assess their impact on the organization.

*What you’ll need:*

• 12+ Years of Experience: Deep expertise in credit data ecosystems, bureau operations, or fintech risk management.
• Strategic Orchestration: A proven track record of managing multi-million dollar vendor relationships and navigating complex, large-scale RFP processes.
• Data-Forward Mindset: Proficiency in navigating modern data environments and the ability to translate complex data studies into executive-level business strategies.
• Expertise in Alternative Data: Strong understanding of the evolving landscape of differentiated data assets, including trended data, utility/telco, and cash-flow analytics.
• Regulatory Command: Comprehensive knowledge of FCRA, GDPR, and relevant compliance standards governing credit reporting and data usage.
• Influential Leadership: Exceptional ability to drive cross-functional alignment between technical and business teams to execute a unified data vision.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $131,200.00 - $225,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Full-stack Software Engineer to join SoFi’s AI Financial Actions & Recommendations team. This team is building the intelligence layer that powers SoFi’s Financial AI Agent — turning member goals and financial data into trusted, actionable recommendations and seamless execution opportunities across the SoFi ecosystem. You will have the opportunity to design and build a high-impact service from the ground up, shaping the architecture and systems that connect financial guidance to real-world action. This role will work at the forefront of Generative AI, integrating with SoFi’s Financial AI Agent to deliver intelligent, context-aware, and compliant experiences that help members take confident financial steps.

The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for both code quality and the end-to-end product experience. At SoFi, close partnership across Product, Design, and Engineering is core to how we work, and you will be involved throughout the entire product lifecycle—from ideation and design to implementation, deployment, and continuous improvement. We also value a culture of continuous learning, and you will be encouraged to invest in your own growth while mentoring and supporting fellow team members.

What you’ll do:

• Full-stack Development: Lead the design, development and testing of software across the entire stack, from mobile/web interfaces to backend microservices.
• Code Quality: Lead code reviews and models engineering excellence across both frontend and backend repositories.
• Execution: Translate product requirements to design and execution plan, with high quality and focus on polished UI/UX.
• Collaboration: Communicate effectively with project leads, engineering managers, and fellow developers to coordinate complex feature launches.

What you’ll need:

• Education/Experience: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience.
• Experience: 4+ years of professional programming experience on a modern full-stack architecture.
• Frontend Expertise: Proficiency in React (web) is a must. We use Flutter (mobile) for building mobile UX.
• Backend Knowledge: 3+ years of experience with Java or Kotlin. Our core stack is Kotlin/Spring/PostgreSQL/DynamoDB.
• Experience and enthusiasm leveraging LLM/AI tools to increase your efficiency as an engineer.

Nice to have:

• Generative AI: experience working with LLM technologies, such as agents, prompt engineering and evaluation
• Cross-Platform Skills: Dual experience in both React and Flutter is a major plus.
• Systems Architecture: Experience working with asynchronous and event-based systems (queues, streams).
• Database Scaling: Hands-on experience with both SQL and No-SQL (DynamoDB) at scale.
• Infrastructure: Familiarity with Kubernetes, Docker, and service-oriented architectures.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Staff Fullstack Software Engineer to join our team.  SoFi is building out a new team to develop crypto products and services for our members.  Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond.

On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

Key responsibilities

• Lead the development and testing of system components/services, code and design reviews
• Shape the architecture of our product
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

Requirements

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 8+ years of programming experience, ideally on a modern stack.
• Strong backend expertise in Java, Kotlin, or Scala), with experience in frameworks like Spring Boot and a solid understanding of relational databases and ORMs.
• Full-stack experience across multi-channel products, including frontend (React, TypeScript) or infrastructure (Kafka, CI/CD, observability tools)
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests

Nice to haves:

• Understanding of blockchain fundamentals and distributed ledger technologies
• Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins)
• Familiarity with custody, settlement, and clearing of crypto transactions
• Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.)
• Exposure to crypto trading platforms, market data, and DeFi protocols
• Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage)
• Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions
• Prior work in or collaboration with crypto-native companies or fintechs
• Comfort with cryptographic concepts such as wallets, keys, and signatures
• Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services
• AI tooling experience

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

The Borrow Data Science team is seeking a Senior Data Scientist who will help drive growth in our Lending businesses by transforming raw data into a compelling narrative for success. This is an exciting role for a proactive data scientist who is naturally curious and possesses a deep-seated drive to uncover insights before they are even requested.

Success in this role hinges on your ability to act as a strategic partner; you are not just a technical executor but an analytical storyteller who can bridge the gap between complex data and business strategy. While you have the technical aptitude to leverage tools like SQL, Python, dbt, and Airflow to build robust pipelines in Snowflake, your true impact lies in your ability to lead cross-functional initiatives and influence the product roadmap through data-driven advocacy.

What You’ll Do

• Drive Proactive Insights: Use your curiosity to dig deep into data, identifying trends and opportunities that others might miss, and proactively presenting these findings to leadership.
• Champion AI Productivity: Act as a pioneer for AI integration within the team. Identify and implement AI tools and workflows that streamline data engineering tasks, accelerate analysis, and drive outsized business impact.
• Analytical Storytelling: Translate complex quantitative analyses into simple, persuasive narratives that enable business leaders to make informed, high-stakes decisions.
• Strategic Leadership: Partner with cross-functional teams to lead the optimization of core product decisions, including funnel conversion, experimentation, and unit economics.
• Build Technical Foundations: Design and maintain scalable reporting pipelines in Snowflake using dbt and Airflow, ensuring business logic is efficiently encapsulated for company-wide use.
• Champion KPI Consistency: Create frameworks that ensure a "single source of truth" for KPIs across various platforms and BI tools.
• Mentor and Innovate: Stay ahead of industry trends and technical features to continuously improve our data stack, while mentoring peers on best practices in analytical rigor.

What You’ll Need

• Education: B.S., M.S., or M.B.A. in a quantitative field (Statistics, Economics, Engineering, CS, Mathematics, etc.).
• Experience: 5+ years of experience in an Analytics, Data Science, or Engineering role, preferably within Finance or Tech.
• Communication & Influence: Exceptional communication skills with a proven track record of influencing stakeholders and leading projects from conception to completion.
• Innate Curiosity: A self-starter mindset with a passion for problem-solving and an ability to thrive in dynamic, ambiguous environments.
• Technical Proficiency: Strong programming skills in SQL and Python, with hands-on experience using dbt and Airflow to build data pipelines in Snowflake.
• Data Visualization: Experience building intuitive and impactful dashboards in tools like Tableau to support your storytelling.
• Collaboration: Strong relationship-building skills and the ability to work seamlessly across diverse, cross-functional teams

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Software Engineers who are ready to lead the development of key advancement to the next generation of our financial services platform. Key qualifications of this role include:

• Leading the technical evolution of one or more key platform subsystems.
• Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions.
• Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code.
• Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance.
• Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers.
• The ability to create clear design and operational documentation.
• Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output.

What You’ll Do

As an emerging leader within our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 3+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Proficient working with GIT and related CI/CD systems.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of fundamental distributed systems concepts.

Nice To Have

• Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React).
• Experience with microservices design principles and architecture.
• Experience with workflow orchestration technology (AWS step function, Temporal).

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Team

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals.

The industry is going through an unprecedented transformation, and we’re at the forefront. We are currently building SoFi Coach—our most ambitious initiative yet. SoFi Coach is an AI-native, agentic layer that will live across every SoFi product, transforming our platform from a set of financial tools into a proactive personal wealth manager. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, and we're looking for a pioneer to help us build the future of autonomous finance.

The Role

We’re looking for something new for SoFi: a Principal Product Designer (IC6) who makes agentic capabilities happen.

In one sentence — we want you to lead the design and execution of SoFi Coach, turning speculative AI capabilities into validated, agentic experiences that help our members get their money right. You will collaborate with Directors and VPs to influence cross-company strategy while staying deep in the weeds to prove what’s possible.

What You’ll Do

• Lead the SoFi Coach vision: Define the interaction patterns and UX strategy for a conversational interface that proactively manages debt, investments, and wealth optimization.
• Build to inspire: Create functional prototypes and MVPs using AI-native workflows (Claude Code, Cursor, etc.) to demonstrate "magic moments" to stakeholders and engineering partners.
• Act as an "un-invasive innovator": Partner with core engineering and product teams (Lending, Invest, Money) to accelerate their AI roadmaps without creating organizational friction.
• Push the possible: Use your technical savvy to challenge the status quo, pushing engineering teams to achieve higher craft and more ambitious execution in our AI implementations.
• Evolve the craft: Help lead the evolution of SoFi’s internal AI-enabled design workflow, creating skills and agents that benefit the entire design organization.
• Evangelize AI-native design: Contribute the frameworks and "vibe-coding" patterns that will drive AI product development company-wide.

Who You’ll Need

You are as much a technical founder as you are a product designer; at your core you are a problem solver, a craft virtuoso, and an AI-Native Builder. You move with a speed that defies traditional design lifecycles, collapsing the gap between a Figma mock and a functional prototype.

You thrive in high-velocity, high-impact teams, showcasing an entrepreneurial mindset and adaptability born from startup or high-growth environments. You are a power user of the modern AI development stack (Claude Code, Cursor, etc.), and you use these tools to build experiences that were impossible twelve months ago.

You are driven by impact that isn’t just tangible but meaningful. Helping everyday people build healthy money habits resonates with you; you believe that helping a family get out of debt, buy their first home, or optimize their tax strategy is a profound responsibility. That tension between rapid progress and high-stakes responsibility excites you.

• 10+ years of experience as a Product Designer, Technical Founder, and/or Design-Engineer, with a proven track record of driving 0-to-1 initiatives for high-scale consumer products.
• A "builder" portfolio: A public or private collection of functional projects you have personally built or contributed to using code and AI tools.
• Mastery of AI tooling: You are a power user of Claude Code, Cursor, and similar environments for rapid, iterative development.
• Strategic gravitas: Experience influencing cross-functional strategy at the executive level in a complex, fast-moving organization.
• Technical literacy: A strong understanding of software architecture, APIs, and agentic systems to ensure your contributions are both visionary and feasible.

Even Better

• Founded or grew a business or side hustle as a product/design thinker.
• Experience driving impact within a highly-regulated industry (Fintech, Healthtech, etc.).
• Deep experience with Agentic AI architectures, tool-calling logic, and RAG implementations.
• Professional background that blurs the lines between Design and Full-Stack Engineering.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $192,000.00 - $330,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Staff Software Engineers who are ready to lead the evolution of strategically critical areas of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny.

Key qualifications of this role include:

• Leading design and implementation efforts across platform domains to affect multi-team or org-wide outcomes.
• Resolving problems in the platform design and implementation where there are competing constraints, significant ambiguity, and high technical or business risk.
• Recognition as a subject matter expert across a broad range of platform systems with the ability to identify and coordinate the resolution of systemic issues.
• Ability to define the long-term architectural direction for critical areas of the platform, aligning multiple teams around a shared vision, and developing an execution plan for delivering incremental value in stages.
• Ability to drive alignment across teams resolving technical and organizational conflicts, and successfully building consensus around difficult tradeoffs.
• Raises the engineering maturity of the organization by driving key improvements in the organization's culture and processes supporting engineering excellence.
• Ability to collaborate with partners to align technology and company strategy, resulting in plans that address the short and long-term goals of the business.
• Ability to identify and drive key improvements in systems supporting engineer productivity and velocity.
• Mentors engineers both inside and outside of the immediate team, and is a key participant in recruiting processes.

What You’ll Do

As a widely recognized technical leader within the team, you will focus on making key contributions to the definition and execution of the technical vision and strategy for the platform. Your responsibilities include defining and building consensus around evolutionary roadmaps for key areas of the platform that align with our business goals, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team. Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science or Software Engineering
• 7+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 4+ years in a technical leadership role.
• Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.
• Proven track record of leading initiatives increasing engineering productivity and improving engineering excellence.
• Exemplary communication and documentation skills.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of microservices design principles and architecture.
• Deep understanding of scaling highly-available, mission-critical systems.
• Expert proficiency working with GIT and related CI/CD systems.
• Experience leading and improving Agile methodologies.

Nice To Have

• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Social Finance, LLC seeks Senior Software Engineer in Seattle, WA:

Job Duties: 1. Design and deliver scalable, highly available, and resilient services and systems. 2. Own and develop end-to-end technical solutions that meet product requirements and user needs. 3. Contribute to code and design reviews, ensuring high-quality, maintainable, and performant solutions. 4. Drive innovation by identifying and proposing new technologies, tools, and process improvements. 5. Develop deep domain expertise in the Lending business to inform architectural and product decisions. 6. Collaborate cross-functionally with product marketing, operations, business, legal, and compliance teams to align technical initiatives with organizational goals. 7. Thrive in a dynamic, fast-paced environment, working effectively across distributed teams and offices. 8. Mentor other members of the team and help foster a learning environment within the team. May telecommute.

Minimum Requirements: Master’s degree (or foreign equivalent) in Computer Science, Information Technology or related quantitative field and 6 months of experience in the job offered or related occupation.

Special Skill Requirements: (1) Programming languages such as Java and Kotlin; (2) SQL; (3) API such as REST, GraphQL, and gRPC; (4) Spring boot and Spring framework; (5) Relational databases such PostgreSQL and MySQL; (6) NoSQL database such as DynamoDB, Redis, and MongoDB; (7) Software Design and Data Structure; (8) Cloud Services; (9) Docker; (10) Kubernetes; and (11) Software Development Methodologies.

Salary: $172,500.00 - $189,750.00 per annum & standard company benefits.

Submit resume with references using the apply button on this posting or by email to: Req.# 352.3 at: ATTN: HR, [email protected].

Application Deadline: 4/22/2026

LI-DNI

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: Salary: $172,500.00 - $189,750.00 per annum. Payment frequency: Annual - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Social Finance, LLC seeks Senior Software Engineer in Seattle, WA:

Job Duties: Use different object-oriented programming languages to build performant and scalable backend applications in a cloud-based microservice architecture. Participate in shaping the technical architecture of the product. Help translate product requirements into user stories and technical solutions. Deliver highly available and scalable services in a production environment. Generate ideas for new initiatives and technologies. Design APIs and Microservices using Java and Kotlin to support lending business logics. Come up with solutions to increase the efficiency and security of cloud systems utilizing AWS. Implement database schemas for storing and distributing data. Part-time telecommuting is an option. Hybrid work from SoFi offices in Seattle, WA.

Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Computer Science, Engineering (any field), or a related quantitative discipline, and six (6) months of experience in the job offered or in any occupation in related field.

Special Skill Requirements: (1) Java; (2) Kotlin; (3) Microservices; (4) Spring Boot; (5) AWS; (6) Airflow; (7) Zookeeper; (8) Flutter; (9) Terraform; (10) Python; (11) Distributed Systems; (12) gRPC or Protobuf or RPC Framework; and (13) Postgres and MySQL. Any suitable combination of education, training and/or experience is acceptable. Part-time telecommuting is an option. Hybrid work from SoFi offices in Seattle, WA.

Salary: $176,000.00 - $193,600.00 per annum & standard company benefits.

Submit resume with references using the apply button on this posting or by email to: Req.# 420.2 at: ATTN: HR, [email protected].

Application Deadline: 4/22/2026

LI-DNI

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: Salary: $176,000.00 - $193,600.00 per annum. Payment frequency: Annual - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is looking for a Principal Product Manager to lead infrastructure and data initiatives for our Home Loans business. In this role, you will own the systems, data models, and operational workflows that power the end-to-end mortgage lifecycle, ensuring our platform is scalable, efficient, and compliant as we grow.

You will focus on modernizing and optimizing how loans are processed, underwritten, and closed, with an emphasis on improving data quality, reducing manual effort, and accelerating cycle times. This includes driving automation across vendor and internal systems, strengthening data validation and synchronization, and enabling reliable, audit-ready processes across the organization.

This is a highly impactful role that sits at the intersection of product, engineering, and operations. You will partner closely with Operations, Risk, Compliance, Capital Markets, and Engineering to deliver systems that improve speed, cost efficiency, and quality across the lending lifecycle.

What you’ll do

• Define and drive the product vision, strategy, and multi-quarter roadmap for Home Loans infrastructure and data systems
• Lead initiatives to reduce final approval cycle time and improve overall operational efficiency and cost per funded loan
• Drive automation of manual processes, including vendor integrations and system enhancements that increase throughput and reliability
• Improve data validation, accuracy, and consistency across systems, ensuring high-quality inputs into decisioning and downstream workflows
• Partner with engineering to modernize core systems, including platform migrations and synchronization across web and internal tools
• Ensure systems and processes meet audit, compliance, and regulatory requirements, working closely with Risk and Compliance teams
• Collaborate with Capital Markets and Operations teams to support post-close functionality and downstream loan workflows
• Define and track key performance metrics (e.g., cycle time, cost efficiency, QA/QC outcomes), using data to identify bottlenecks and drive improvements
• Lead complex, cross-functional initiatives across multiple teams, aligning stakeholders and driving execution against shared goals

What you’ll need

• Bachelor’s degree or equivalent experience
• 7+ years of product management experience, ideally in fintech, lending, or platform/data-focused roles
• Proven track record of owning complex infrastructure, data, or operational systems and delivering measurable business impact
• Experience driving workflow optimization, automation, or operational improvements at scale
• Strong systems thinking, with the ability to understand and improve end-to-end processes across multiple systems and teams
• Experience working on technically complex products, with the ability to partner closely with engineering on architecture and trade-offs
• Data-driven mindset, with experience defining metrics and using insights to guide prioritization and decision-making
• Strong cross-functional leadership skills, with the ability to influence across Product, Engineering, Operations, Risk, and Compliance
• Excellent communication skills, including experience presenting to senior leadership

Nice to have

• Experience with mortgage systems (e.g., Encompass) or similar loan origination platforms
• Familiarity with home loan processing, underwriting, or closing workflows
• Experience supporting audit, compliance, or regulatory requirements in financial services
• Experience integrating with third-party vendors or external systems
• Background in capital markets or post-close mortgage processes
• Experience improving cycle times, cost structures, or operational efficiency in lending

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Staff Software Engineers who are ready to lead the design and implementation of key capabilities of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny.  Key qualifications of this role include:

• Leading design and implementation efforts across multiple system domains to affect cross-team outcomes.
• Resolving problems in the platform design and implementation where there are competing constraints and significant ambiguity.
• Recognition as a subject matter expert across platform systems with the ability to contribute to the resolution of systemic issues.
• Ability to define the architectural direction and evolutionary strategy for critical subsystems within the platform.
• Ability to drive alignment across teams resolving technical and organizational conflicts.
• Raises the engineering maturity of the organization by consistently upholding the org-wide quality, reliability, and security policies.
• Ability to align technology decisions with company strategy, accounting for risk and growth constraints.
• Maintains standards of excellence through code and design reviews, mentors more junior engineers, and contributes to team efficiency, beyond personal output.
• Is a key participant in recruiting processes.

What You’ll Do

As an established technical leader within our team, you will focus on designing and implementing the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to production deployment. Your responsibilities include creating durable designs, strong individual contributions in implementing new capabilities, and leading by example to improve engineering excellence and efficiency across the team. Success in the role will require close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 5+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 2+ years in a technical leadership role.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of fundamental distributed systems concepts.
• Deep understanding of microservices design principles and architecture.
• Experience with performance tuning and optimizing data access patterns.
• Proficient working with GIT and related CI/CD systems.
• Familiarity with Agile methodologies.
• Ability to produce clear and meaningful design and operational documentation artifacts.

Nice To Have

• Experience scaling highly-available, mission-critical systems.
• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The role:*

The Senior Anti-Money Laundering (AML) First Line of Defense Staff Big Business Banking role sits within the Member Business Unit and will support the Big Business Banking team in implementing effective, risk-based AML and sanctions controls in line with regulatory expectations, internal risk appetite, and business strategy. Reporting directly to the AML First Line of Defense Big Business Banking Senior Manager, you will serve as a key AML risk partner to Product, Engineering, Operations, and Risk.

You will be accountable for executing AML policy and regulatory requirements, supporting key AML risk decisions, and helping ensure the business is prepared for audits, independent testing, and regulatory examinations.

This position requires strong independent judgment, the ability to evaluate risk-based tradeoffs, and a focus on embedding compliance into day-to-day operations while supporting responsible growth.

*What you’ll do:*

*AML Program Execution & Risk Management*

• Execute the First Line AML control framework for designated businesses, including conducting onboarding, periodic reviews, and event-driven reviews of complex and high-risk customers.
• Support the implementation of AML requirements for new products, services, and partnerships, ensuring controls are embedded into product design and technology.
• Draft and review AML relationship summaries and risk assessments used to gate onboarding and ongoing service decisions.
• Ensure customer and transaction monitoring frameworks (including on-chain monitoring, where applicable) align with documented risk profiles and expected activity.

*Risk Appetite Enforcement & Decision-Making*

• Apply SoFi’s AML risk appetite in daily processes, identifying prohibited or restricted customer types and escalating exceptions when warranted.
• Formulate and defend risk-based recommendations on customer onboarding, expansion of services, enhanced monitoring, remediation, or exit.
• Proactively identify emerging risks in day-to-day operations and help drive mitigation plans before they become audit, regulatory, or operational issues.

*Regulatory, Audit & Exam Readiness*

• Assist in First Line responses to internal audits, independent testing, risk assessments, and regulatory examinations.
• Ensure documentation, rationale, and control execution are consistent, defensible, and exam-ready.
• Partner closely with AML Compliance (Second Line) to facilitate reviews of high-risk relationships and material changes.

*Cross-Functional Collaboration*

• Act as an AML resource and risk partner to Product, Engineering, Design, Operations, and Risk to ensure AML controls scale with business growth.
• Assist in translating regulatory expectations into clear technical and operational requirements for monitoring, data capture, and controls.
• Support the execution of AML initiatives and provide data-driven insights to leadership to aid decision-making on tradeoffs between risk, customer experience, and business objectives.
• Contribute to a high-performing AML First Line Big Business Banking team by maintaining high operating standards to support complex, high-risk businesses.

*Strategy, Technology & Continuous Improvement*

• Support the operation and optimization of key AML technology platforms, including transaction and blockchain monitoring systems.
• Monitor emerging AML, sanctions, and digital asset risk trends, surfacing relevant insights to leadership.
• Contribute to company-wide objectives by assisting in solving ambiguous, complex risk problems in creative and practical ways.

*What you’ll need:*

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• 6-8 years of experience in AML, financial crime risk management, compliance, risk, strategy, or regulated financial services.
• Demonstrated experience executing AML controls within a regulated financial institution.
• Experience with onboarding complex high risk business clients.
• Strong understanding of BSA/AML regulatory expectations, including OCC exam standards.
• Experience working with technical and product teams to implement risk and compliance requirements.
• Comfort making independent, defensible risk recommendations in high-growth, evolving environments.
• Highly analytical, detail-oriented, and able to clearly articulate risk narratives to senior leadership.
• Exceptional written and verbal communication skills.

*Nice to have:*

• MBA or advanced degree
• Experience with Virtual Currency clients (Virtual Asset Service Providers, Stablecoin Issuers, etc.)
• CAMS/CFE certification preferred (or willingness to become certified within one year of start date)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $137,600.00 - $236,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation fintech company using innovative, mobile-first technology to help our millions of members
reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re
proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values
guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

The Fraud Program is seeking a Staff Risk Analyst to lead data governance initiatives, analytics, and reporting across
the Fraud Center of Excellence (CoE). This role will serve as a key partner in developing, maintaining, and enhancing
fraud KPIs, KRIs, dashboards, and enterprise risk reporting to enable data-driven decision making and effective fraud
risk oversight.

The Staff Risk Analyst will play a critical role in ensuring data integrity, consistency, and transparency across fraud
metrics, while delivering actionable insights into fraud performance, emerging risks, and operational effectiveness
across all products and fraud domains.

This role will partner closely with Fraud Strategy, Operations, Risk, Data, and Business Intelligence teams to build
scalable analytics solutions, standardize metric definitions, and improve enterprise-wide visibility into fraud risk.
The ideal candidate will bring a strong technical data background, experience in risk analytics, and a passion for
building scalable data and reporting frameworks within a fast-paced fintech environment. Additionally, the
candidate will also have strong proficiency in SQL, Python, Snowflake, and Tableau. You’ll need to be a self-motivated
leader with the ability to drive cross-functional collaboration between all lines of business. IIf you love working with
data and have a passion for doing the right thing, we want to hear from you!

What you’ll do:

Fraud Data Analytics, Insights, and Data Governance (Primary Focus)
● Analyze fraud data across products and channels to identify trends, anomalies, and emerging fraud risks.
● Develop data-driven insights and recommendations to support fraud strategy, operations, and risk
management decisions.
● Partner with cross-functional teams to translate business problems into analytical solutions that improve
fraud detection, prevention, and member experience.
● Establish and enforce data governance standards for fraud metrics- including data definitions, lineage, and
controls; and effectively leading a strategic data governance council cross-functionally.
● Identify and resolve data quality, consistency, and availability issues impacting fraud reporting and
analytics.
● Partner with Data Engineering and BI teams to ensure reliable, scalable, and well-documented data
sources.
KPI / KRI Framework & Performance Monitoring
● Support the design, development, and ongoing enhancement of Fraud KPIs, KRIs, and Risk Appetite

Statement (RAS) metrics across the Fraud CoE.

● Ensure consistent metric definitions, calculations, and reporting methodologies across business units.
● Monitor metric performance and provide insights into drivers of variance, trends, and risk signals.
Dashboarding & Reporting
● Assist in designing, building, and maintaining Tableau dashboards and automated reporting solutions to
provide real-time visibility into fraud performance.
● Deliver executive-level reporting and visualizations for fraud governance committees and leadership.
● Improve reporting efficiency through automation and scalable data pipelines (e.g., Snowflake), where
needed, in partnership with our risk analytics and data teams
Fraud Risk Management & Assessment Support
● Support Fraud Risk Self-Assessments (FRSA) and other risk evaluation activities through data analysis and
metric development.
● Assist in identifying key risk drivers and areas of elevated fraud exposure across products and processes.
● Provide analytical support for audit, regulatory, and risk management requests.
Cross-Functional Collaboration & Program Support
● Collaborate with Fraud Strategy, Operations, and Program teams to align data, metrics, and reporting with
business needs.
● Support broader Fraud Program initiatives and analytics projects as needed, including strategy
performance analysis and operational insights.

What you’ll need:

● 4+ years of experience in data analytics, fraud analytics, or risk analytics within financial services, fintech, or
banking.
● Strong experience working with large datasets and relational databases.
● Advanced proficiency in SQL and experience with Snowflake or similar data platforms.
● Experience building dashboards and data visualizations (Tableau preferred).
● Strong understanding of KPI/KRI frameworks, performance metrics, and risk monitoring concepts.
● Experience with data governance, data quality management, or metric standardization.
● Strong analytical and problem-solving skills with the ability to translate complex data into actionable
insights.
● Excellent communication skills, with the ability to present findings to both technical and non-technical
stakeholders.
● Ability to work cross-functionally and manage multiple priorities in a fast-paced environment.
● Proficient in other programming and data analysis tools such as Python, R, or SAS.

Nice to Have:
● Advanced degree in Data Science or Machine Learning.
● Experience in implementing or overseeing AI/ML-based models for fraud detection
● Experience working in or working closely with model risk management is a plus.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $115,200.00 - $216,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is launching a brand-new commercial banking product — and we need a Senior Staff Engineer to be its technical backbone.

Commercial Banking is SoFi's entry into institutional commercial banking. We're building the infrastructure that lets large institutional clients in crypto, fintech, and enterprise finance manage their money at SoFi — real-time payments, multi-account treasury management, and a closed-loop settlement network that operates 24/7/365. The systems you design will handle real institutional money from day one. The network you help architect — SEN (SoFi Exchange Network) — could become the default settlement rail for the industry.

As the Senior Staff Engineer on the Commercial Banking team, you'll be the technical leader the team looks to for the hardest problems — system design, API contracts, payment correctness, performance, and reliability. You'll set the technical bar, make architectural decisions that stick, and write the code that proves them out. This is a hands-on role: you'll be deep in the codebase while also shaping the direction for the engineers around you.

What You'll Do

Architect and Build

• Own the technical architecture for Commercial Banking's core systems — payment orchestration, client onboarding workflows, API Gateway, real-time settlement, and the services that power the client-facing experience.
• Design and implement the SoFi Exchange Network (SEN) — a real-time, 24/7/365 closed-loop payment network enabling instant settlement between SoFi commercial clients.
• Build the client onboarding orchestrator: a stateful workflow engine that provisions entities, bank accounts, entitlements, payment rails, limits, and pricing — with retry, rollback, and idempotency guarantees.
• Design enterprise-grade identity, RBAC, and maker/checker approval systems that support complex organizational structures with scoped account access, per-rail permissions, and configurable payment limits.
• Define API contracts that institutional clients will integrate against — getting the abstractions, error models, and versioning right from day one.
• Architect a sandbox environment that realistically simulates every payment rail, enabling clients to build and test their integrations with confidence.

Set the Technical Standard

• Establish system design patterns, coding standards, and engineering best practices for the Commercial Banking codebase.
• Drive technical decisions on data modeling, service boundaries, consistency guarantees, and failure handling across payment workflows where correctness is non-negotiable.
• Own observability strategy — structured logging, distributed tracing, alerting, and dashboards that give the team confidence in production.
• Lead technical design reviews and code reviews. Raise the quality bar and make it stick through example, not just feedback.
• Identify and address technical debt proactively — knowing when to take shortcuts for speed and when to invest in the right long-term solution.

Lead Through Influence

• Be the go-to technical leader on the team — the person engineers come to when they're stuck on a design problem, a performance issue, or a tricky integration.
• Mentor engineers at all levels. Help senior engineers grow toward staff-level thinking; help mid-level engineers develop stronger system design instincts.
• Partner with engineering management to shape the technical roadmap, estimate complexity, and sequence work for maximum impact.
• Drive cross-team technical alignment with other engineering teams at SoFi — working across identity, entitlements, accounts, payments, and core banking systems to ensure clean integration points.
• Represent the team's technical perspective in discussions with Product, Compliance, Risk, and Operations — translating business requirements into sound engineering decisions.

Make It Production-Ready

• Design systems that handle real money with the reliability and correctness that institutional clients demand — every transaction must be accounted for, every failure mode handled.
• Build for scale from day one — systems that work for early clients but are architected to support hundreds without rework.
• Own the technical side of client go-live: integration health checks, performance validation, monitoring readiness, and production cutover.
• Drive incident response and post-mortems. Build a culture where production issues are learning opportunities, not blame events.

What You'll Need

• 7+ years of software engineering experience, with a sustained track record of technical leadership on complex, production-critical systems.
• Deep distributed systems expertise — you can design services end-to-end, reason about consistency and ordering guarantees, and make pragmatic tradeoffs between correctness, availability, and latency.
• Hands-on mastery of JVM-based stacks (Kotlin or Java, Spring Boot) and modern infrastructure (Kubernetes, AWS/GCP, Terraform, CI/CD pipelines).
• Strong API design sensibility — you've designed APIs that external consumers depend on, and you understand the long-term cost of getting contracts wrong.
• Experience with stateful workflow systems — you've built or operated long-running, retryable, idempotent workflows in production.
• Proven ability to lead without authority — you influence technical direction through the quality of your ideas, your code, and your ability to bring people along.
• Excellent communication skills — you can write clear technical design documents, explain complex systems to non-technical stakeholders, and make your reasoning legible to the team.
• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field (or equivalent experience).

Nice to Have

• Experience building financial systems — payments, ledger, treasury, banking, or fintech where auditability, correctness, and regulatory compliance are table stakes.
• Experience building real-time payment systems (FedWire, FedNow, RTP, ACH origination) or settlement networks.
• Background in commercial or institutional banking (treasury management, FBO/omnibus accounts, correspondent banking).
• Experience with crypto-adjacent financial infrastructure — custodian banking, exchange settlement, stablecoin operations.
• Familiarity with AML/KYB compliance workflows and transaction monitoring in a regulated banking environment.
• Experience building developer-facing products — API gateways, developer portals, sandbox environments, webhook infrastructure.
• Prior work with workflow orchestration engines (Temporal, Cadence, Step Functions) for long-running stateful processes.
• Experience with event-driven architectures — Kafka, event sourcing, or CQRS patterns in high-throughput systems.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Staff Software Engineers who are ready to lead the design and implementation of key capabilities of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny.  Key qualifications of this role include:

• Leading design and implementation efforts across multiple system domains to affect cross-team outcomes.
• Resolving problems in the platform design and implementation where there are competing constraints and significant ambiguity.
• Recognition as a subject matter expert across platform systems with the ability to contribute to the resolution of systemic issues.
• Ability to define the architectural direction and evolutionary strategy for critical subsystems within the platform.
• Ability to drive alignment across teams resolving technical and organizational conflicts.
• Raises the engineering maturity of the organization by consistently upholding the org-wide quality, reliability, and security policies.
• Ability to align technology decisions with company strategy, accounting for risk and growth constraints.
• Maintains standards of excellence through code and design reviews, mentors more junior engineers, and contributes to team efficiency, beyond personal output.
• Is a key participant in recruiting processes.

What You’ll Do

As an established technical leader within our team, you will focus on designing and implementing the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to production deployment. Your responsibilities include creating durable designs, strong individual contributions in implementing new capabilities, and leading by example to improve engineering excellence and efficiency across the team. Success in the role will require close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 5+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 2+ years in a technical leadership role.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of fundamental distributed systems concepts.
• Deep understanding of microservices design principles and architecture.
• Experience with performance tuning and optimizing data access patterns.
• Proficient working with GIT and related CI/CD systems.
• Familiarity with Agile methodologies.
• Ability to produce clear and meaningful design and operational documentation artifacts.

Nice To Have

• Experience scaling highly-available, mission-critical systems.
• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Team

The Digital Identity Platform collects, protects, and distributes the critical data that enables SoFi to recognize and support its members as they move through every product and feature. Digital Identity is the virtual representation of a person’s physical identity — the digital attributes essential for customer identification, relationship & entitlement and authorization (granting access to resources). If you are passionate about working on the platform that every SoFi product depends on to know its customers, this is the team. Our team’s tech stack is Java/Kotlin, PostgreSQL, Kubernetes, ArgoCD, Datadog, Snowflake. For AI based development we use Claude Code, Cursor, Windsurf etc.

The Role

You focus on software features and systems, anchored on a team but interacting across teams to deliver outcomes. Problems you tackle are broadly defined — you identify the specific solutions. You think 6–12 months ahead about system evolution and set standards for your team’s engineering practices. In SoFi’s AI-native environment, you produce structured critiques of AI-generated architecture, identify distributed systems failure modes that AI consistently misses, and define how your team uses AI tools effectively. When needed, you lead cross-functionally to deliver business outcomes.

Key Responsibilities

• Design software that addresses both current and future business needs; promote efficient development, clarity, reusability, testability, and reliability
• Set coding standards and best practices for the team, including standards for AI-assisted development — when to use AI, how to verify, what to own
• Produce structured critiques of AI-generated distributed system designs, identifying race conditions, incorrect consistency models, silent data loss, and improper failure handling
• Participate in group-level strategic planning and resource prioritization, representing the team’s perspective; align team projects with group direction
• Lead team design reviews; teammates recognize that your input improves results and seek your feedback
• Simplify the team’s systems, avoiding unnecessary complexity; enable easy integrations across teams; optimize for long-term impact
• Frame and navigate trade-offs in technology choices with a pragmatic, value-focused perspective on when to adopt vs. invent
• Drive operational excellence: automate and streamline build, deployment, testing, and maintenance; identify patterns in bugs and incidents to propose systemic improvements
• Mentor teammates proactively to grow their skillsets and impact, providing meaningful feedback from a well-calibrated perspective

What You’ll Need

• Bachelor’s degree in Computer Science, Software Engineering, or equivalent practical experience
• 6-10 years of professional software development experience
• Advanced expertise in writing code, consistently demonstrating best practices with clear and exemplary usage of their team’s software languages
• Advanced expertise in how team components contribute to broader system architecture; recognizes and makes trade-offs in component interactions
• Demonstrated ability to identify and critique architectural flaws in AI-generated code — race conditions, data consistency issues, incorrect failure handling
• Experience with 6–12 month strategic thinking; setting team priorities and driving operational excellence improvements
• Domain knowledge in their product area, informing decision making and design
• Proven ability to lead cross-functionally and represent the team in technical discussions
• Strong focus on operational excellence with a track record of identifying systemic improvement patterns
• Prior experience with front-end development using Typescript and frameworks like ReactJs/AngularJs, NodeJs will be nice to have.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Team:

SoFi is seeking an experienced and motivated Staff Data Engineer to drive high standard technical solutions for the Data Products team within the SIPS (Spend, Invest, Protect, Save) division - supporting all SoFi Financial Services. The mission of the SIPS Data Engineering team is to support Data Engineering and reporting for SoFi’s Financial Services products. As a technical leader you will lead the vision and strategy to build foundational and critical data models which are highly leveraged across SoFi for analytical, reporting, and machine learning use-cases. Our goal is to empower consumers to make data driven decisions and effectively measure their results by providing high quality, high availability data, and democratized data.

Role:

A talented, enthusiastic, detail-oriented, and experienced Data Engineer who knows how to take on big data challenges in an agile way. This includes big data design and analysis, data modeling, and development, deployment, and operations of big data pipelines. Leads development of some of the most critical data pipelines and data sets, and expands self-service data knowledge and capabilities. This role requires you to live at the cross section of data and engineering. You should have a deep understanding of data, analytical techniques, and how to connect insights to the business, and you have practical experience in insisting on the highest standards on operations in ETL and big data pipelines.

What you’ll do:

• Design and develop robust data models and pipelines to support data ingestion, processing, storage, and retrieval. Evaluate and select appropriate technologies, frameworks, and tools to build scalable and reliable data infrastructure.
• Optimize data engineering systems and processes to handle large-scale data sets efficiently. Design solutions that can scale horizontally and vertically.
• Collaborate with cross-functional teams, such as data scientists, software engineers, and business stakeholders, to understand data requirements and deliver solutions that meet business needs. Effectively communicate complex technical concepts to non-technical stakeholders.
• Optimize data engineering systems and processes to handle large-scale data sets efficiently. Design solutions that can scale horizontally and vertically,
• Enforce data governance policies and practices to maintain data integrity, security, and compliance with relevant regulations. Collaborate with data governance and security teams to implement robust data protection mechanisms and access controls.

What you’ll need:

• A bachelor's degree in Computer Science, Data Science, Engineering, or a related field;
• 8+  years of experience in data engineering and analytics technical strategy.
• Proficiency in data engineering tech stack; Snowflake / PostgreSQL / Python / SQL / GitLab / AWS / Airflow/ DBT and others..
• Proficiency in relational database platforms and cloud database platforms such as Snowflake, Redshift, or GCP
• Experience in managing end-to-end data engineering projects. Planning, execution, and resource management.
• Experience leveraging AI tools in data workflows; Cursor / Claude Code / Co Pilot
• Strong in Python and/or another data centric language.
• Thorough knowledge of data modeling, database design, data architecture principles, and data operations.
• Strong analytical and problem-solving abilities, with the capability to simplify complex issues into actionable plans.
• Experience in the Fintech industry is advantageous.
• This role includes a travel requirement of up to 10–15%.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

SoFi is seeking a highly skilled Senior Software Engineer to join our Cloud Efficiency team, a role that sits at the pivotal intersection of strategic finance and cloud engineering. As a key contributor to our Efficiency Platform and FinOps strategy, you will move beyond static monitoring by engineering autonomous AI agents and RAG-based workflows to proactively resolve inefficiencies, ensuring our cloud architecture remains both high-performing and fiscally disciplined. This is a unique opportunity to directly influence the architecture and efficiency best practices used across SoFi engineering, building mission-critical visibility tools that empower developers to scale innovation efficiently. If you are a seasoned engineer with a passion for cloud technologies and a desire to enhance the performance and cost-effectiveness of foundational systems, we invite you to help fuel SoFi’s next generation of financial offerings.

What You’ll Do:

• Collaborate with cross-functional teams to design and implement scalable and efficient cloud solutions.
• Develop and maintain robust data pipelines that ingest and normalize granular billing data, integrating system performance telemetry with cost metrics to provide a single source of truth.
• Build intuitive, scalable utilization and cost observability solutions that track key cloud efficiency metrics, empowering developers to see the direct financial impact of their architecture.
• Collaborate with external vendors and software engineers to integrate solutions seamlessly into cloud environments.
• Implement sophisticated tagging strategies and Infrastructure as Code (IaC) to ensure 100% of cloud resources are accurately mapped to business units and products.
• Build and Operate agentic AI solutions to analyze efficiency and utilization data, provide insights and drive optimization strategies.
• Write high-quality software solutions, including automation scripts and custom tooling, to proactively identify and eliminate cloud waste and process inefficiencies.
• Conduct code reviews and provide constructive feedback to other team members.

What You’ll Need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 5+ years software development experience.
• Deep expertise in cloud platforms including AWS, and cloud native technologies.
• Strong programming fundamentals (Java, Kotlin, Python, Go).
• Strong understanding of software design principles, microservice architecture and best practices.
• Experience with infrastructure as code (IaC) tools and practices.
• Experience with container orchestration (e.g. Docker, Kubernetes), Networking and service meshes (e.g. Istio).
• Experience with workflows (e.g. Temporal, Apache Airflow, Cadence).
• Expertise in AI coding tools (e.g., Cursor, Windsurf, Claude Code) and building agentic workflows to automate cloud governance, using AWS Bedrock, RAG patterns, and MCP is a plus.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

The Risk Data Science team is looking for a Data Scientist/Senior Data Scientist to develop advanced machine learning and statistical models, guide measurement, strategy, and data-driven decision making to support various credit risk and operational areas at SoFi. The Data Scientist will work closely with Credit, Risk, Product, Engineering, and Operations teams to design solutions for underwriting, portfolio management, loss mitigation, and loss forecasting etc. These tasks involve researching and applying state of the art modeling methodologies to solve complex business problems. This role is very rewarding as your work will have a direct and immediate impact on the business’ profitability.

What You’ll Do

• Develop, implement, and continuously improve machine learning and statistical models that support various credit, risk, and operational procedures including but not limited to underwriting, portfolio management, loss mitigation, and loss forecasting, etc.
• Present model performance and insights to Credit, Risk, and Business Unit leaders.
• Proactively identify opportunities to apply advanced modeling approaches to solve complex business problems.
• Explore and leverage in-house and external data sources to enhance model predictive power.
• Collaborate with the Model Risk Management team to demonstrate models are developed with high level rigor that satisfy Model Risk Management and Governance requirements.
• Perform ongoing monitoring of the models through the construction of dashboards and KPI tracking
• Collaborate with the Product and Engineering teams to improve the model development, deployment, monitoring, and model re-calibration/re-build process..
• Explore and apply in-house and open-source machine learning and statistical tools and algorithms to develop and improve models.

What You’ll Need

• Master’s degree in Statistics, Econometrics, Mathematics, Operations Research, Physics, Computer Science, Engineering, or quantitative field required. PhD degree preferred.
• 2+ years of relevant work experience in building and implementing machine learning and statistical models.
• Excellent logic reasoning and communication abilities when interpreting business requirements and translating them into effective data solutions.
• Strong skills in writing efficient SQL queries and Python code to create complex attributes, especially with large datasets.
• Strong sensitivity to details in data and proactively investigate them to uncover unknown patterns.
• Strong knowledge of databases and related languages/tools such as SQL, NoSQL, Hive, etc.
• Demonstrated sophisticated experience in building efficient and reliable pipelines that interact with large datasets stored in SageMaker and Snowflake, automating recurring processes such as data extraction and processing, feature selection, model training, model monitoring, and generating documentation templates to support reproducibility and cross-functional collaboration.
• Excellent knowledge of machine learning and statistical modeling methods for supervised and unsupervised learning. These methods include (but are not limited to) regression, classification, clustering, outlier detection, novelty detection, decision trees, nearest neighbors, support vector machines, ensemble methods and boosting, neural networks, deep learning and its various applications. Continuously following the advancement of machine learning and artificial intelligence to update your knowledge and skills in order to solve business problems with the most efficient methodologies
• Strong programming skills in Python and machine learning libraries (e.g., sklearn, lightgbm, xgboost, pytorch, tensorflow, keras, etc.)

Nice To Have

• Experience in a lending organization.
• Experience with model documentation and delivering effective verbal and written communication.
• Experience in working closely with Product, Engineering, and Model Risk Management teams.
• Experience with AWS or GCP.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

SoFi is seeking an inspirational and deeply experienced Senior Manager to lead the Unsecured Underwriting Data Science function in our Risk Data Science team. Reporting to the Head of Risk Data Science, this role will lead the development, deployment, and governance of credit decisioning models for Personal Loans and Student Loans.

The ideal candidate is a hands-on leader who can transition the team from traditional modeling to next-generation machine learning platforms, leveraging emerging data sources (e.g., cash flow, alternative bureaus) to significantly improve underwriting performance, reduce losses, and ensure rigorous adherence to Model Risk Management (MRM) standards. This role requires exceptional organizational leadership, an ability to influence stakeholders, and proven success in delivering complex models into a regulated production environment.

What You'll Do

• Underwriting Excellence: Directly oversee the development and deployment of Next Generation Underwriting models designed to increase origination while maintaining loss guardrails.
• Drive Next-Generation Capabilities: Incorporate industry trends and advanced techniques (NLP, Graph Mining, LLMs, Deep Learning) to solve complex, high-impact risk problems where established principles may not fully apply.
• Alternative Data Strategy: Spearhead the evaluation and integration of alternative data sources (tri-bureau, LexisNexis, cash flow data) to enhance predictive power across all credit products.
• Lead the current team of high-performing Staff and Senior Data Scientists. Recruit, mentor, and foster talent through deliberate interactions, succession planning, and creating a high-accountability, low-ego culture.
• Model Risk Management (MRM): Act as the primary owner for all models in the portfolio, ensuring robust documentation, monitoring, and successfully navigating the 2nd Line of Defense (2LOD) review and approval process (SR 11-7 familiarity is mandatory).
• Stakeholder Alignment: Interact and negotiate with senior management and external stakeholders to reconcile competing views and drive critical, high-impact business decisions.
• Automation and Efficiency: Lead efforts to automate model monitoring and governance processes to create scalable and auditable infrastructure.

What You'll Need

• Experience: 8+ years of progressive experience in credit risk, modeling, and data science within a regulated financial institution (FinTech, Bank, or similar), with at least 3 years in a people management role, managing technical staff.
• Education: Master’s or Ph.D. degree in a quantitative field (Statistics, Computer Science, Engineering, Operations Research, etc.).
• Technical Acumen: Deep expertise in advanced statistical and machine learning modeling techniques (e.g., Gradient Boosting, Deep Learning, Causal Inference).
• Regulatory Knowledge: Detailed working knowledge of model risk management standards (e.g., SR 11-7) and the ability to operate within a highly regulated environment.
• Tools & Platforms: Expert-level proficiency in Python (PySpark, scikit-learn, TensorFlow/PyTorch) and SQL/data warehouse technologies (e.g., Snowflake, Hive). Familiarity with modern MLOps platforms and cloud computing (AWS).
• 3+ years of progressive people management experience is required, including the ability to recruit, mentor, and foster talent within a team of high-performing Staff and Senior Data Scientists.
• Communication: Ability to distill highly complex analytical concepts into clear, concise, and compelling narratives for non-technical leadership.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

The Business Continuity & Disaster Recovery (DR) Oversight Manager is responsible for governing SoFi's Business Continuity and Disaster Recovery programs as part of the  Independent Risk Management (2LOD) function. This position provides oversight of business impact analyses (BIA), business continuity plans (BCP), and disaster recovery testing programs to ensure they meet enterprise standards. As a risk leader, you will continuously evolve the BC/DR programs to improve resiliency across SoFi’s cloud-native infrastructure (AWS/GCP), protecting our people, assets, and reputation.

What you’ll do:

• Policy Governance: Own, develop, and maintain the enterprise-wide Business Continuity and Disaster Recovery policies and standards, ensuring they remain aligned with evolving regulatory requirements and industry best practices.
• 1LOD Oversight: Provide independent oversight to the First Line of Defense (1LOD) to ensure their BCP/DR plans, business impact analyses (BIAs), and testing exercises adhere to established standards and address business risk.
• RTO & Dependency Alignment: Evaluate Recovery Time Objectives (RTOs) to ensure they are realistic and aligned with SoFi’s critical dependencies, including cloud infrastructure (AWS/GCP), key servicing partners, and third-party vendors.
• Risk Reporting: Design and monitor Key Risk Indicators (KRIs) and performance metrics to provide the management committees and senior management with a transparent view of the firm's resiliency posture.
• Testing & Validation: Validate 1LOD disaster recovery testing and tabletop exercises, ensuring that "failover" capabilities are proven and that "lessons learned" are formally remediated.
• Regulatory & Audit Liaison: Serve as  point of contact for internal audit and regulatory examinations regarding BC/DR oversight, ensuring all evidence of 2LOD supervision is documented and defensible.
• Emerging Threat Assessment: Monitor the external threat landscape (e.g., cyber-resiliency, climate risk) to ensure SoFi’s framework stays ahead of potential disruptions to business operations.
• Credible Challenge Execution: Actively evaluate and provide constructive "credible challenge" to the First Line (1LOD) and business units regarding their recovery strategies, ensuring that RTOs and test results meet enterprise standards
• Mitigation Verification: Assess and confirm the adequacy of the First Line’s (1LOD) risk mitigation strategies for complex dependencies, focusing on the potential for widespread service impacts during a cloud or partner outage.

What you’ll need:

• Bachelor’s degree in risk management, business administration or related field/discipline such as, but not limited to emergency management and/or business continuity.

• 5+ years of experience in Business Continuity, Disaster Recovery, or Operational Risk, specifically within a Second Line of Defense (2LOD) or Internal Audit capacity.

• Understanding of FinTech or Financial Services regulatory landscapes (e.g., FFIEC, OCC, Federal Reserve guidelines) as they relate to resilience and third-party risk.
• Proven experience overseeing BC/DR in cloud-native environments (e.g., AWS, GCP) and an understanding of high-availability architectures (Active-Active vs. Active-Passive).
• Demonstrated track record of drafting, implementing, and enforcing enterprise-level BC/DR policies and standards.
• Excellent verbal/written communication skills with ability to explain business continuity, benefits, and goals of the program.
• Excellent data analysis and reporting skills.
• Strong organization skills and ability to remain calm under stress.
• Demonstrated collaboration and influencing skills
• Proficiency with Google Suite and/or Microsoft Office products
• Knowledge and experience with business continuity and mass notification tools.
• Ability to make decisions, problem solve, work well cross functionally & independently across the entire organization.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $115,200.00 - $216,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Senior Manager, Data Science

Portfolio Management and Loss Mitigation

The Role:

SoFi is seeking an inspirational and deeply experienced Senior Manager to lead the Portfolio Management and Loss Mitigation function in our Risk Data Science team. Reporting to the Head of Risk Data Science, this role will lead the development, deployment, and governance of portfolio management and loss mitigation models for all credit products.

The ideal candidate is a hands-on leader who can transition the team from traditional modeling to next-generation machine learning platforms, leveraging emerging data sources (e.g., cash flow, alternative bureaus) to significantly improve portfolio performance, reduce losses, and ensure rigorous adherence to Model Risk Management (MRM) standards. This role requires exceptional organizational leadership, an ability to influence stakeholders, and proven success in delivering complex models into a regulated production environment.

What You'll Do:

• Portfolio Management and Loss Mitigation Excellence: Directly oversee the development and deployment of Next Generation models designed to manage and mitigate portfolio losses while maintaining loss guardrails.
• Drive Next-Generation Capabilities: Incorporate industry trends and advanced techniques (NLP, Graph Mining, LLMs, Deep Learning) to solve complex, high-impact risk problems where established principles may not fully apply.
• Alternative Data Strategy: Spearhead the evaluation and integration of alternative data sources (Macro-Economic variables, tri-bureau, LexisNexis, cash flow data) to enhance predictive power across all credit products.
• Lead the current team of high-performing Staff and Senior Data Scientists. Recruit, mentor, and foster talent through deliberate interactions, succession planning, and creating a high-accountability, low-ego culture.
• Model Risk Management (MRM): Act as the primary owner for all models in the portfolio, ensuring robust documentation, monitoring, and successfully navigating the 2nd Line of Defense (2LOD) review and approval process (SR 11-7 familiarity is mandatory).
• Stakeholder Alignment: Interact and negotiate with senior management and external stakeholders to reconcile competing views and drive critical, high-impact business decisions.
• Automation and Efficiency: Lead efforts to automate model monitoring and governance processes to create scalable and auditable infrastructure.

What You'll Need:

• Experience: 8+ years of progressive experience in credit risk, modeling, and data science within a regulated financial institution (FinTech, Bank, or similar), with at least 3 years in a people management role, managing technical staff.
• Education: Master’s or Ph.D. degree in a quantitative field (Statistics, Computer Science, Engineering, Operations Research, etc.).
• Technical Acumen: Deep expertise in advanced statistical and machine learning modeling techniques (e.g., Gradient Boosting, Deep Learning, Causal Inference).
• Regulatory Knowledge: Detailed working knowledge of model risk management standards (e.g., SR 11-7) and the ability to operate within a highly regulated environment.
• Tools & Platforms: Expert-level proficiency in Python (PySpark, scikit-learn, TensorFlow/PyTorch) and SQL/data warehouse technologies (e.g., Snowflake, Hive). Familiarity with modern MLOps platforms and cloud computing (AWS).
• 3+ years of progressive people management experience is required, including the ability to recruit, mentor, and foster talent within a team of high-performing Staff and Senior Data Scientists.
• Communication: Ability to distill highly complex analytical concepts into clear, concise, and compelling narratives for non-technical leadership.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileopage!

US-Based Base Compensation

$172,800—$297,000 USD

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

The Risk Data Science team is looking for a Senior Staff Data Scientist to develop advanced machine learning and statistical models, guide measurement, strategy, and data-driven decision making to support various credit risk and operational areas at SoFi. The Data Scientist will work closely with Credit, Risk, Product, Engineering, and Operations teams to design solutions to enhance the portfolio management, loss mitigation, and loss forecasting, etc. These tasks involve developing complex business rules to researching and applying state of the art modeling methodologies to solve complex business problems. This role is very rewarding as your work will have a direct and immediate impact on the business’ profitability.

What You’ll Do

• Develop, deploy, and continuously improve machine learning and statistical models and strategies that support various credit and operational procedures including but not limited to portfolio management, loss mitigation, loss forecasting, etc.
• Present model performance and insights to Credit, Risk, and Business Unit leaders.
• Proactively identify opportunities to apply advanced modeling approaches to solve complex business problems.
• Collaborate with Model Risk Management team to demonstrate models are developed with high level rigor that satisfy Model Risk Management and Governance requirements
• Perform ongoing monitoring of the models through the construction of dashboards and KPI tracking
• Collaborate with Data and Engineering teams to improve the model development, deployment, monitoring, and model re-calibration/re-build process.
• Explore and leverage in-house, external, and other open-source machine learning software/algorithms.

What You’ll Need

• Bachelor’s degree in Computer Science, Statistics, Econometrics, Mathematics, Physics, Engineering, or quantitative field required. Master’s degree preferred.
• 5-10 years of relevant work experience with building and implementing machine learning and statistical models.
• Excellent logic reasoning and communication abilities when interpreting business requirements and translating them into effective data solutions.
• Strong skills in writing efficient SQL queries and Python code to create complex attributes, especially with large datasets.
• Strong sensitivity to details in data and proactively investigate them to uncover unknown patterns.
• Strong knowledge of databases and related languages/tools such as SQL, NoSQL, Hive, etc.
• Demonstrated sophisticated experience in building efficient and reliable pipelines that interact with large datasets stored in SageMaker and Snowflake, automating recurring processes such as data extraction and processing, feature selection, model training, model monitoring, and generating documentation templates to support reproducibility and cross-functional collaboration.
• Experience in working closely with Product, Engineering, and Data Engineering teams

Nice To Have

• Experience in a lending organization
• Experience in working closely with Product, Engineering, and Model Risk Management teams
• Experience with model documentation and delivering effective verbal and written communication

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileopage!

US-Based Base Compensation

$153,600—$264,000 USD

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The RoleThe Risk Data Science team is seeking a strategic and technically deep Machine Learning Engineer to lead the evolution of SoFi’s Home Loan and Home Equity risk frameworks. This role is at the center of a high-priority initiative to deliver a comprehensive, loan-level credit risk and valuation framework for our home lending portfolios.

As a key technical leader, you will apply state-of-the-art ML methodologies to solve complex problems—including default and prepayment modeling, property valuation (AVMs), and credit risk assessment—ensuring our high-value secured loan products are backed by world-class data science.

What You’ll Do

• Lead the design and implementation of ML models for mortgage-specific use cases, including credit underwriting, debt-to-income (DTI) validation, and automated appraisal reviews.
• Provide technical oversight and end-to-end ownership of externally developed models, ensuring they meet rigorous internal standards for quality, performance, and scalability.
• Present model performance and portfolio insights to senior leadership, translating complex data into actionable credit and business strategies.
• Collaborate with Model Risk Management (MRM) and governance teams to ensure all models are developed with the technical rigor required to satisfy complex regulatory and compliance standards.
• Partner with Product and Engineering teams to operationalize models, overseeing deployment, real-time monitoring, and seamless integration into core business systems.
• Continuously explore and leverage in-house, external, and open-source ML frameworks to build the next generation of proprietary mortgage risk tools.

What You’ll Need

• Master’s degree in Computer Science, Statistics, Mathematics, Physics, Engineering, or a quantitative field required. Ph.D. preferred.
• 5+ years of direct experience with building, implementing, and deploying machine learning models within Home Loans or Home Equity lending environments.
• Expert knowledge of statistical modeling and ML methods, including linear/logistic regression, ensemble methods (XGBoost/LightGBM), clustering, and outlier detection.
• Strong programming skills in Python and SQL.
• Hands-on experience with ML model implementation in production environments using tools such as AWS SageMaker, Git, Docker, and CI/CD pipelines.
• Strong ability to distill complex technical methodologies into simple, persuasive terms for non-technical stakeholders.

Nice To Have

• Proven track record in technical model documentation and navigating the Model Risk Management lifecycle.
• Experience working in a cross-functional capacity across Product, Engineering, and Risk departments.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

At SoFi, we’re on a mission to help our members get their money right. We are seeking a high-agency Senior Product Manager to own the fraud product strategy for all money movement rails at SoFi.

You will be the core of the fraud organization, directly owning the real-time systems and detection logic that monitor and authorize all money movement at SoFi. Your mission is to stop bad actors from moving a single dollar out of the ecosystem while ensuring our good members can pay their bills and send money to friends without a hitch. Sitting at the intersection of Data Science, Engineering, and Payments, you will build high-precision detection logic that scales. You will own the risk profile for every inflow and outflow, building out defenses against the unique challenges of physical check fraud, ACH, Wires, Card, and irreversible real-time payments.

What You’ll Do

• Own the Transactional Roadmap: Define and execute the product strategy for transaction authorization and monitoring, both in-app and out-of-app.
• Harden the "Hot Path": Enable the rules and ML models that decide in milliseconds whether a transaction is safe, suspicious, or fraudulent.
• Drive Smarter Limits: Move beyond blunt "one-size-fits-all" limits. You will build and iterate on designing a secure solution in a limitless world, velocity policies, and transaction-time policy checks that adapt based on member risk and behavior.
• Design Pre-Authorization Gates: Own the logic for assessing member eligibility to attempt a transaction and strategically issuing step-up challenges before the transaction leaves our systems.
• Optimize Efficacy: You’ll tune our detection systems to maximize loss prevention while minimizing False Positives.
• Full-Rail Coverage: Own the fraud product strategy to secure all transactional money movement rails including ACH, Wires, Debit Card, Credit Card, Checks, P2P, International Remittances and Crypto.
• Cross-Functional Collaboration: Partner closely with the Fraud Products Lead to ensure your transactional logic fits into the holistic member risk profile, with the Account Security team who hands you a "Secured Session", and with the Fraud Data team for the features your rules rely on.
• Metrics & Impact: Manage and optimize key success metrics, including keeping Gross/Net Fraud Loss (BPS) below target, maintaining sub-second detection latency for real-time rails, and ensuring a low False Positive Rate (FPR) so we aren't blocking good members unnecessarily.

What You’ll Need

• 4+ years of Product Management experience: With a focus on fraud, risk, payments, or FinTech.
• Deep Domain Expertise in Fraud: You possess a strong understanding of common fraud attack vectors and the strategic product solutions required to mitigate them.
• Payments Expertise: You understand the nuances of different payment rails (ACH, Wires, Card) and how fraudsters exploit the "settlement gap" in each.
• A Data-First Decision Maker: You are comfortable diving into SQL or data visualization tools to understand why a specific rule fired and how to tighten the net without catching good users. You can synthesize inputs and data from multiple sources to build a strategic rationale that advocates for long-term customer value.
• Systems Thinker: You don't just want to write a rule; you want to build a repeatable framework for how we authorize money movement across the entire enterprise.
• Exceptional Communication: You can distill complex concepts into easily understood product strategy and requirements, tailoring your message to engineering, data science, and business stakeholders.
• Strong Ownership: A proactive bias for ownership, capable of taking initiative on product outcomes, finding scrappy ways around roadblocks, and driving multiple key results.

Nice to Have

• Experience tuning specific detection systems (like Oscilar, Datavisor, Flowable, or internal decision engines).
• Direct experience with the unique risk challenges of physical Check fraud and irreversible real-time payments.
• Experience working closely with Data Science and Machine Learning Engineers to operationalize real-time scoring and transaction monitoring models.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

The Risk Data Science team is looking for a Data Scientist/Senior Data Scientist to develop advanced machine learning and statistical models, guide measurement, strategy, and data-driven decision making to support various credit risk and operational areas at SoFi. The Data Scientist will work closely with Credit, Risk, Product, Engineering, and Operations teams to design solutions for underwriting, portfolio management, loss mitigation, and loss forecasting etc. These tasks involve researching and applying state of the art modeling methodologies to solve complex business problems. This role is very rewarding as your work will have a direct and immediate impact on the business’ profitability.

What You’ll Do:

• Develop, implement, and continuously improve machine learning and statistical models that support various credit, risk, and operational procedures including but not limited to underwriting, portfolio management, loss mitigation, and loss forecasting, etc.
• Present model performance and insights to Credit, Risk, and Business Unit leaders.
• Proactively identify opportunities to apply advanced modeling approaches to solve complex business problems.
• Explore and leverage in-house and external data sources to enhance model predictive power.
• Collaborate with the Model Risk Management team to demonstrate models are developed with high level rigor that satisfy Model Risk Management and Governance requirements.
• Perform ongoing monitoring of the models through the construction of dashboards and KPI tracking
• Collaborate with the Product and Engineering teams to improve the model development, deployment, monitoring, and model re-calibration/re-build process..
• Explore and apply in-house and open-source machine learning and statistical tools and algorithms to develop and improve models.

What You’ll Need:

• Master’s degree in Statistics, Econometrics, Mathematics, Operations Research, Physics, Computer Science, Engineering, or quantitative field required. PhD degree preferred.
• 2+ years of relevant work experience in building and implementing machine learning and statistical models.
• Excellent logic reasoning and communication abilities when interpreting business requirements and translating them into effective data solutions.
• Strong skills in writing efficient SQL queries and Python code to create complex attributes, especially with large datasets.
• Strong sensitivity to details in data and proactively investigate them to uncover unknown patterns.
• Strong knowledge of databases and related languages/tools such as SQL, NoSQL, Hive, etc.
• Demonstrated sophisticated experience in building efficient and reliable pipelines that interact with large datasets stored in SageMaker and Snowflake, automating recurring processes such as data extraction and processing, feature selection, model training, model monitoring, and generating documentation templates to support reproducibility and cross-functional collaboration.
• Excellent knowledge of machine learning and statistical modeling methods for supervised and unsupervised learning. These methods include (but are not limited to) regression, classification, clustering, outlier detection, novelty detection, decision trees, nearest neighbors, support vector machines, ensemble methods and boosting, neural networks, deep learning and its various applications. Continuously following the advancement of machine learning and artificial intelligence to update your knowledge and skills in order to solve business problems with the most efficient methodologies
• Strong programming skills in Python and machine learning libraries (e.g., sklearn, lightgbm, xgboost, pytorch, tensorflow, keras, etc.)

Nice To Have:

• Experience in a lending organization.
• Experience with model documentation and delivering effective verbal and written communication.
• Experience in working closely with Product, Engineering, and Model Risk Management teams.
• Experience with AWS or GCP.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileopage!

US-Based Base Compensation

$105,600—$132,000 USD

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $105,600.00 - $132,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is looking for a Senior Product Manager to lead a strategic portfolio of new initiatives within our Personal Loans business. In this role, you will define and drive a multi-quarter roadmap focused on unlocking new growth opportunities, expanding our product ecosystem, and delivering meaningful value to our members.

You will own and scale key cross-sell experiences, including systems that power intelligent product recommendations and ranking across SoFi surfaces. You’ll also evaluate and incubate new product opportunities, partnerships, and emerging bets that extend the reach of our Personal Loans platform.

This is a highly cross-functional and high-impact role for a product leader who thrives in ambiguity, can set clear direction in evolving spaces, and is equally comfortable defining strategy and driving execution. You will partner closely with engineering, data science, design, marketing, and business stakeholders to bring new capabilities to life and ensure they deliver measurable results.

What you’ll do

• Identify and define new product opportunities that drive growth for Personal Loans, with a focus on cross-sell, engagement, and member value
• Build and iterate on recommendation and ranking systems that surface the right products to the right members at the right time
• Lead 0→1 product development from problem definition through launch, including experimentation, iteration, and scaling
• Partner closely with Data Science to define models, inputs, and success metrics for personalization and optimization systems
• Collaborate cross-functionally with Engineering, Design, Marketing, Risk, and Operations to deliver high-quality experiences
• Define and track key metrics, using data to inform prioritization, evaluate performance, and drive continuous improvement
• Maintain a high-quality backlog and drive execution in a fast-paced, agile environment
• Communicate product strategy, progress, and insights clearly to stakeholders and leadership

What you’ll need

• Bachelor’s degree or equivalent experience
• 5+ years of product management experience
• Proven track record of owning product areas or initiatives and delivering measurable business impact
• Experience defining product strategy and driving execution across a multi-quarter roadmap
• Strong product intuition with the ability to identify high-impact opportunities and make sound prioritization decisions
• Data-driven mindset with experience using metrics, experimentation, and analysis to guide decisions
• Experience working cross-functionally with engineering, design, and data science teams
• Strong communication skills, including experience influencing stakeholders and presenting to senior leadership
• Ability to thrive in a fast-paced, ambiguous environment with high ownership

Nice to have

• Experience with growth, personalization, or recommendation systems
• Background in fintech, lending, or consumer financial products
• Experience working on 0→1 and scaling product initiatives
• Familiarity with experimentation frameworks and A/B testing
• Exposure to machine learning–driven products or ranking systems
• Experience building cross-sell or multi-product ecosystems

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Overview

The Contact Platform Engineer is a strategic technical lead focused on the evolution of SoFi’s omni-channel interaction stack. This role serves as the primary architect and data researcher for the member journey and may perform system configuration as needed.

The successful candidate will mine historical IVR and chat data to identify customer friction points and translate those insights into high-level blueprints. You will act as the bridge between Operations and Engineering, designing the "what" and "why" so that technical teams can execute the "how".

Expertise Breakdown

• Data Mining & Friction Analysis (40%): Identifying trends in IVR/Chat performance and agent-handled friction.
• Solutions Architecture & Blueprinting (40%): Designing the technical workflows and cross-functional requirements.
• Strategic Collaboration (20%): Partnering with Engineering and Ops to drive the roadmap.

Core Responsibilities

Insight Engineering & Data Mining (40%)

• Analyze historical IVR, chatbot, and transcript data to identify why members are failing to self-serve.
• Go beyond platform metrics to identify "friction-heavy" call/chat types that require high agent effort.
• Quantify the business impact of proposed enhancements using data-driven projections.
• Monitor post-launch performance to validate that designed blueprints achieved intended friction reduction.

Solutions Architecture & Blueprinting (40%)

• Translate identified operational gaps into comprehensive technical blueprints and interaction flows.
• Define the "Definition of Ready" for Engineering partners, including detailed requirements and logic maps.
• Conduct design sessions to ensure proposed solutions are scalable and aligned with enterprise standards.
• Front-end configuration on contact platforms, as needed.

Strategic Collaboration (20%)

• Lead cross-functional meetings with Product, Engineering, and Operations to align on project scope and needs.
• Act as the subject matter expert (SME) during the development lifecycle demonstrating product expertise to clarify architectural intent and product and member benefits.
• Maintain the long-term roadmap for contact platform enhancements based on emerging member needs.

Qualifications

• 5+ years of experience in systems architecture, business intelligence, or operations technology.
• Expert-level Analytical Skills: Proficiency in mining data from telephony or CCaaS platforms to find the "story" behind the metrics.
• Demonstrated Blueprinting Experience: Ability to create professional system diagrams and workflow logic for Engineering hand-offs.
• Strong Communication: Ability to "translate" between high-level business problems and deep technical requirements.
• Platform Knowledge: Familiarity with modern CCaaS/Chatbot capabilities is required to design effectively, though hands-on configuration is not part of this role.
• Preferred Bachelor degree or technical discipline or 5+ years of relative experience
• Preferred contact analysis platform, voice bot, DataGrip, SQL & BI platforms

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $118,400.00 - $148,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is looking for a Principal Product Manager to lead our Originations Core platform within the Borrow business unit. In this role, you will define and drive the strategy, roadmap, and execution for the systems and experiences that power how members discover, apply for, and manage loans across SoFi.

You will operate at the center of our lending ecosystem, owning both foundational platform capabilities and critical member-facing experiences. This includes the Borrow experience across web and mobile, reusable UI systems, entry points into the application funnel, and core originations infrastructure such as application data models and credit decisioning.

This role requires a product leader who can think holistically across systems, teams, and user journeys. You will partner closely with multiple product teams, engineering squads, and business stakeholders to drive alignment, scale platform capabilities, and deliver measurable improvements to conversion, efficiency, and member experience.

What you’ll do

• Define and drive the product vision, strategy, and multi-quarter roadmap for Originations Core, spanning platform capabilities and member-facing experiences
• Own and evolve the Borrow experience across web and mobile, including application entry points, flows, and supporting UI systems
• Lead the development of reusable UI components and shared capabilities that enable consistency and velocity across multiple product teams
• Drive strategy and execution for core originations infrastructure, including application data models and credit decisioning systems
• Act as the central product partner for cross-functional domains such as servicing, collections, and settlements, ensuring seamless end-to-end member journeys
• Partner with multiple PMs and engineering teams to align roadmaps, manage dependencies, and drive cohesive product outcomes across the Borrow ecosystem
• Identify and lead high-impact technical initiatives, building alignment and buy-in across teams to execute against a broader platform roadmap
• Define success metrics and use data to evaluate performance, identify opportunities, and guide prioritization
• Balance short-term delivery with long-term platform investments, making thoughtful trade-offs to support scalability, reliability, and business growth
• Communicate product strategy, progress, and insights effectively to senior leadership and cross-functional stakeholders

What you’ll need

• Bachelor’s degree or equivalent experience
• 7+ years of product management experience, ideally in fintech, lending, or platform-focused roles
• Proven track record of owning complex product areas or platforms and delivering measurable business impact
• Experience defining product strategy and driving execution across multiple teams or squads
• Strong systems thinking, with the ability to connect user experiences, platform capabilities, and business outcomes
• Experience working on technically complex systems, with the ability to partner deeply with engineering on architecture and trade-offs
• Data-driven mindset with experience defining metrics, running experiments, and using insights to inform decisions
• Exceptional communication and stakeholder management skills, including experience influencing across teams and presenting to senior leadership
• Ability to operate with a high degree of ownership and autonomy in ambiguous, fast-paced environments

Nice to have

• Experience with lending or financial services products, particularly originations or underwriting flows
• Familiarity with credit decisioning systems or risk models
• Experience building platform capabilities or shared infrastructure used across multiple teams
• Experience optimizing application funnels, conversion, and user flows
• Background working with servicing, collections, or post-origination systems
• Experience driving large-scale technical initiatives requiring cross-team alignment

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Senior Software Engineer to join the Chat engineering team at SoFi. This team will play a pivotal role in supporting our members' financial journeys by developing an intelligent, conversational AI-powered chat interface. This system will help streamline support queries from members and provide personalized financial insights and guidance. Chat is a critical component of how members interact with SoFi and building it will require a thoughtful approach to UI and product experience.

The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.  We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.

What you’ll do:

• Drive technical architecture, design decisions and cross-functional discussions for the product
• Deliver highly available and scalable services in a production environment
• Lead the design, development and testing of systems
• Lead code and system design reviews
• Help translate product requirements into user stories and technical solutions
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers
• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develop and apply advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment

What you’ll need:

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 4+ years programming experience, ideally on a modern stack

• Our core stack is Kotlin / Spring / PostgreSQL, and we run on Kubernetes in a service oriented architecture with over 100 services in production.

• You should have 2+ years Java or Kotlin programming experience

• You should have a strong understanding of relational databases and ORMs

• You should have worked on a SOA or microservice-based application

• Experience working with asynchronous systems and event based systems (queues, streams)

• Strong sense of ownership; driving a project from inception to completion
• Pragmatic approach towards handling tech debt versus shipping new features
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

• Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications.
• Experience scaling highly available, mission critical systems
• Full-stack experience across Backend and Front-end (javascript/typescript, react)
• Experience working with authentication and authorization systems

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Senior Manager, Modeling & AI Enablement to lead the Modeling and AI Enablement function within Marketing Data Science (MDS). This role is a critical leadership position responsible for building model-driven competitive advantage and accelerating enterprise AI adoption across Marketing, Strategy, and Decision Sciences..

You will set the vision and execution roadmap for AI-enabled modeling, automation, and decisioning—while developing leaders and systems that empower every MDS lead and practitioner to effectively adopt and scale AI.

This role blends people leadership, technical strategy, and cross-functional influence, partnering closely with Engineering, Marketing Technology, Risk, Governance, and Executive stakeholders.

What you’ll do:

Modeling & AI Strategy Leadership

• Own the modeling and AI enablement strategy for MDS, aligning with SoFi’s broader AI, marketing, and growth priorities.
• Define and deliver a multi-year roadmap for predictive, generative, and decisioning models that drive measurable business impact.
• Identify and incubate next-generation AI capabilities (LLMs, agent-based workflows, automation frameworks) that create durable competitive advantage.

AI Enablement & Platform Development

• Lead the development of AI-powered tools, frameworks, and platforms that scale productivity for data scientists, analysts, and marketers.
• Oversee the build and deployment of internal LLM applications, model-assisted analytics, intelligent experimentation tools, and automated reporting solutions.
• Partner with Data Engineering and Marketing Technology to ensure AI solutions are production-grade, scalable, and well-integrated into existing ecosystems.

Model Development & Decisioning

• Guide the design, deployment, and monitoring of predictive and optimization models across acquisition, lifecycle, personalization, and measurement.
• Ensure modeling best practices across experimentation, causal inference, and performance measurement.
• Establish robust model evaluation, monitoring, and lifecycle management standards.

Governance, Risk & Responsible AI

• Serve as a senior point of contact for AI governance, working with MRM, Fair Lending, Privacy, Cybersecurity, and the AI Committee.
• Drive responsible AI adoption through standardized documentation, validation, and compliance workflows.
• Ensure models and AI systems meet regulatory, ethical, and risk management standards.

People Leadership & AI Evangelism

• Build, mentor, and lead a high-performing team of data scientists and AI practitioners.
• Elevate the AI maturity of the broader MSD organization through enablement sessions, playbooks, and hands-on guidance.
• Act as a trusted advisor to MSD and Marketing leaders, translating complex AI capabilities into clear business value.

What you’ll need:

• 10+ years of experience in data science, machine learning, or applied AI, ideally in marketing, fintech, or consumer tech; and with at least 2+ years of experience of managing/leading people
• Strong proficiency in Python, SQL, and ML frameworks (scikit-learn, PyTorch, TensorFlow).
• Experience with LLMs, prompt engineering, and AI application development in enterprise settings.
• Proven record of building scalable, automated data systems or AI-enabled applications for marketing or analytics teams.
• Familiarity with ML governance, model monitoring, and compliance frameworks (MRM, Fair Lending, etc.) is a plus.
• Excellent communication and stakeholder management skills — able to translate technical work into business impact.
• Intellectual curiosity and aptitude to pick up new technical skills
• Ability to initiate and drive projects to completion with minimal guidance
• High EQ with ability to influence outcomes and communicate technical content to general audiences
• Ability to work in a dynamic, cross-functional environment, with strong attention to detail
• Strong relationship building and collaborative skills

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*Role Overview*

We are seeking a Cyber Threat Intelligence Engineer to join our Cyber Threat Intelligence team. In this role, you will be instrumental in protecting our critical financial infrastructure and employees. By operating at the intersection of threat research and security engineering, you will collect, process, and analyze intelligence to stay ahead of threat actors targeting the financial sector and help the bank make intelligence-led decisions for proactive defense.

*Key Responsibilities*

• Collection, Curation, & Operationalization: Collect, normalize, enrich, and tag Indicators of Compromise (IOCs) from commercial vendors, open-source intelligence, and partners. Operationalize intelligence into actionable decisions across our control stack. Assess intelligence quality and reduce noise through lifecycle management of intelligence indicators.
• Platform Engineering: Design, develop, and maintain pipelines to ingest intelligence into our Threat Intelligence Platform (TIP). Develop automation to enrich and integrate intelligence. Improve efficiency and scalability of the Threat Intelligence Platform (TIP).
• Intelligence Reporting: Build reporting capabilities to ingest and disseminate articles, vendor feeds, and threat alerts applicable to our environment. Enable the preparation of actionable Flash Reports, Threat Briefings, and detailed profiles on threat actor motivations and capabilities.
• Cross-Functional Collaboration: Coordinate directly with Security Operations Center (SOC), Insider Threat, Fraud Risk, and other key stakeholders to prioritize alerts, mitigate emerging threats, and contextualize intelligence. Gather requirements from key stakeholders to prioritize the development of feeds or enrichments to support their business needs.
• Threat Tracking & Hunting: Track threat actors, malware families, and vulnerabilities relevant to our operations. Align intelligence gathering priorities to enterprise risks and relevant threat actors.

*Required Knowledge & Skills*

• Engineering: Proven experience engineering solutions in cybersecurity and/or threat intelligence.
• Technical Proficiency: Hands-on experience coding in Python and ability to learn vendor-specific query languages. Automation of basic file processing, data manipulation, and data collection tasks.
• Threat Frameworks: Practical knowledge of industry-standard cybersecurity attack frameworks such as the MITRE ATT&CK Framework, Cyber Kill Chain Methodology, or the Diamond Model of Intrusion Analysis.
• Security Tooling: Utilizing SIEM/log management tools.
• Analytical Mindset: Ability to differentiate between true and false positives, assess the credibility of threat feeds, and apply intelligence to achieve operational goals.

*Nice to Haves*

• Certifications: Industry-recognized threat intelligence certifications such as C|TIA (Certified Threat Intelligence Analyst), GIAC Cyber Threat Intelligence (GCTI), or GIAC Certified Incident Handler (GCIH).
• Data Sharing Formats: Experience managing intelligence feeds using structured sharing formats like STIX and TAXII.
• Advanced Analysis: Familiarity with malware analysis, reverse engineering concepts, network traffic analysis, and HTTP header analysis to uncover vulnerabilities.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $124,800.00 - $234,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Role Overview

The Director of Cyber Threat Intelligence is responsible for leading the development and execution of a financial institution's cyber threat intelligence program. This role involves acting as the key point of contact for cyber intelligence issues, anticipating future security needs, and managing multi-disciplinary teams of technical and contextual analysts to protect the organization, its employees, and its members from cyber threats. This position serves as a cross functional glue that enables security to integrate closely with stakeholders across the business through threat informed decision making based off of intelligence and data driven analyses.This role acts as a crucial, cross-functional link, enabling the security team to seamlessly integrate with business stakeholders. This is achieved through data-driven analyses and intelligence that allow decision making to be threat informed.

Key Responsibilities

Program Leadership & Strategy

• Develop the CTI Program: Lead the creation and maturation of a comprehensive threat intelligence program tailored specifically to the financial services industry, ensuring it aligns with business requirements and regulatory environments.
• Team Management: Oversee, train, and mentor a team of threat intelligence engineers and analysts, fostering a culture of continuous learning. This includes managing personnel actions, budgets, and operational projects.
• Strategic Direction: Clearly define program roadmap through gap analysis, provide thought leadership to improve awareness across the organization, and act as a strategic advisor to management and steering committees.

Intelligence Collection & Analysis

• Threat Intelligence Platform: Deploy and maintain a threat intelligence platform responsible for the intake, structuring, and distribution of threat intelligence to relevant teams.
• Data Ingestion & Aggregation: Manage the engineering processes for ingesting threat intelligence data from commercial, open-source, and internal resources.
• Threat Monitoring & Research: Continuously monitor the threat landscape to identify emerging threats, vulnerabilities, and the macroeconomic interests of attackers.
• Requirements Management: Lead collection strategies focusing on Priority Intelligence Requirements (PIR) and Strategic Intelligence Requirements (SIR), identifying intelligence gaps and developing plans to mitigate risks.
• Data Analysis: Conduct qualitative and quantitative analysis of large datasets and multiple data sources to assess potential risks to the organization's international operations and assets.

Reporting & Dissemination

• Product Review: Draft, review, and edit intelligence products and briefings from multiple sources.
• Stakeholder Communication: Present complex technical data and risk assessments in clear, non-technical terms to diverse audiences, including senior executives and incident response teams.
• Documentation: Write and revise policies, standards, guidelines, and procedures related to cyber risk and intelligence.

Cross-Functional & External Collaboration

• Internal Partnership: Work closely with security operations, IT, Legal, Fraud Risk, and other stakeholders to integrate intelligence into enterprise workflows and address control gaps.
• External Networking: Collaborate with external partners, industry forums, and government agencies to share intelligence and enhance the bank's capabilities.

Required Qualifications and Skills

• 7+ years of experience in cybersecurity, threat intelligence, operations, or risk management.
• Bachelor’s or advanced degree in Cybersecurity, Computer Science, or a related field.

• Demonstrated ability to lead teams effectively within a dynamic operational setting.

• Proven experience in deploying and maintaining Threat Intelligence Platforms (TIP) and open-source intelligence (OSINT) tools.

• Candidates must demonstrate a proven track record in engineering robust and scalable cybersecurity or threat intelligence solutions. This includes developing tools, integrating services, and building platforms specifically for areas such as threat detection, hunting, and vulnerability management, or related disciplines..
• In-depth knowledge of cyber threats, attack methodologies (such as the MITRE ATT&CK framework or the cyber kill chain), and vulnerabilities relevant to financial networks.

• Familiarity with Security Information and Event Management (SIEM), SOAR tools, dissemination of intelligence through automation to security controls.

• Exceptional written and verbal communication and presentation skills, capable of negotiating and influencing stakeholders at a senior level.

• Strong critical reasoning, problem-solving, and project management abilities.
• Ability to remain calm under pressure, handle multiple conflicting tasks, and maintain strict confidentiality regarding sensitive intelligence.
• Experience integrating artificial intelligence or machine learning capabilities into cybersecurity or threat intelligence workflows, such as automation of threat analysis, detection enrichment, or large-scale data analysis.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $192,000.00 - $330,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*Role Overview*

In this role, you will protect our bank's financial infrastructure and members by anticipating, identifying, analyzing, and documenting advanced cyber threats. Operating beyond reactive alert monitoring, you will focus on understanding who might attack our organization next and how. You will act as a subject matter expert, leveraging your investigative mindset and technical skill set to translate raw data into actionable intelligence that informs tactical network defenses and strategic executive decisions. In this role, you will help mentor junior analysts and play a vital part in maturing our intelligence operations.

*Key Responsibilities*

• Intelligence Analysis & Reporting: Produce high-quality, actionable intelligence reports, briefings, and alerts for both technical stakeholders and executive leadership. Utilize communication frameworks and data analysis to clearly convey analytical judgments and translate technical threats into the language of business risk across departments.
• Adversary Tracking & Threat Hunting: Track threat actors and campaigns targeting the financial sector, focusing on their tactics, techniques, and procedures (TTPs). Map adversary behaviors using industry-standard models such as the MITRE ATT&CK framework, the Cyber Kill Chain, or the Diamond Model.
• Proactive Threat Discovery: Execute proactive threat hunting and infrastructure tracking to identify new detection opportunities based on evolving TTPs.
• Tool & Platform Optimization: Utilize and manage the Threat Intelligence Platform (TIP) to gather, analyze, and enrich intelligence. Validate indicators using internal security tools and manage intelligence sources, including open-source feeds, commercial data, and dark web monitoring.
• Cross-Functional Collaboration: Partner closely with the Security Operations Center (SOC), Insider Threat, Fraud Risk, and other stakeholders to gather and prioritize requirements based on their needs. Provide context through enrichment of security alerts, reduce false positive rates, and ensure intelligence drives proactive defense and rapid containment during incidents.
• Program Maturation & Mentorship: Apply structured analytic techniques (SATs) to mitigate cognitive biases during investigations. Aid in the automation of routine intelligence workflows, and assist in developing key performance metrics to demonstrate the CTI program's return on investment (ROI).

*Required Qualifications*

• Experience: 5 to 8 years of overall cybersecurity experience, with at least 2 to 4 years of dedicated experience in Cyber Threat Intelligence.
• Communication: Exceptional written and verbal communication skills, with a proven ability to present complex threat information to non-technical stakeholders effectively.
• Technical Proficiency: Hands-on experience with SIEM platforms, TIPs, network traffic analysis, and malware analysis concepts. Strong understanding of enterprise IT networks, operating system principles, and exploit weaponization.
• Analytical Skills: Demonstrated ability to analyze large volumes of technical and non-technical data to identify patterns, anomalies, and actionable insights.
• Scripting & Automation: Familiarity with scripting languages to interact with datasets and automate manual data enrichment processes.

*Nice to Haves*

• Industry certifications such as CISSP, CISM, GCIH, or specialized SANS training (e.g., FOR578: Cyber Threat Intelligence).
• Previous experience working in the financial services sector.
• Familiarity with information sharing standards (STIX/TAXII) and financial industry groups (e.g., FS-ISAC).

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Principal Software Engineers who are ready to lead the technical and strategic evolution of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

• Leading the development and execution of strategic org-wide or company-wide initiatives across multiple product or platform domains.
• Identifying and resolving systemic business, technical, or organizational problems that span multiple organizations across the company.
• Recognition as a subject matter across multiple product or platform domains with the ability to identify and lead the resolution of systemic issues.
• Ability to define the long-term architectural direction across all areas of the platform or across multiple products, aligning stakeholder teams around a shared vision and business goals.
• Ability to drive alignment across divisions to resolve technical and organizational conflicts in order to deliver on SoFi’s business and strategic goals.
• Raises the engineering maturity of the organization by identifying and leading key improvements in the organization's culture and processes that support engineering excellence
• Ability to identify and lead key improvements in systems supporting engineer productivity and velocity.
• Ability to collaborate with partners to create and align technology and company strategy, resulting in plans that address the short and long-term goals of the business.
• Mentors engineers across the organization, is a key contributor in recruiting processes, and helps shape hiring standards.

What You’ll Do

As a widely recognized technical leader across SoFi groups, you will partner across technology and business teams to define and execute the technical vision and strategy for the platform.  Your responsibilities include defining and building consensus around evolutionary roadmaps across the platform, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team.  Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams.  You will be a key leader in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 10+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 7+ years in a technical leadership role.
• Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.
• Proven track record of leading initiatives to increase engineering productivity and improve engineering excellence.
• Exemplary communication and documentation skills.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of microservices design principles and architecture.
• Deep understanding of scaling highly-available, mission-critical systems.
• Expert proficiency working with GIT and related CI/CD systems.
• Experience leading and improving Agile methodologies.

Nice To Have

• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $198,400.00 - $341,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Senior Engineering Manager to join the SoFi Money team. You’ll work in a highly collaborative environment, engaging closely with cross-functional Product, Design, and Engineering teams. You’ll also be involved in the entire product lifecycle—from ideation through deployment, with continuous improvement at every stage.

In this role, you will play a key role in shaping the future of our banking products and services. We are focused on evolving our Investment system and providing an exceptional end-to-end user experience. This position involves building and maturing member-facing investment services to support new and existing products. Specifically, you will be continuing to cultivate a strong front-end culture to help deliver a top-of-the-line investing experience for our members, all while enabling our teams to grow, learn, and reach their own aspirations.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next, we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

What you’ll do:

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the mobile platforms
• Deliver reusable web SDKs, libraries and frameworks to scale our mobile application and drive consistency
• Design and maintain systems that improve developer experience across CI/CD, testing, and deployment pipelines.
• Define standards and best practices for performance, accessibility, and design system adoption.
• Partner with cross-functional teams to drive adoption and alignment of core platform capabilities.
• Tackle complex technical and organizational challenges that span teams and products.
• Mentor engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

What you’ll need:

• Bachelor’s Degree, in a technical field
• 5+ years programming experience, ideally on a modern mobile stack
• Experience working on or leading a mobile team at a large company
• 4+ years management experience
• Maintain code quality, performance, and sound architectural principles
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests

Nice to have:

• Flutter app experience
• Good understanding of SOLID principles
• Experience working on large, consumer-facing mobile applications
• Mobile testing frameworks
• Accessibility WCAG 2.0 for mobile
• Mobile Performance

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking an Engineering Manager to join the SoFi Money team. You’ll work in a highly collaborative environment, engaging closely with cross-functional Product, Design, and Engineering teams. You’ll also be involved in the entire product lifecycle—from ideation through deployment, with continuous improvement at every stage.

In this role, you will play a key role in shaping the future of our banking products and services. We are focused on evolving our Investment system and providing an exceptional end-to-end user experience. This position involves building and maturing member-facing investment services to support new and existing products. Specifically, you will be continuing to cultivate a strong front-end culture to help deliver a top-of-the-line investing experience for our members, all while enabling our teams to grow, learn, and reach their own aspirations.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next, we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

What You’ll Do:

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the web platforms
• Deliver reusable web SDKs, libraries and frameworks to scale web applications and drive consistency
• Design and maintain systems that improve developer experience across CI/CD, testing, and deployment pipelines.
• Define standards and best practices for performance, accessibility, and design system adoption.
• Partner with cross-functional teams to drive adoption and alignment of core platform capabilities.
• Tackle complex technical and organizational challenges that span teams and products.
• Mentor engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

What You’ll Need:

• Bachelor’s Degree, in a technical field
• 5+ years programming experience, ideally on a modern web stack
• Experience working on or leading a web platform team at a large company
• 1+ years management experience
• Maintain code quality, performance, and sound architectural principles
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests

Nice to Have:

• React JS / GraphQL experience
• Good understanding of SOLID principles
• Microfrontends and federated web app architecture
• Web monorepo experience
• Frontend web testing frameworks
• Web Accessibility WCAG 2.0
• Web Performance

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

You will be the technical leader for Digital Identity at SoFi: the platform group that powers identity, authorization, and entitlements for every product and every member across the company. Digital Identity runs Tier-0 infrastructure: the highest criticality rating at SoFi. Every product line, banking, lending, investing, credit cards, crypto depends on these platforms to know who a member is, what they're entitled to, and what they're authorized to do. When these platforms are down, SoFi is down.You'll define the technical strategy for this group. You'll architect solutions for complex, ambiguous problems: multi-person access patterns, cross-organizational platform convergence, and data integrity at financial-services scale.

You'll build the engineering processes and culture that let a lean team operate Tier-0 infrastructure with confidence. And you'll push the boundaries of how we build, leveraging AI to accelerate development, prototype faster, and experiment with approaches that would have been impractical two years ago.

What You'll Own

Platform Technical Strategy: Digital Identity operates multiple Tier-0 platforms spanning identity resolution, entitlement management, and fine-grained authorization. You own the technical strategy across all of them: setting the architectural direction, executing and leading designs, and ensuring the platforms evolve as a coherent system rather than independent services.

Complex Authorization Architecture: SoFi is expanding into scenarios where multiple people interact with shared financial resources: across business, family, and custodial contexts. You'll design the unified platform architecture that handles these patterns at scale: consistent access models, compliance-grade audit trails, and enforcement of regulatory requirements. This is one platform problem with many product surfaces.

Cross-Organization Platform Convergence: SoFi operates and integrates with multiple technology organizations with overlapping identity and authorization infrastructure. You'll lead the architectural vision for convergence: a shared platform primitives that multiple organizations consume while preserving the flexibility each product line needs. This requires navigating competing priorities, different technical stacks, and organizational boundaries.

Operational Excellence & Data Integrity: Tier-0 financial platforms demand more than uptime. You'll architect the verification and reconciliation systems that prove these platforms are correct:  automated integrity checks, drift detection, and self-healing mechanisms. You'll establish the operational processes, incident response standards, and reliability practices that let the team ship with confidence and sleep at night.

Engineering Culture & Team Uplift: You'll raise the bar for how this team builds software. That means establishing rigorous design review processes, defining engineering standards that compound over time, mentoring senior ICs into technical leaders, and creating the feedback loops that turn incidents into prevention. You're not just the best engineer on the team: you're the reason the whole team gets better.

Strategic Investment Identification: You won't just execute on the roadmap handed to you. You'll identify the next set of high-leverage technical investments: where the platforms should go, what capabilities are missing, which emerging patterns (in authorization, in AI, in infrastructure) should be adopted before the business asks for them.

What We're Looking For

Required Qualifications

• Distributed systems architecture at scale. You've designed and shipped platforms that other engineering teams depend on:  not just consumed services, but built them. You understand the failure modes of event-driven systems, eventual consistency, and cross-service data integrity. You've made hard tradeoffs between consistency, availability, and latency in production.
• Technical leadership with accountability built in. You don't just design systems: you design systems that prove they're correct. Reconciliation mechanisms, audit trails, integrity guarantees, automated verification. You've built infrastructure where "trust but verify" is architecture, not process.
• AI fluency and innovation. You actively use AI to build, prototype, and experiment. You've integrated AI-assisted development into your workflow and can articulate where it accelerates engineering and where it introduces risk. You push teams to adopt AI-native approaches to development not as a novelty, but as a competitive advantage in velocity and experimentation.
• Group-level influence and execution. You've driven technical strategy across multiple teams. You've navigated ambiguity where business goals were clear but the right technical problems to solve were not. You've represented your organization's technical direction to peer groups and senior / executive leadership.
• Engineering culture builder. You've established processes, standards, and practices that made entire teams more effective and not just shipped features yourself. You care about design review rigor, operational readiness, on-call excellence, and mentoring senior engineers into technical leaders.
• Ownership of outcomes, not just systems. You measure your work by what it enabled such as products shipped, risks eliminated, teams unblocked and not by the complexity of what you built.

Preferred Qualifications

• Experience building identity & authorization platforms especially in multi-tenant or consumer-facing contexts. Familiarity with relationship-based access control models, fine-grained authorization systems, or identity federation infrastructure.
• Experience in financial services or regulated industries where compliance, audit trails, and data integrity are architectural requirements, not afterthoughts.
• Track record of platform convergence: merging or unifying infrastructure across acquisitions, subsidiaries, or organizations with different technical stacks.

What This Isn't

This is not a role for someone who wants to write code in a corner. You'll spend significant time on architecture, cross-team alignment, design reviews, and mentorship. You will write code and drive credibility with your depth but the highest-leverage output is the technical direction you set, the engineering culture you build, and the engineers you develop.

Why This Role?

• Scope. Digital Identity is horizontal infrastructure. Every product at SoFi depends on your platforms. A design decision you make affects millions of members.
• Hard problems. Multi-person financial authorization, cross-org platform convergence, data integrity at Tier-0 scale. These aren't optimizations: they're greenfield architecture for a company-wide platform.
• Visibility. Tier-0 means executives know when you ship and when you don't. Impact is not abstract here.
• Build + Lead. Deep distributed systems work and Group-level technical leadership. You’ll build both muscles, every week. You'll architect systems and build the team's engineering culture in equal measure.
• AI-forward engineering. We're not waiting for the industry to figure out how AI changes platform engineering. You'll help define that for Digital Identity, using AI to move faster, experiment more, and build systems that would have been impractical with traditional approaches alone.

About SoFi

SoFi is a member-first personal finance platform serving millions of members. We offer banking, lending, investing, insurance, and more – all in one app. Our engineering culture values ownership, accountability, and building platforms that scale across product lines rather than bespoke solutions per vertical.

Digital Identity is one of the most critical engineering groups at SoFi. We're a lean, senior team solving company-wide problems at the intersection of security, scale, and member experience.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $198,400.00 - $341,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are seeking a Senior Staff Engineer to join our team. SoFi is building out a new team to develop crypto products and services for our members.  Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond.

On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

Key responsibilities

• Write production-grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks.
• Debug and resolve complex systems issues in high-scale, real-time services.
• Build high-quality, scalable systems with a focus on performance, security, and reliability in crypto products.
• Shape the technical architecture across SoFi’s crypto stack — wallets, custody, trading, and beyond.
• Drive new ideas and technical strategies that push our crypto offerings forward.
• Raise the bar on engineering through code quality, mentorship, and setting strong technical standards.
• Apply deep knowledge of crypto protocols, smart contracts, and blockchain infrastructure.
• Collaborate across teams to deliver reusable crypto services and integrate with SoFi’s broader platform.
• Mentor engineers and contribute to a culture of technical growth and curiosity.
• Lead discussions, reviews, and decisions across teams and with senior technical leadership.
• Make smart, pragmatic decisions that balance speed and quality.
• Stay curious — constantly learning new tools, protocols, and patterns in the evolving crypto space.
• Ask hard questions, give and take feedback well, and thrive in a collaborative, fast-moving environment.

What you'll need

• 8+ years programming experience, with significant experience in modern day languages and familiarity with AI tools.
• Expert understanding and hands-on experience building and operating large-scale fault-tolerant distributed systems, workflows, databases and mobile/web applications
• Expertise with Java / Spring / Kotlin / PostgreSQL / AWS. Expertise with any modern Java frameworks, REST APIs, and relational databases
• Deep understanding of code release, deployment orchestration / rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment.
• Experience with public cloud infrastructure
• Excellent verbal and written communication skills and working with stakeholders across disciplines
• Understanding of blockchain fundamentals and distributed ledger technologies
• Familiarity with digital assets across major chains (Bitcoin, Etherium, …)
• Hands-on experience with smart contracts is a plus
• Familiarity with custody, settlement, and clearing of crypto transactions
• Experience with security and best practices for wallet management
• Exposure to crypto trading platforms, market data, and DeFi protocols
• Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage)
• Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions
• Prior work in or collaboration with crypto-native companies or fintechs
• Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

We are seeking a highly motivated and experienced Software Engineer to join our AML Engineering team  at SoFi. The AML Engineering team’s mission is to build and support a suite of AML and Risk platforms and services that ensure compliance across all SoFi products, empowering the company to meet regulatory standards while safeguarding customer trust.

The team collaborates closely with cross-functional engineering groups and AML and Risk business units to protect SoFi from compliance risks and ensure regulatory alignment. By proactively identifying and managing potential risks, they help reduce regulatory exposure while providing a balanced, risk-aware experience for SoFi Members, fostering long-term trust and confidence.

As a Software Engineer on our team, you'll be tasked with building critical components and features to support our new greenfield product. You will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, and supporting mission-critical systems. The ideal candidate is someone with a strong sense of ownership and drive for delivery, a hunger for learning and is a good co-worker.

What you’ll do:

• Full SDLC: Collaborate with cross-functional teams to design, architect, and implement end-to-end solutions that encompass both front-end and back-end components. Utilize your expertise in various programming languages, frameworks, and technologies to deliver high-quality and scalable software applications. Partner with senior engineers in the Anti-Money Laundering function to provide consultancy and translate the business needs to design and develop solutions, techniques, metrics, and dashboards for insights and data visualization.
• Back-end Development: Design and develop robust, scalable, and secure server-side applications and APIs. Work with databases and data models to manage and store information effectively. Build and maintain scalable data pipelines to support efficient data processing and analysis. Optimize performance and maintain system stability.
• Architecture and Design: Participate in architecture discussions and provide valuable insights to drive technical decisions. Ensure that software design patterns and best practices are followed throughout the development process.
• Testing and Quality Assurance: Conduct thorough testing of software components, including unit testing, integration testing, and end-to-end testing, to ensure the reliability and functionality of the applications.
• Continuous Improvement: Keep abreast of industry trends, best practices, and emerging technologies in software development. Advocate for process improvements and adopt new tools and technologies to enhance productivity and efficiency.
• Documentation: Create and maintain technical documentation for developed software, APIs, and processes to ensure comprehensive understanding and knowledge transfer.

What you’ll need:

• Bachelor’s Degree, Computer Science Degree, or equivalent from a fully-accredited college or university.
• 2+ years of programming experience, ideally on a modern stack.
• Strong expertise in at least one back-end technologies and programming languages, such as Java, Kotlin, Springboot, Node.js, Python, C#, Kafka, PostgreSQL, and we run on Kubernetes in a service-oriented architecture with over 100 services in production
• Knowledge of RESTful API design and implementation.
• Willingness to roll up your sleeves, collaborate with others and get stuff done.
• Strong sense of responsibility and ownership, driving a task from inception to completion.
• Affinity for solving problems and diving deep into the details.
• Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests.
• Excellent communication and collaboration skills.

Nice to have:

• Experience scaling highly available, mission-critical systems.
• Test-driven development along with unit and integration testing.
• Front end experience.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Software Engineers who are ready to lead the development of key advancement to the next generation of our financial services platform. Key qualifications of this role include:

• Leading the technical evolution of one or more key platform subsystems.
• Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions.
• Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code.
• Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance.
• Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers.
• The ability to create clear design and operational documentation.
• Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output.

What You’ll Do

As an emerging leader within our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 3+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Proficient working with GIT and related CI/CD systems.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of fundamental distributed systems concepts.

Nice To Have

• Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React).
• Experience with microservices design principles and architecture.
• Experience with performance tuning and optimizing data access patterns.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $160,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are looking for a Flutter Engineer with a natural inclination to solve complex problems across the company. You will play a pivotal role in our mobile app, shaping the future of SoFi’s home screen and other core experiences. This role requires robust expertise in mobile app development, a proven track record of shipping digital products at scale, and a relentless commitment to customer satisfaction. Flutter experience is strongly preferred, but not strictly required.

As a SoFi Flutter Engineer, you’ll be in the middle of it all. You’ll work across functional and organizational boundaries to ship new features, improve our system architecture, squash bugs, and hone your technical skills. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and delivery, and is a good mentor and co-worker.

At SoFi, collaboration between Product, Design, and Engineering is key. You’ll be involved throughout the entire product lifecycle – from ideation to deployment, iteration, and beyond – working alongside an all-star team of talented engineers.

What you’ll do:

• Must be able to deliver high-quality code on schedule, communicate with groups in and outside the development team.
• Produce well-designed, scalable and reusable code
• Participating in code and design reviews, setting a high bar for the team
• Be able to work effectively across functions and teams to ensure deliverables are met.
• Design and build features (each with many tasks) independently without guidance.
• Track project performance against defined milestones/goals.
• Collaborate with product managers and other stakeholders.
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.
• Work closely with tech leads to improve code and architecture
• Create and add to existing technical documentation.
• Make significant contributions to the code base and drive the roadmap forward.

What you’ll need:

• Bachelor’s Degree, Computer Science Degree or equivalent from a fully-accredited college or university.
• 2+ years mobile programming experience in Android, iOS or Flutter.
• Git-based distributed version control systems.
• Agile-based project development in a microservices environment.
• Test-driven development along with unit and integration testing.
• Strong fundamentals in web protocols.
• Experience developing against REST apis.
• Experience with working with modern mobile design patterns.
• Strong debugging skills.
• Passion for solving complex problems.
• Work and play well with others; SoFi is a collaborative environment.

Nice to have:

• Experience working with Flutter and other cross-platform technologies.
• Reactive programming knowledge (RX, Coroutines, Streams).
• Knowledge of and contributions to mobile open source frameworks.
• Understanding of S.O.L.I.D or G.R.A.S.P principles.
• Understanding of Clean Architecture patterns.
• Previous experience building features and components in a large codebase.
• Expertise in mobile performance tuning.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are seeking an experienced engineering leader with a proven track record of building customer-facing AI agents to help us create the next-generation financial guidance experience for 10M+ SoFi members.

This role is central to SoFi’s mission of becoming the most trusted guide in helping members Get Their Money Right. As a Principal Engineer, you will define the architecture and technical strategy for our financial guidance agent and lead its implementation across multiple workstreams.

You will work cross-functionally with engineering, product, data science, design, and business teams to build a scalable AI Agent that delivers personalized, trustworthy, and actionable financial guidance at scale.

What You’ll Do

• Define the technical strategy and architecture for AI Agent for Member, and lead cross-team system design and execution.
• Define the evaluation strategy and lead the implementation of systems and processes to measure, monitor, and improve AI agent quality and reliability.
• Drive quality, reliability, observability, safety and compliance of the AI Agent in a regulated environment.
• Partner closely with product, data science, design, and business leaders to translate product vision into scalable systems
• Mentor senior engineers and technical leads, and elevate engineering excellence across the org

What You’ll Need

• 10+ years of software engineering experience, including 2+ years experience building AI Agents or platforms for millions of users.
• Strong experience in building production AI Agents, including orchestration, evals, retrieval/grounding, and guardrails.
• Strong expertise in system architecture, platform design, and cross-org technical strategy
• Proven ability to lead ambiguous, high-impact initiatives across multiple teams
• A highly hands-on technical leader who leads by example and is willing to roll up your sleeves to design, prototype, and ship critical features in production.
• Excellent communication, stakeholder management, and mentoring skills
• Bachelor’s degree in Computer Science or related field, or equivalent practical experience

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $198,400.00 - $341,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:
The Compliance Senior Data Scientist will be responsible for assisting the Anti-Money
Laundering Compliance program with model development, model optimization, model
validation, management information reporting, AML system integration, AML data
infrastructure and AML data architecture to effectively fight financial crime. Additionally,
this role will also support AML governance initiatives including risk assessments and
internal/external inquiries.

What you’ll do:
- Facilitate AML model development, implementation, optimization, assessment
and validation of risk-based customer screening, transaction screening,
transaction monitoring and AML customer risk rating covering multiple product
lines, including banking, brokerage and lending to ensure sound risk coverage
across the enterprise.

• Maintain, test and configure AML vendor solutions to ensure conceptually sound
  design, proper implementation, and acceptable model performance.
• Research, compile and evaluate large sets of data to assess quality, integrity and
  completeness to determine suitability for AML model development.
• Architect and lead the design of advanced AML models utilizing machine learning
  and statistical modeling methods for supervised and unsupervised learning.
• Exercise flexibility in selecting model architectures, algorithms, third-party
  libraries, and development workflows, provided they align with project objectives
  and organizational requirements.
• Ensure AML compliance and regulatory requirements are embedded in the
  model design.
• Document modeling methodology, data sources, assumptions, and validation
  results.
• Lead governance and quality control across the full AML model lifecycle including
  code reviews, validation of methodology, input data integrity, and performance
  metrics.

• Ensure adherence to the organization’s established ML framework, coding
  conventions, documentation standards, and model risk management policies,
  embedding AML compliance and regulatory requirements into design and
  deployment.

• Oversee documentation and review processes for internal model validation,
  external regulatory examinations, and cross-functional approvals, while
  supporting resolution of development blockers and coordinating with key
  stakeholders.

• Develop governance documentation related to tuning efforts, parameter changes
  and data validation for AML transaction monitoring to ensure a comprehensive
  audit trail is maintained.
• Track and report results of tuning and optimization activities and model
  performance to senior management.
• Develop robust management information dashboards displaying real-time or near
  real-time AML metrics.
• Partner with and advise the AML Governance Unit by providing necessary data
  for AML Risk Assessments, internal/external audit examinations and other
  regulatory requirements.

What you’ll need:
- Bachelor’s Degree or Master’s Degree in Statistics, Computer Science,
Mathematics, Finance, Computer Science, Engineering or other relevant areas.
- 3+ years of experience in the finance industry focusing on BSA/AML, OFAC, or
fraud modeling/analytics.
- Statistical/data analytical skills, including data quality validation, and predictive
modeling experience in SQL and Python.
- Knowledge of and ability to leverage traditional databases, cloud-based
computing, and distributed computing.
- Track record of leading AML governance-related initiatives, such as risk
assessments, internal/external audits and other regulatory requirements. 
- Demonstrated ability to communicate effectively with all levels of the organization
and across different business lines.

Nice to Have:
- Knowledge of AML regulations and the USA PATRIOT Act.
- Familiarity with regulatory guidance on Model Risk Management (Federal
Reserve SR Letter 11-7, OCC Bulletin 2011-12, FDIC FIL 22-2017, DFS504)
- Experience with data visualization (e.g., Tableau)

• Experience with data monitoring systems (e.g., DataDog, Monte Carlo)
• Experience with cloud data infrastructure (e.g., Snowflake)
• Experience with automated transaction monitoring (e.g., Verafin)
• Experience with customer/transaction screening (e.g., LexisNexis)
• Experience with infrastructure automation software (e.g., Terraform)
• Familiarity with virtualization and containerization (e.g., Docker)
• Familiarity with container orchestration (e.g., Kubernetes)
• CAMS certification preferred

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

This role can be worked hybrid from these SoFi Offices and possibly 100% remote

San Francisco, CA

Salt Lake City, UT

Seattle, WA

Enterprise Architect (Enterprise Architecture Practice Lead) — SoFi

The Role:

SoFi is seeking an experienced Enterprise Architect to drive the expansion and enhancement of our Enterprise Architecture (EA) practice. While the foundation of our EA function exists, we are looking for a visionary leader to help take the practice to the next level—maturing our methodologies, scaling our standards, and deepening the alignment between our technology investments and SoFi’s rapid growth.

The ideal candidate is business-savvy and technically proficient: a generalist across business, application, data, and technology architecture domains who applies holistic thinking to align technology, business process, risk, and financial outcomes to SoFi’s strategy. Reporting into the Technology organization, you will be a hands-on leader who instantiates the enterprise continuum, establishes rigorous standards, and coaches others in areas such as governance and roadmap development.

What You’ll Do:

1) Strategic Planning & Enterprise Vision

• Enhance and scale the long-term enterprise technology roadmap and vision, ensuring it evolves alongside SoFi’s corporate strategy and operating model.
• Evaluate existing systems and identify modernization opportunities across platforms and shared services to support future business needs.
• Assess emerging technologies—including AI-enabled productivity and automation—to enhance innovation while maintaining architectural integrity.
• Drive financial rigor in technology decisioning, leveraging metrics such as ROI, EVA, and NPV to justify architectural shifts.

2) Architecture Design, Standards & Governance

• Mature the EA practice by curating the enterprise continuum, defining reference architectures, and establishing "gold standards" for the organization.
• Own and enforce architecture governance policies and change advisory processes that ensure systems are scalable, secure, resilient, and interoperable.
• Mature the governance and lifecycle management of our SaaS application portfolio, ensuring consistency, security, and cost-efficiency across the organization.
• Architect the infrastructure and integration patterns required to support our enterprise AI strategy and other high-scale initiatives.

3) Architecture Across Domains

• Business & Security Architecture

• Examine all business processes and technology in a holistic manner, ensuring alignment via methodologies like cascading goals or OKRs.

• Deepen the architectural integration of core corporate processes, including Order to Cash, Procure to Pay, Hire to Retire, Security, and GRC (Governance, Risk, and Compliance).

• Ensure that security and risk management are "baked into" the business architecture rather than treated as an afterthought.

• Applications & Data Architecture

• Lead the design of large-scale, complex enterprise systems using loosely-coupled, service-oriented architecture (SOA) and microservices patterns.

• Oversee enterprise-level application portfolio management, roadmapping, and the maturation of master data management solutions.

• Guide the evolution of data platforms, including EDW/data lakes, ETL/ELT, and real-time streaming data(e.g., Kafka).

• Technology Architecture

• Provide architectural oversight for data center building blocks and cloud capabilities (ideally AWS).

• Proven experience implementing Architecture-as-Code and 'Shift-Left' principles to automate architectural compliance within CI/CD pipelines.
• Proven experience transitioning from manual architectural reviews to a Guardrails-based Governance model that integrates compliance checks directly into the SDLC.

4) Stakeholder Collaboration & Leadership

• Act as the primary bridge between high-level business strategy and technical implementation, translating complex technical trade-offs into business terms for executive leadership.
• Demonstrate diplomacy and persuasion when orchestrating enterprise-wide changes, collaborating effectively across all levels of the organization.
• Passionately elevate the technical talent around you through mentoring, coaching, and establishing best practices that improve productivity and quality across multiple engineering teams.

Requirements:

• 10+ years of broad experience across the architecture domains of: business, applications, data, and technology.
• Proven track record in a similarly scoped role, having owned or significantly enhanced the design and strategy for an organization’s enterprise technology.
• Business Architecture Expertise: Working knowledge of common corporate processes (Order to Cash, Procure to Pay, Hire to Retire, Security and GRC) domains.
• Technical Leadership: Deep understanding of SOA, microservices, and REST APIs (XML/JSON), with real-world experience building scalable, globally-shared solutions.
• Data Proficiency: Experience with master data management, data warehousing, and big data streaming/ETL patterns.
• Infrastructure Awareness: Exposure to IaaS (AWS), IaC, and CI/CD-driven automation.
• Framework Knowledge: Demonstrable knowledge of common frameworks such as TOGAF, Zachman, ISO, ITIL, or Agile/SaFE.
• Communication: Exceptional communication skills with the ability to syndicate roadmaps and influence executive-level stakeholders.
• Tooling: Familiarity with productivity platforms (Google Workspace, Slack, Jira) and emerging AI tools (Copilot, Gemini, Glean) is appreciated.

Education:

• Bachelor’s or Master’s degree in information systems, computer science, or a combination of degrees spanning technical and business disciplines.
• Current TOGAF certification is a plus.

LI-REMOTE

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $118,400.00 - $203,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The Role*

This role is focused on the Lantern team at SoFi. Our mission is to build and grow a financial marketplace, building both a compelling supplier experience for providers of financial products, as well as a compelling user experience in suggesting the right financial products for our users. Ideal candidates have a passion for designing beautiful APIs and well architected systems.

We are looking for a Staff Software Engineer to join our Small Business team to help build the next generation financial products for small businesses. The successful candidate will have a strong background in designing, developing, and maintaining robust back-end systems. As a Staff Back-End Software Engineer, you will play a crucial role in ensuring the scalability, performance, and security of our platform.

*Key Responsibilities*

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Drive operational excellence in our business processes to deliver higher service quality
• Communicate with project leads, product managers and other software developers

*Requirements*

• Bachelor’s Degree in Computer Science or related field
• 8+ years programming experience, ideally on a modern stack.
• Our core stack is Java/ Kotlin/ Spring / AWS/ PostgreSQL, and we run on Kubernetes in a service oriented architecture.
• 4+ years Java, Kotlin or other OO programming experience
• A solid understanding of relational databases and ORMs
• Experience working on microservice-based applications.
• Experience working with GIT and CI/CD systems.
• Effective communication skills
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• View Unit and Integration test as 1st class citizen in software development
• Desire to grow, learn and collaborate with team of engineers.

*Nice To Have*

• Experience scaling highly available, mission critical systems
• Full-stack experience, either toward systems (kafka, temporal, docker), databases (DynamoDB), or front-end (javascript/typescript, react)
• Insurance Industry Experience: Familiarity with the insurance industry and its specific regulatory requirements.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The Role*

We’re seeking a Principal Product Manager who will define and scale SoFi’s AI-powered SDLC platform. We’re on a mission to integrate AI into every facet of our product development process. Our ambition is bold, infusing AI as the engine of development velocity, powering product discovery, design, prototyping, coding, testing, release, operations, and continuous improvement.

This is not a feature PM role. This is a platform leadership role operating at the intersection of AI, developer experience, CI/CD, testing, observability, and governance. You will:

• Own the multi-year product strategy for AI across the Product and Software Development Lifecycle.
• Define standards for “Spec-to-Code-to-Deploy” workflows, where structured specifications can trigger AI agents to generate production-ready code, tests, and documentation.
• Define how AI agents integrate into specs, repositories, CI/CD pipelines, testing frameworks, and operational systems and the technologies required to enable it.
• Run fast build-measure-learn loops with internal developer users.
• Maintain a strong bias toward experimentation, clarity, and decisive prioritization.
• Establish measurable evaluation frameworks to ensure AI-driven workflows are reliable, safe, and continuously improving.
• Partner with Security, Legal, Architecture, and Infrastructure teams to define governance boundaries for AI autonomy.
• Drive cross-organizational adoption of AI-enabled development standards.
• Communicate clearly to senior leadership on strategy, trade-offs, and measurable impact.

You will operate like a startup founder inside the company — rapidly prototyping, validating hypotheses with internal engineers, and converting early experiments into scalable platform capabilities in partnership with our principal engineers, team leads, and customers.

This role requires strong technical fluency, enterprise influence, and demonstrated experience working with AI in an engineering or product management role, ideally in larger companies.

*What You’ll Bring - Experience and Domain Expertise*

• 10+ years of Product Management experience, with significant experience building developer platforms, CI/CD systems, testing/quality tooling, or internal engineering products.
• Demonstrated success shipping LLM-powered or agent-driven products into production.
• Deep familiarity with agentic patterns (tool use, planning/execution loops, structured prompting, evaluation strategies).

• Experience designing platform-scale products with APIs, extensibility, governance, and enterprise adoption in mind.

• Strong architectural intuition and the ability to read and reason about code.

• Comfort collaborating directly with senior engineers on implementation trade-offs.

• Experience defining telemetry requirements and AI evaluation metrics.

• Exceptional discovery skills: problem framing, hypothesis formation, prioritization, ROI analysis.

• Experience defining measurable success criteria and evaluation frameworks for AI systems.
• Ability to balance long-term platform investments with near-term demonstrable wins.

• Proven track record driving cross-team initiatives involving engineering, data science, infrastructure, security, and compliance.

• Ability to align diverse stakeholders around a bold but grounded vision.

• Strong storytelling and executive communication skills

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $192,000.00 - $330,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Software Engineer to join our team. SoFi Invest is SoFi’s new investment platform that includes our market-leading robo-advisor, and online brokerage (stock, ETF, and mutual funds trading) products.

On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

What You’ll Do:

• Lead the development and testing of system components/services, code and design reviews
• Participate in shaping the technical architecture of the product
• Help translate user stories into technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

What You’ll Need:

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 5+ years programming experience, ideally on a modern stack
• Our core stack is React / Java / Spring / PostgreSQL, but you don't have to be an expert in any of these. 4+ years Java, Kotlin or Scala programming experience and an understanding of relational databases and ORMs suffices
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment (and git specifically), refining designs together, writing tests, working through code reviews and managing pull requests

Nice to Have:

• Worked with trading and/or exchange systems
• Experience with workflow platforms such as Temporal.io or AWS Step Functions
• Experience scaling highly available, mission critical systems
• Trading APIs (either crypto or securities)
• Familiarity with the FIX Protocol
• Experience with Scrum

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Manager, Software Engineering to join SoFi’s Bank Platform organization — and to step in at a defining moment. You’ll own our Transaction Data Platform, the central transactional infrastructure hub, while working in close partnership with the Account Services team. This isn’t a steady-state role. It is a seat at the table for the most consequential technical transformation the company has undertaken in years.

Our Transaction Data Platform is the backbone of our banking infrastructure. It ingests, normalizes, and distributes transaction events from multiple banking cores to every major SoFi product — consumer banking, investing, credit, and the member experience. You’ll lead a focused squad anchored by senior engineers, driving real-time reconciliation streams (the critical path for our banking core modernization program), its account provider strategy, and a next-generation transaction enrichment framework. You’ll also maintain close architectural alignment with Account Services, which owns the unified financial data model and the account/transaction API surface. Cross-team coordination is not a footnote in this role — it is the role.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. From student loan refinancing, we expanded across loans, wealth management, and insurance — then built a full-featured bank, bringing members best-in-class checking and high-yield savings, and the tools to get their money right. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

What You'll Do:

• Lead the Transaction Platform engineering squad through the full development lifecycle, with direct accountability for banking core modernization — the company's most strategic technical program
• Own the technical roadmap and execution for the Transaction Platform: real-time event replication pipelines, streaming transaction aggregation, reconciliation infrastructure, account provider integration, and a next-generation transaction enrichment framework
• Establish a clear technical vision for the squad; guide and challenge senior architects, raise the engineering bar, and contribute to architecture and design decisions
• Serve as the primary stakeholder interface for partner teams — consumer banking, investments, payments, core banking, and partner systems — ensuring alignment is proactive, dependencies are visible, and commitments are honored
• Translate high-level OKRs into executable campaign and sprint objectives; drive structured planning cycles and hold the team accountable for well-specified, high-quality delivery
• Identify and actively mitigate technical and delivery risk; exercise sound judgment on escalations and create focus and clarity for your team while maintaining full accountability
• Grow the team — understand hiring needs, define assessment criteria, and build engineering depth capable of thriving in a high-ambiguity, high-impact environment
• Define meaningful growth plans for each engineer on your team; invest consistently in coaching, performance feedback, and deliberate career development
• Challenge the status quo, embrace innovation, and drive the next chapter of our banking infrastructure

What You'll Need:

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 5+ years of experience designing, building, and operating scalable, mission-critical distributed systems
• 4+ years of engineering management experience, including leading senior individual contributors and tech leads
• Demonstrated platform-building expertise: you’ve built or scaled infrastructure serving multiple product teams
• Strong technical depth — comfortable engaging at the level your senior engineers work: event-driven systems, streaming pipelines, API design, and complex data models
• Proven record of cross-functional execution: aligning multiple teams on shared milestones, unblocking dependencies, and delivering in ambiguous environments
• Experience hiring, developing, and retaining strong engineering talent; track record of raising the bar
• Willingness to roll up your sleeves, get into the details, and hold yourself and the team to a high standard
• Strong sense of ownership — you drive programs from inception through delivery

Nice to Haves:

• Familiarity with banking domain systems, particularly banking cores (Thought Machine, Mambu, or similar cloud-native cores)
• Hands-on experience with event streaming or real-time data infrastructure (Kinesis, Kafka, Apache Flink, or similar)
• Exposure to core migration or large-scale platform modernization programs
• Working knowledge of common financial data models, account/transaction APIs, or payment rails (ACH, Wire, etc.)
• Experience in a regulated fintech or banking environment
• Background in Kotlin/Java Spring Boot or similar JVM-based backend systems

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

As a Staff Full Stack Engineer you’ll play a critical, hands-on role in building, deploying, and optimizing scalable, enterprise-class, production-grade, full-stack custom applications. The ideal candidate has 8+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing software solutions from complex UIs and business process workflows to the back-end data sources. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users.

What you’ll do:

• Architect, design, and build end-to-end user-facing software applications using rich interactive user-interfaces with your expertise working with information extracted from databases and APIs (including leveraging native database functions such as Snowflake Cortex or equivalent for advanced AI workloads).
• Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices.
• Collaborate with the AI engineers on the team to implement production grade multi-agentic AI applications, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving
• Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement
• Deploy, optimize, and monitor complex business process workflows on enterprise frameworks
• Automate real-time and batch data flows using orchestration tools such as Apache Airflow.
• Participate in code and design reviews, and make technical decisions for design and architecture of software solutions.
• Collaborate with Product, Design, and Engineering to deliver high-impact solutions and foster a growth-mindset environment.
• Stay current with the latest trends in software engineering, GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
• 8+ years of professional software engineering experience, with a focus on Python and full-stack frameworks and engineering to develop custom product delivery specializing in AI
• Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management.
• Advanced proficiency in React, Node.js, and front-end–to–back-end custom app development.
• Extensive hands-on experience with database platforms - Snowflake strongly preferred, including advanced features, AI/ML integrations, and Snowflake Cortex.
• Deep expertise in orchestrating real-time and scheduled pipelines with Airflow.
• Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services.
• Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders.
• Willingness to take ownership, and champion learning and innovation within the organization.

Nice to have:

• Exposure to other cloud-native or AI workflow orchestration platforms.
• Prior fintech or high-throughput consumer product experience.
• Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

SoFi’s Staff AI Engineer is a hands-on AI engineering role in SoFi’s growing independent risk organization. This is a critical, senior role responsible for setting the technical direction, driving execution, and ensuring the successful delivery of our most complex, production-level AI initiatives. This role will be instrumental in conceptualizing, prototyping and implementing best-in-class AI-based solutions to meet risk management and compliance requirements.

This hands-on role will work closely with the Director of Risk Analytics, and will leverage your deep expertise to solve our hardest problems, mentor the next generation of engineers, and directly connect technical innovation to major business success. This is a crucial role for the independent risk function as we execute our mission to help more members get their money right.

What you’ll do:

• Architecture and Strategy: Define the long-term technical architecture and strategy for our next-generation AI platform, particularly focusing on robust, scalable agentic frameworks and LLM deployment patterns.
• Advanced LLM Orchestration: Architect and standardize the use of graph-based LLM orchestration, leveraging expert-level mastery of LangGraph to solve highly complex, multi-stage reasoning problems at scale.
• Distributed Agent Memory & State: Develop robust, persistent infrastructure for agentic state management, ensuring that long-running agent workflows maintain context and reliability across distributed nodes and regional failovers
• Deep Model Optimization: Pioneer and institutionalize advanced parameter-efficient fine-tuning (PEFT) and compression techniques to maximize model performance and minimize operational costs across the organization.
• Model Serving Infrastructure: Support the development of a unified model serving platform designed to host internally fine-tuned and custom-trained models to ensure high-throughput, low-latency inference across diverse hardware footprints.
• Operational Excellence: Define and enforce high standards for AI operationalization, requiring mastery in designing and deploying comprehensive AI observability solutions and advanced tracing/testing frameworks that guarantee production quality, compliance, and reliability.
• Mentorship: Mentor senior and junior AI Engineers, elevating the overall engineering quality
• Cross Functional Collaboration: Coordinate with cross-functional teams to distill specific requirements, project roadmaps, and ensure accurate and on-time project deliveries
• AI Innovation: Stay up-to-date with the latest trends and advancements in GenAI, LLMs, and NLP, evaluating and experimenting with new techniques and tools to push the boundaries of AI innovation in the banking sector.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Data Science, AI, Machine Learning, or a related field. PhD is a plus.
• 8+ years software development experience, with 3+ years of hands-on experience in developing and successfully deploying production-level AI applications that have been used by real customers or internal stakeholders.
• Expert-level experience with LangGraph to model and orchestrate complex, stateful multi-step reasoning and control flow in LLM applications.
• Expert-level proficiency in developing sophisticated agentic solutions, with a portfolio demonstrating advanced use of planning, memory management, tool integration, and control flow.
• Deep understanding of Large Language Model (LLM) architectures, prompt engineering, retrieval-augmented generation (RAG), and advanced text generation techniques.
• Proven experience implementing parameter-efficient fine-tuning (PEFT) techniques (e.g., LoRA) to customize and optimize pre-trained models for specific tasks with minimal computational overhead.
• Deep expertise in building or extending inference engines (e.g., vLLM, NVIDIA Triton, or TGI) and managing the underlying Kubernetes/GPU orchestration for custom model deployments.
• Deep experience designing and institutionalizing AI observability solutions (e.g., LangSmith, Arize, Deepchecks) and advanced tracing and testing methodologies for LLM and agentic systems.
• Experience with cloud platforms (AWS, Azure, or GCP) and containerization technologies (Docker, Kubernetes).
• Expert level Python is required.
• React is strongly preferred.
• Experience with large-scale data handling, including unstructured and structured data pipelines, with a strong preference for Snowflake and DynamoDB.
• Experience developing and integrating AI-powered APIs and microservices architecture into banking applications.
• Experience with vector databases and retrieval-augmented generation (RAG) techniques using systems like Elasticsearch, Pinecone, or FAISS for enhancing LLM performance.
• Exceptional ability to communicate complex technical concepts, drive consensus among senior technical leaders, and influence organizational AI strategy.
• Strong analytical and problem-solving skills with attention to detail and an ability to work with complex, large-scale systems.
• Strong collaboration skills, with experience working in agile, cross-functional teams.

Nice to have:

• Familiarity with regulatory frameworks and ethical considerations in AI within the banking industry (e.g., GDPR, data privacy, model explainability).
• Experience in banking or financial services use cases such as conversational AI for customer service, intelligent document processing for loan applications, fraud detection, or risk analysis.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are looking for a Credit Risk Manager/Staff Data Scientist to join our Loss Forecasting and Risk Analytics Team within Sofi’s Credit team. This team member will work in the team that is responsible for forecasting losses across various SoFi lending products, including Personal Loans, Student Loan Refinances and Private Student Loans. The Staff Data Scientist will contribute to the performance analysis of SoFi lending products using empirical measurements, develop quantitative and machine learning models to forecast losses and provide insights into the drivers for losses. She/He will also collaborate with the Business Unit, Finance, Accounting, Credit, and Independent Risk Management groups. This position requires knowledge of data analytics and modeling using Python and machine learning/analytical packages, as well as strong problem-solving and communication skills. The ideal candidate will have expertise in analyzing large datasets and developing models using Python, SQL, and other statistical analysis packages to get to the truth behind the data.

By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry-leading leadership team.

What you’ll do:

• Develop loss projections for SoFi’s lending products, including Personal Loans, Student Loan Refinances, and Private Student Loans.
• Draw strategic insights from data using statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. Bring new ways of thinking, data sources, technologies, and capabilities to SoFi.
• Develop stress testing framework using macroeconomic data to provide insights into the business and enable the company to plan proactively for economic downturns.
• Improve forecasting accuracy and productivity. Ensure good documentation and control of forecasting methodologies and procedures.
• Explore external credit data to identify trends in the market and industry.
• Work with Business Units, Operations, Product, Capital Markets, Finance, Accounting, and Risk partners to ensure correct loss expectations and trends of losses are communicated effectively and executed appropriately.
• Be inspired by dynamic leaders and our rapidly growing business. We are recruiting the best, brightest, and most passionately quantitative team members.

What you’ll need:

• 7+ years of related experience with a Master’s or PhD degree
• Proven advanced analytical and technical skills in conducting sophisticated data analysis and building loss forecasting models and projections
• Business acumen and work experience in the consumer lending business (loans or credit cards)
• Proficient in Python, SQL & Tableau
• Strong communication and presentation skills. Demonstrated ability to synthesize and communicate analysis to business partners and senior management
• High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
• Prior experience in credit loss forecasting is a must

Nice to have:

• Experience using credit bureau sandbox data
• Experience in developing credit risk strategies

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The team

SoFi’s Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company’s risk appetite and helps create the products and experiences that put our members’ interests first.

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi’s lending products, which include Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. The initial focus of the role will be on Private Student Loan but the candidate may get opportunities to work on other lending products in the future.

The candidate will be responsible for independently developing and implementing underwriting strategies that meet our risk appetite, monitoring and analyzing the risk trends within the portfolio to provide insights and recommendations for strategy enhancement opportunities. She/he will be part of the Credit team with 1LOD responsibilities.

The Senior Credit Manager will collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, Capital Markets, Product, Engineering, Legal and Compliance. Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.

What you’ll do:

• Innovate… Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment.
• Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.
• Iterate, learn, innovate… We are all responsible for innovation and must embrace a test-and-learn mentality and data-driven decision making.
• Collaborate… Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately drive new strategies to production.
• Control the Risk and Drive Performance Outcomes … Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
• Challenge the Status Quo … Challenge others, continuously raise the bar, build better processes and attack hard problems to help us build the best products in the industry.
• Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

What you’ll need:

• 7+ years of related experience
• Business acumen and work experience in the consumer lending business (loans or credit cards)
• Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring
• Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems
• Proficient data exploration and credit modeling skills in Excel, SQL and Python
• A demonstrated ability to synthesize and communicate analysis to business partners and senior management
• Results-driven, eager to learn, and able to work collaboratively in a fluid environment
• Knowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test design
• Preferred: 7+ years of credit card or unsecured loan credit risk experience
• Preferred: Experience in developing credit strategies using innovative data sources such as cash flow or alternative data
• Preferred: Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $140,800.00 - $242,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

As a Senior Software Engineer you’ll play a critical, hands-on role in building, deploying, and optimizing scalable, enterprise-class, production-grade, full-stack custom applications. The ideal candidate has 5+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing software solutions from complex UIs and business process workflows to the back-end data sources. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users.

What you’ll do:

• Architect, design, and build end-to-end user-facing software applications using rich interactive user-interfaces with your expertise working with information extracted from databases and APIs (including leveraging native database functions such as Snowflake Cortex for advanced AI workloads).
• Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices.
• Collaborate with the AI engineers on the team to implement multi-agentic AI applications, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving
• Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement.
• Deploy, optimize, and monitor complex business process workflows on enterprise frameworks
• Automate real-time and batch data flows using orchestration tools such as Apache Airflow.
• Participate in code and design reviews, and make technical decisions for design and architecture of software solutions.
• Collaborate with Product, Design, and Engineering to deliver high-impact solutions and foster a growth-mindset environment.
• Stay current with the latest trends in software engineering, GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
• 5+ years of professional software engineering experience, with a focus on Python and full-stack frameworks and engineering to develop custom product delivery specializing in AI
• Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management.
• Advanced proficiency in React, Node.js, and front-end–to–back-end custom app development.
• Extensive hands-on experience with database platforms - Snowflake strongly preferred, including advanced features, AI/ML integrations, and Snowflake Cortex.
• Deep expertise in orchestrating real-time and scheduled pipelines with Airflow.
• Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services.
• Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders.
• Willingness to take ownership, and champion learning and innovation within the organization.

Nice to have:

• Exposure to other cloud-native or AI workflow orchestration platforms.
• Prior fintech or high-throughput consumer product experience.
• Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The team

SoFi’s Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the company’s risk appetite and helps create the products and experiences that put our members’ interests first.

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi’s lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. The initial focus of the role will be on Personal Loan but the candidate may get opportunities to work on other lending products in the future.

The candidate will be responsible for independently developing and implementing Personal Loan underwriting strategies that meet our risk appetite, monitoring and analyzing the risk trends within the portfolio to provide insights and recommendations for strategy enhancement opportunities. She/he will be part of the Credit team with 1LOD responsibilities.

The Senior Credit Manager will collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, Capital Markets, Product, Engineering, Legal and Compliance. Use business acumen, credit experience and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.

The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.

What you’ll do:

• Innovate… Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment.
• Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.
• Iterate, learn, innovate… We are all responsible for innovation and must embrace a test-and-learn mentality and data-driven decision making.
• Collaborate… Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately drive new strategies to production.
• Control the Risk and Drive Performance Outcomes … Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.
• Challenge the Status Quo … Challenge others, continuously raise the bar, build better processes and attack hard problems to help us build the best products in the industry.
• Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business.  We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

What you’ll need:

• 7+ years of related experience

• Business acumen and work experience in the consumer lending business (loans or credit cards)

• Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring

• Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems

• Proficient data exploration and credit modeling skills in Excel, SQL and Python
• A demonstrated ability to synthesize and communicate analysis to business partners and senior management
• Results-driven, eager to learn, and able to work collaboratively in a fluid environment
• Knowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test design
• Preferred: 7+ years of personal loan credit risk experience
• Preferred: Experience in developing credit strategies using innovative data sources such as cash flow or alternative data
• Preferred: Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

As a Decision Engine Team Lead, you play a pivotal role in ensuring the success of the assigned team. Your responsibilities include collaborating with SoFi Engineering and other BU teams, facilitating effective communication among team members, participating in technical and business meetings, and overall ownership of the team's success. Additionally, you are expected to leverage your expertise to contribute value to the team.

What You'll Do:

• Crafting Rulesets and Automation:
• Demonstrate proficiency in formulating rulesets within the decision engine.
• Implement automation processes through Continuous Integration/Continuous Deployment (CI/CD).
• Software Experience:
• Possess software development skills encompassing the entire SDLC
• Debugging and Problem-Solving:
• Apply robust debugging skills and showcase proficiency in root cause analysis.
• SQL Proficiency:
• Utilize foundational SQL skills, with a preference for experience in handling complex SQL scenarios.
• Guidance and Training:
• Demonstrate the ability to guide and train new team members effectively.
• Communication and Collaboration:
• Foster effective communication and collaboration with stakeholders to ensure seamless strategy implementation.
• Provide insight into project timelines.
• Work with the technical or business leaders to develop rulesets most efficiently.
• Coaching and Guidance:
• Coach and guide team members on best practices, areas of improvement, and other success criteria.
• Responsible for team performance tracking including bugs, velocity, and other team metrics

What You Need:

• Experience:
• 5+ years of experience in data engineering, software engineering, or AI/ML development.
• Prior experience in financial service-oriented development is a plus.
• Prior experience with a decision engine is a plus.
• Leadership Drive:
• Exhibit a strong drive to own your team and product.
• Technical Proficiency:
• Senior-level experience in Python and JavaScript.
• Demonstrate experience in debugging, technical problem-solving, and investigative skills.
• SQL Operations:
• Proficiency in basic to complex SQL operations.
• Agile Development:
• Prior experience with Agile development methodologies/techniques is preferred.
• Team Training and Supervision:
• Experience in training and supervising team members.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $99,200.00 - $186,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

As a Manager - AI Software Engineer, you will play a critical, hands-on role in managing a high-performing team while building, deploying, and optimizing scalable, real-time, full-stack custom applications, from traditional workflows and user interfaces, to applications powered by the latest advances in AI. You are a seasoned and experienced full-stack engineer with deep expertise in designing and delivering software solutions from the UI to the data back-end. You roll up your sleeves to have a “code first” approach. You will work across cross-functional delivery teams to shape technical architecture, champion engineering best practices, lead technical design, mentor engineers, drive product management engagement, and ensure successful delivery of high-value solutions for our users.

What you’ll do:

• Own the end-end full-stack engineering infrastructure, and drive technical delivery from ideation and requirements decomposition through to deployment and continual improvement, ensuring alignment with product and business goals.
• Engage with product, design, and business stakeholders to align technical strategy, drive decision-making, and deliver high-impact solutions.
• Architect, design, and build end-to-end user-facing applications using rich interactive user-interfaces. You will remain hands-on, leveraging your expertise working with information extracted from databases and APIs (including native database functions such as Snowflake Cortex for advanced AI workloads).
• Participate in the design of and partner with AI specialists in the implementation of production-grade, scalable multi-agentic AI applications enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving.
• Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices.
• Deploy, optimize, and monitor workflows on enterprise frameworks.
• Automate real-time and batch data flows using orchestration tools such as Apache Airflow.
• Lead code and design reviews, making critical technical decisions for AI-driven services.
• Stay current with software engineering, AI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach.
• Lead and mentor a team of talented software engineers, fostering a culture of technical excellence, ownership, and innovation.

What you’ll need:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
• 9+ years of professional software engineering experience, with a heavy focus on Python and full-stack custom product delivery, including experience leading engineering teams, projects, or functions.
• Proven track record of simultaneously delivering high-quality, production-grade, scalable, and highly available cloud-based services, and managing project and delivery milestones.
• Solid DevOps and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management.
• Advanced proficiency in React, Node.js, and front-end–to–back-end custom app development.
• Extensive hands-on experience with database platforms - Snowflake strongly preferred, including advanced features, AI/ML integrations, and Snowflake Cortex.
• Deep expertise in orchestrating real-time and scheduled pipelines with Airflow.
• Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders, including product management.
• Willingness to take ownership, mentor others, and champion learning and innovation within the organization.

Nice to have:

• Prior fintech or high-throughput consumer product experience.
• Exposure to cloud-native or AI workflow orchestration platforms.
• Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

As a Senior Product Manager for Underwriting, you will be at the heart of SoFi’s lending engine. You will own the product lifecycle for the platforms and services that determine how we evaluate risk and qualify members for our lending products.

Your mission is to build scalable, high-performance underwriting infrastructure that balances member experience with rigorous risk controls. You won't just be managing a backlog; you will be driving tech capabilities that span across multiple organizations—partnering with Risk, Engineering, Data Science, and Legal to ensure our decisioning engines are fast, accurate, and compliant.  You excel at navigating complex technical dependencies and delivering measurable improvements to the underwriting squad.What you'll do: Own the Underwriting Roadmap: Define and drive the roadmap for our core underwriting and decisioning platforms, ensuring they support SoFi’s multi-product growth.

• Navigate Complexity: Drive tech capabilities and stakeholder buy-in across multiple organizations (Risk, Engineering, Legal, Compliance); effectively manage 3rd party partner integrations.
• Execution Excellence: Lead technical sprints, manage a complex backlog, and prioritize initiatives that improve underwriting throughput and reduce cycle times.
• Bridge the Gap: Translate nuanced risk and policy requirements into clear technical specifications for engineering teams, ensuring "underwriting thinking" is integrated from inception.
• Data-Driven Decision Making: Synthesize inputs from multiple sources (UXR, data analysis, finance) to build strategic rationales. Leverage SQL to track performance and inform prioritization.
• Process Improvement: Drive quality and velocity improvements by removing hurdles for the team and contributing to PM best practices within the Underwriting org.
• Stakeholder Management: Serve as the primary point of contact for underwriting technology, managing expectations and leading change management across the business.

What you’ll need:

• Experience: 5+ years of product management experience, ideally within fintech, lending, or platform-side roles.
• Technical Depth: Strong understanding of system architecture; ability to opine on technical choices and understand the trade-offs of different technical frameworks.
• Communication: Excellent communication skills—able to engage seamlessly with technical, analytical, and business audiences.
• Analytical Skills: Fluency with SQL and data analysis; experience using data to address customer pain points and iterate into solutions.
• Influence: Proven ability to influence beyond your immediate team and foster cross-functional alignment in a matrixed environment.
• Project Management: Strong organizational skills with a track record of running technical sprints and complex product launches.

Nice to have:

• Direct experience building or scaling underwriting/decisioning platforms.
• Knowledge of credit risk modeling and credit bureau data integrations.
• Experience working with lending platforms
• Experience working with LLMs or generative AI

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

At SoFi, we’re on a mission to help our members get their money right. We are seeking a Principal Product Manager to lead the strategy and roadmap for our Fraud, Risk & ML Platform. This platform is the unified foundation for event-driven decisioning, risk-based interdictions, real-time feature stores, and self-serve ML capabilities across the enterprise.

You will shape SoFi’s risk and ML future, transforming complex backend processes into a seamless, self-serve platform that powers real-time decisioning for every SoFi product. Your goal is to accelerate organizational adoption of machine learning and expedite business growth by simplifying the integration of complex risk defenses that protect our members and the business.

What You’ll Do

• Strategic Roadmap: Own the multi-year vision for the Fraud, Risk & ML Platform, focusing on self-serve onboarding, reliability at scale, and superior developer experience.
• The "Model Factory": Direct the MLOps lifecycle to reduce model time-to-market from months to weeks. You will enable teams to build, deploy, and monitor ML models at enterprise scale.
• Platform Integration: Partner with internal product teams to identify friction in platform adoption and build features that eliminate integration pain points.
• Stakeholder Alignment: Drive onboarding for Fraud, AML, and Policy Engine use cases by aligning with Fraud, Risk, Data Science, and Infrastructure stakeholders on usage patterns, signals, features, and treatments, and guide execution teams to successfully deliver on those goals.
• Platform-as-a-Service: Drive Developer Experience (DX) as a core product feature; define clean APIs, versioning, SLAs, and documentation to reduce critical-path dependencies.
• Governance & Scalability: Establish a federated extension model for custom events, features, challenges, & actions to enable safe extensibility and cross-product reuse.
• Metrics & Impact: Define and track success metrics, including time-to-onboard, model deployment velocity, decision quality (e.g. precision/recall/F1), step‑up completion/abandon rates, and platform reliability.
• Flex into adjacent fraud initiatives, helping cover the gray space between domain detection/prevention improvements and platform onboarding/utilization.
• Evangelism: Educate partner teams on platform capabilities to ensure SoFi is fully leveraging centralized infrastructure rather than building bespoke silos.

What You’ll Need

• 7+ years of Product Management experience: with a focus on platform, infrastructure, or developer-facing products
• Technical fluency: Deep familiarity with APIs, event-driven systems (sync/async), high-throughput data pipelines, ML lifecycle (training, features, deployment, monitoring), risk decisioning engines/workflows
• ML Infrastructure: Proven experience operationalizing models in production using tools like Snowflake, Flink/streaming, Kafka, or AWS/SageMaker
• Platform mindset:  A strong bias for normalization and generic, self-serve capabilities over bespoke builds.
• Exceptional Communication & Evangelism: ability to translate complex risk policy, business goals, and technical constraints into precise platform requirements, while rallying teams around a clear, forward-looking platform roadmap and strategy.
• Adaptive leadership: team‑first, able to navigate the gray space between domain‑specific fraud detection and horizontal platform utilization
• Direct experience with fraud and risk detection and prevention challenges and techniques.

Nice to Have

• Experience with risk decisioning, rules engines, risk mitigations and step-up challenges.
• Experience in FinTech or highly regulated financial environments.
• Background in building or scaling Generative AI for task‑automating agents (agentic workflows)
• Direct experience partnering with Data Science and MLEs to productionalize real-time scoring.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are looking for a Senior Data Scientist and/or Machine Learning Model Developer to join our Fraud Model Development Team. This role owns end-to-end design, development, validation, deployment partnership, and performance management of high-impact fraud models across SoFi products including Personal Loans, Student Loans, Credit Cards, and Crypto.

The Senior Fraud Model Developer is accountable for measurable fraud loss reduction and false positive improvements within assigned domains. This individual partners closely with Fraud Prevention, Risk, Operations, Finance, Compliance, and ML Platform teams to influence fraud strategy, inform risk tolerance decisions, and ensure models deliver sustained business impact.

This position requires deep expertise in data analytics, statistical modeling, and machine learning, along with the ability to translate complex model performance into clear business outcomes. The ideal candidate brings strong fraud domain knowledge, production ML experience, and a demonstrated ability to manage model risk and complexity at scale

What you’ll do:

The Senior Fraud Model Developer will help SoFi build and scale high-performing fraud modeling solutions by:

• Owning end-to-end development of fraud models within assigned product or risk domains, from problem framing through production deployment and ongoing monitoring
• Driving measurable reductions in fraud loss, false positives, and operational expenses
• Translating model outputs into business impact metrics and influencing fraud strategy decisions
• Aggregating and synthesizing datasets from multiple data environments to design scalable and reusable modeling frameworks
• Analyzing complex datasets to identify drivers of fraud loss and member friction across products
• Conducting trade-off analysis between fraud loss mitigation, customer experience, and regulatory guardrails
• Establishing and maintaining model monitoring standards (e.g., performance metrics, drift detection, recalibration cadence) to proactively manage model risk
• Investigating external risk data and emerging fraud patterns to inform roadmap prioritization
• Partnering with ML Platform teams to productionize models in AWS and improve lifecycle governance
• Reducing model development cycle time by simplifying processes, improving documentation rigor, and creating reusable components
• Handling escalations related to model performance, risk exposure, or business impact within assigned scope
• Influencing roadmap sequencing and contributing to prioritization discussions based on ROI, regulatory considerations, and level of effort

What you’ll need:

• 7+ years of advanced quantitative modeling experience, or

• Master’s degree and 5+ years of related experience, or

• PhD and 3+ years of related experience, or

• Equivalent practical experience

• Demonstrated ownership of production machine learning models with measurable impact on fraud loss or false positive reduction

• Deep expertise in Python, SQL, and data visualization tools (e.g., Tableau)
• Strong knowledge of statistical methodologies and machine learning techniques (e.g., regression, decision trees, gradient boosting, random forests, neural networks, clustering analysis)
• Experience designing, validating, and monitoring models using metrics such as AUC, KS, precision/recall, and drift detection
• Ability to independently determine modeling approaches, manage trade-offs, and execute solutions with minimal guidance
• Experience partnering cross-functionally with Risk, Fraud Ops, Engineering, Finance, and Compliance stakeholders
• Strong communication skills with the ability to distill complex technical concepts into clear business recommendations
• Demonstrated ability to manage risk exposure within projects and proactively escalate with proposed solutions

Nice to have:

• Direct experience in fintech, banking, payments, or digital fraud risk
• Familiarity with graph databases and network-based fraud detection
• Experience developing and deploying models in AWS environments
• Experience influencing fraud policy or risk tolerance decisions

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Operations Infrastructure Lead, AI & Automation to scale and modernize the enterprise case management and workflow systems that power high-volume, risk-sensitive Operations functions including Fraud and Disputes platforms.

Reporting to the Senior Operations Infrastructure Manager, this role owns the configuration, optimization, and intelligent automation of enterprise SaaS and case management platforms used by Operations teams. You will design scalable workflows, operationalize AI-enabled capabilities, and partner closely with Product, Engineering, Project/Program Management, Data, and external vendors to ensure systems evolve in step with business growth.

This is a hands-on, technically strong role focused on workflow architecture, automation strategy, and integration enablement. We are looking for someone who is proactive, decisive, and comfortable leading complex initiatives across teams.

What You’ll Do:

Workflow Architecture & Platform Optimization

• Design and configure scalable workflows, queues, routing logic, automation triggers, and case management processes within enterprise platforms.
• Translate business requirements into structured, maintainable system configurations.
• Identify operational inefficiencies and aggressively drive system-based solutions to improve throughput, accuracy, and scalability.
  Modernize legacy processes and reduce technical debt across the Operations ecosystem.
• Maintain clear functional specs documentation, configuration standards, and implementation playbooks.

AI-Enabled Automation

• Configure and deploy AI-powered capabilities within operational systems, including case summarization, intelligent routing, risk signal surfacing, and decision-support workflows.
• Partner with Product, Engineering, Data, and external vendors to integrate AI outputs into case management platforms.
• Ensure AI-enabled workflows are auditable, compliant, and aligned with risk controls.
• Monitor performance and continuously refine configurations to improve accuracy, usability, and business impact.

Integrations & Technical Execution

• Partner with Engineering to support system integrations, API connections, and data flows between platforms.
  Participate in solution design sessions and ensure integration designs align with operational requirements.
• Lead validation, testing, and rollout of system enhancements.
  Troubleshoot and resolve complex configuration, automation, and workflow issues.
  Independently lead multi-team initiatives with meaningful business impact, driving progress and unblocking cross-functional dependencies.

Governance, Risk & System Health

• Establish and maintain strong configuration governance, access controls, and change management practices.
• Define and monitor system health and automation performance metrics.
• Build reporting and dashboards to measure workflow effectiveness and shared business KPIs.
  Proactively identify risk exposure within system design and implement mitigation strategies.
• Simplify and standardize processes to reduce operational and technical complexity.

What You Bring

• 10+ years of experience in enterprise applications, workflow configuration, systems administration, or operations technology.
• Strong hands-on experience configuring SaaS or case management platforms in high-volume operational environments.
• Experience implementing automation or AI-assisted capabilities within enterprise systems.
• Functional understanding of APIs, integrations, workflow orchestration, and data flows.
• Experience working in regulated risk-sensitive environments (e.g. fintech, financial services, fraud, disputes, AML) preferred.
• Strong technical judgment and ability to operate independently.
  Demonstrated ability to lead complex initiatives and influence cross-functional partners without direct authority.
• Clear, confident communication skills across technical and business audiences.

Nice to have:

• Experience operationalizing LLM-powered or AI-driven features within SaaS platforms.
• Familiarity with fraud, disputes, or financial services case management systems.
• Basic scripting or technical background (not required, but helpful).

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $124,800.00 - $156,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

As a Senior Lifecycle Marketing Manager, you will play a critical role in driving Smart Card planning and ongoing growth for the product and its product features. We are looking for a skilled marketing professional who can deliver a strong marketing plan and work cross-functionally with product marketing, product, tech ops, creative, data science, and business leads to deliver shared business OKRs. This individual will leverage data-driven insights to deliver meaningful business outcomes by driving relevant and personalized communications at each stage of the customer lifecycle.

What you’ll do:

• Develop comprehensive lifecycle marketing strategies to drive card account opens, funding, card activation and ongoing spend.
• Collaborate with cross-functional teams, including product, product marketing, and business unit leadership to ensure alignment of marketing efforts with product and business goals.
• Plan personalized multi-channel (email, push, in-app, and SMS) lifecycle marketing campaigns that drive ongoing spend, rewards redemption and upsell.
• Design and deploy educational content strategies to help members build their credit profile through responsible use of their secured Smart Card.
• Manage a rigorous experimentation roadmap for full-funnel program performance, analyzing campaign performance and optimizing campaign performance based on key performance indicators (KPIs).
• Drive campaign automation and personalization, leveraging audience and performance insights to build and optimize high-performing always-on campaigns.
• Report on lifecycle channel, campaign and program performance, sharing insights with marketing and business leadership.
• Collaborate with the data science team to develop reporting frameworks, track marketing performance metrics, and provide actionable insights to stakeholders
• Direct campaign priorities with Lifecycle Marketing Tech Ops.

What you’ll need:

• Bachelor’s Degree, ideally in Business, Finance, Marketing, or a technical field (or equivalent experience)
• 6+ years of direct-to-consumer lifecycle management experience including email, in-app, push, and SMS.
• A proven track record of driving lifecycle marketing strategy with expertise in driving new growth through cross-sell and upsell, new member onboarding and retention activities at scale.
• Strong analytical chops with experience using various testing methodologies.
• Experience in directing creative decisions for lifecycle marketing and conducting rigorous testing of value propositions.
• Effective verbal and written communication skills.
• Experience presenting channel strategy and campaign results to cross-functional partners and executive leadership.
• Experience working in a regulated industry (FinTech or Wealth Management) is highly preferred.
• Experience leveraging AI-driven insights or machine learning models to enhance audience segmentation, personalization, and campaign optimization.

Nice to have:

• MBA or other advanced degrees
• Previous finance, tech, or brokerage industry experience.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $108,800.00 - $204,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We’re hiring a Lifecycle Marketing leader to own the strategy for our critical Home Loans (Mortgage) products. You will be responsible for driving business growth across the full customer lifecycle: acquisition, activation, onboarding, engagement, loyalty and retention.

This is not a conventional CRM role. You’ll set the vision, build new systems, and steer cross-functional partners and stakeholders across Product Marketing, EPD, Operations, Sales, Data Science and Executive Leadership through ambiguity and accelerated growth.

Your job isn’t just managing campaigns. You’ll wrangle complexity, push creative boundaries, and deliver outsized impact. You'll partner directly with senior stakeholders to define aggressive yet meaningful goals and help shape the future trajectory of one of our company’s most defining and impactful verticals.

What you’ll do:

• Develop comprehensive lifecycle marketing strategies to drive new loan originations.
• Collaborate with cross-functional teams, including product, product marketing, and business unit leadership to ensure alignment of marketing efforts with product and business goals.
• Plan personalized multi-channel (email, push, in-app, and SMS) lifecycle marketing campaigns that drive initial interest through customer journeys.
• Design and deploy educational content strategies to help members navigate the complexity of the lending market.
• Manage a rigorous experimentation roadmap for full-funnel program performance, analyzing campaign performance and optimizing campaign performance based on key performance indicators (KPIs).
• Drive campaign automation and personalization, leveraging audience and performance insights to build and optimize high-performing always-on campaigns.
• Report on lifecycle channel, campaign and program performance, sharing insights with marketing and business leadership.
• Collaborate with the data science team to develop reporting frameworks, track marketing performance metrics, and provide actionable insights to stakeholders.
• Direct campaign priorities with Lifecycle Marketing Tech Ops.

What you’ll need:

• Bachelor’s Degree, ideally in Business, Finance, Marketing, or a technical field (or equivalent experience)
• 8+ years of direct-to-consumer lifecycle management experience including email, in-app, push, and SMS.
• Experience leveraging AI-driven insights or machine learning models to enhance audience segmentation, personalization, and campaign optimization.
• A proven track record of driving lifecycle marketing strategy with expertise in driving new growth through cross-sell and upsell, new member onboarding and retention activities at scale.
• Possess the ability to comfortably and independently operate in a dynamic market environment
• Strong analytical experience using various testing methodologies.
• Experience in directing creative decisions for lifecycle marketing and conducting rigorous testing of value propositions.
• Effective verbal and written communication skills.
• Experience presenting channel strategy and campaign results to cross-functional partners and executive leadership.
• Experience working in a regulated industry (FinTech, banking) is highly preferred.
• Genuine interest in the lending space.

Nice to have:

• MBA or other advanced degrees
• Previous finance, tech or banking experience

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $108,800.00 - $204,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Role Overview

The Security Product Lead – Enterprise & Identity Security is responsible for defining the strategic direction, roadmap, and measurable outcomes for securing the organization's enterprise infrastructure, critical internal systems, and user identities. This role sits within the Security Strategy & Delivery team and partners closely with the Identity & Access Management (IAM), Infrastructure Security, and Engineering functional leaders and operational teams.

This position ensures that Enterprise Security and Identity Security capabilities are treated as internal security products—aligned to enterprise risk priorities, supported by a clear roadmap, measured through defined KPIs, and delivered through structured program governance.

The role requires strong cross-functional collaboration, strategic thinking, and the ability to influence without direct authority. By ensuring robust identity governance and securing enterprise infrastructure, this role directly supports the organization's overarching goal of protecting member trust, safeguarding corporate assets, and ensuring the continued stability and growth of the business.

Key Responsibilities

Strategy & Roadmap Stewardship

• Develop and maintain a multi-year strategy and roadmap for Enterprise Security, Identity Security (IAM, PAM, Authentication), and AI Security capabilities.
• Align roadmap priorities with enterprise risk objectives, regulatory requirements (e.g., access controls, data governance, AI governance), and evolving threat landscape.
• Identify capability gaps (e.g., zero-trust adoption, privileged access maturity, AI model integrity) and define strategic investment opportunities.
• Translate strategic objectives into structured, sequenced initiatives.

Product & Capability Management

• Enterprise Security

• Define the value proposition and service model for Enterprise Security capabilities (e.g., infrastructure hardening, cloud security posture).

• Add aspects of data security under enterprise security: Establish product requirements and roadmaps for Data Security capabilities, including data loss prevention (DLP), data classification, data encryption, and ensuring compliance with data privacy regulations.

• Identity Management

• Define the value proposition and service model for Identity Management capabilities (e.g., self-service access, least privilege principle, lifecycle management).

• Establish clear capability maturity targets (e.g., IAM coverage, access certification completeness) and continuous improvement plans.

• Maintain and prioritize a strategic backlog across all areas aligned to measurable risk reduction outcomes (e.g., reduction in over-privileged accounts, faster access revocation, secure-by-design adoption in AI).

• Ensure capabilities are treated as ongoing products with lifecycle ownership, not one-time projects.
• Define and track outcome-based metrics (risk reduction, adoption, efficiency) for core security platforms and identity controls.

Portfolio & Program Management

• Own the portfolio view of Enterprise, Identity, and AI Security initiatives within the broader security strategy.
• Structure and manage strategic programs required to deliver roadmap objectives (e.g., rollout of new PAM solution, AI Model SecOps integration).
• Define milestones, delivery plans, and success metrics for major initiatives.
• Track progress against portfolio commitments and escalate risks proactively.
• Manage cross-functional dependencies across Engineering, IT, HR, Legal, and other stakeholders.
• Ensure predictable execution through structured governance and reporting cadence.

Cross-Functional Collaboration

• Partner closely with the Identity & Access Management, Infrastructure Security, and AI/ML functional leaders to align on priorities and execution sequencing.
• Collaborate with Product Management, Engineering, Data Science, Legal, Risk, and Compliance stakeholders.
• Facilitate stakeholder alignment, trade-off decisions, and expectation management.
• Influence without direct authority to drive security principles across enterprise systems.

Continuous Improvement & Innovation

• Monitor industry trends in enterprise architecture security, identity threats (e.g., phishing, credential stuffing), and AI-specific threats (e.g., model poisoning, prompt injection).
• Identify opportunities for automation, analytics enhancement, and process optimization within identity lifecycles and infrastructure monitoring.
• Incorporate lessons learned from security audits and penetration tests into roadmap evolution.

Qualifications

• Bachelor’s degree in Computer Science, Cybersecurity, or related discipline.
• 7+ years of experience in cybersecurity, risk management, or technology strategy roles.
• Demonstrated experience in Identity & Access Management (IAM), Privileged Access Management (PAM), Enterprise Security, Data Security, or AI/ML Security domains.
• Demonstrated experience building and managing strategic roadmaps tied to measurable outcomes.
• Strong understanding of security frameworks, identity protocols (e.g., OAuth, SAML, SCIM), and enterprise risk.
• Understanding of AI/ML concepts and associated security risks, including data provenance, model integrity, and adversarial machine learning.
• Strong product mindset with ability to translate strategy into execution.
• Experience working in matrixed organizations with cross-functional stakeholders.
• Strong analytical, communication, and executive presentation skills.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

The Staff IAM Engineer is responsible for securing and managing all non-human identities  including service accounts, application identities, machine credentials, APIs, bots, and workloads across on-prem, cloud, and crypto infrastructure. This role ensures that automated and machine-based identities follow the same governance, lifecycle, and least-privilege principles as human users. You will design systems that enable secure authentication, secrets management, and access provisioning for automated services, APIs, and DevOps pipelines. This role directly protects sensitive financial data, crypto custody environments, and transaction systems from privilege misuse, credential leakage, and insider or supply chain threats.

What You’ll Do

Identity Architecture & Engineering

• Design, implement, and maintain a Non-Human Identity (NHI) framework governing all service accounts, API tokens, certificates, and machine credentials.
• Implement centralized secrets management using tools such as HashiCorp Vault or AWS Secrets Manager,
• Build integrations with CI/CD pipelines and cloud services (AWS, GCP, Azure) to enforce automated credential rotation and JIT provisioning.
• Define and implement tagging, ownership, and classification models for non-human identities.
• Develop scalable onboarding processes for applications, workloads, and bots that require secure authentication.

Lifecycle Management & Governance

• Develop automated workflows for creation, rotation, deactivation, and certification of service accounts and API keys.
• Partner with developers and DevOps to transition hard-coded credentials to secure vaults.
• Establish policies for key rotation frequency, credential expiration, and certificate renewal.
• Integrate NHI lifecycle into IAM governance tools (Okta).
• Support quarterly access reviews and certification campaigns for non-human identities.

Automation & Integration

• Build automation using APIs, Python, PowerShell, or Terraform to manage credentials and monitor access.
• Integrate non-human identity telemetry into SIEM/SOAR platforms for anomaly detection.
• Implement visibility dashboards to track total NHI inventory, owners, last use, and compliance status.
• Deploy Just-in-Time (JIT) credential provisioning for ephemeral workloads and containers (Kubernetes, Lambda, ECS, etc.).

Security & Risk Management

• Enforce least privilege and zero-trust principles for machine access.
• Monitor for unused or excessive service accounts and remediate over-permissioned credentials.
• Support incident response teams with forensics on compromised API keys or tokens.
• Define detection logic for credential misuse or non-standard access patterns.
• Partner with Application Security to integrate secure NHI handling into SDLC.

Compliance & Audit

• Maintain audit trails for credential issuance, usage, and rotation events.
• Produce compliance reports for SOX, SOC 2, PCI DSS, FFIEC, and crypto-custody audits.
• Collaborate with internal audit and compliance teams to validate NHI control effectiveness.
• Document architecture, data flows, SOPs, and exception processes for NHI management.

Innovation & Continuous Improvement

• Evaluate emerging NHI management solutions (e.g., SPIFFE/SPIRE, workload identity federation, cloud-native secrets stores).
• Lead proof-of-concepts to modernize credentialless or short-lived identity methods.
• Advocate for security automation and the reduction of static credentials across the enterprise.

What You’ll Need

Education & Experience

• Bachelor’s degree in Computer Science, Cybersecurity, or related discipline.
• 3–6 years of experience in IAM, DevSecOps, or Security Engineering roles.
• Hands-on experience with non-human identity or secrets management tools
• Familiarity with cloud IAM concepts (AWS IAM Roles, Azure Managed Identities, GCP Service Accounts).
• Experience integrating IAM or secrets systems with CI/CD pipelines and DevOps tools.

Technical Skills

• Proficiency in automation and scripting (Python, PowerShell, or Bash).
• Strong understanding of authentication standards (OIDC, OAuth 2.0, SAML, JWT).
• Knowledge of API security, key rotation policies, and service-to-service authentication.
• Familiarity with container and workload identities (Kubernetes, ECS, Lambda).
• Understanding of Zero Trust, machine identity, and certificate lifecycle management.

Preferred Certifications

• HashiCorp Certified Vault Associate
• AWS Certified Security – Specialty
• Okta Certified Professional or Administrator
• (ISC)² Certified Identity and Access Manager (CIAM) or CISSP

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $144,000.00 - $247,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are looking for a Staff Backend Software Engineer to join the Protect team who will help build our next generation Insurance platform. You will have the opportunity to set technical direction for a growing and critical business function within SoFi where the overall architecture is still relatively greenfield and the business impact is high. This is a great opportunity to help shape the evolution of the team and the platform capabilities for years to come.

We are looking for a talented and experienced Senior Backend Software Engineer to join our team in building a state-of-the-art insurance platform. The successful candidate will have a strong background in designing, developing, and maintaining robust back-end systems. As a Senior Backend Software Engineer, you will play a crucial role in ensuring the scalability, performance, and security of our platform.

Key responsibilities

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Drive operational excellence in our business processes to deliver higher service quality
• Communicate with project leads, product managers and other software developers

Requirements

• Bachelor’s Degree in Computer Science or related field
• 8+ years programming experience, ideally on a modern stack.
• Our core stack is Java/ Kotlin/ Spring / AWS/ PostgreSQL, and we run on Kubernetes in a service oriented architecture.
• 4+ years Java, Kotlin or other OO programming experience
• A solid understanding of relational databases and ORMs
• Experience working on microservice-based applications.
• Experience working with GIT and CI/CD systems.
• Effective communication skills
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• View Unit and Integration test as 1st class citizen in software development
• Desire to grow, learn and collaborate with team of engineers.

Nice To Have

• Experience scaling highly available, mission critical systems
• Full-stack experience, either toward systems (kafka, temporal, docker), databases (DynamoDB), or front-end (javascript/typescript, react)
• Insurance Industry Experience: Familiarity with the insurance industry and its specific regulatory requirements.
• Experience incorporating LLMs into user flows

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

SoFi is seeking an experienced and motivated Staff Software Engineer to be part of our Data Platform group within the Data Enablement division. The mission of the Data Enablement division is to activate data throughout SoFi, enabling the creation of personalized and delightful experiences for our customers.

As a Staff Software engineer, you will help achieve the vision and strategy to build foundational and critical data platform products which are highly leveraged across SoFi for analytical, reporting, AI/ML use-cases that will drive teams to perform self serve analytics, gain insights and increase data driven decisions for all of sofi products

About the Role:

• This role is for a talented, enthusiastic, detail-oriented and experienced Software Engineer with a proven track record of taking on big challenges in an agile way.
• You’ll be at the heart of SoFi’s data platform, acting as a leader and a force multiplier for critical initiatives across Semantic Layer, BI analytics, AI usecases, Operational experience enhancements expanding crucial knowledge in the team.
• You’ll act as a subject matter expert for data platform capabilities that can be leveraged across SoFi for analytical, reporting, ML/AI self-service use-cases.
• This role requires you to live at the cross section of data and software engineering collaborating between Product, Design, and Engineering, so you’ll be involved in the entire product lifecycle from ideation to building, deploying, and continuously improving.
• The ideal candidate is both forward-thinking and hands-on, and has a strong sense of ownership and delivery.
• You’ll mentor technical team members in best practices for Snowflake, Databricks, Airflow, dbt, and AWS data services, promoting a culture of technical distinction and innovation.
• Plus, you’ll be working alongside a team of talented engineers.

What you’ll do:

• Drive technical architecture, design decisions and cross-functional discussions for the SoFi Data platform products
• Lead and oversee the full SDLC, from project requirements to deployment following ​​best practices and uphold coding standards.
• Generate ideas for new initiatives and technologies, and deliver timely results in a fast-paced and sometimes ambiguous environment.
• Build and optimize Operational experience for systems and processes and be part of an on-call team rotation to support the SoFi Data Platform capabilities
• Collaborate with cross-functional teams to understand requirements, influence best practices upstream and down, and deliver solutions that meet business needs.
• Effectively communicate complex technical concepts and trade offs mapping industry patterns and best practices to solve novel problems for technical/non-technical stakeholders verbally and in well written documentation.
• Monitor project performance against defined milestones and goals.
• Provide technical leadership, mentorship and strategic guidance to the team, fostering a culture of continuous learning, innovation, and excellence.
• Contribute to hiring and training efforts to build a skilled and motivated engineering workforce.

What You'll Need:

• A bachelor’s degree in computer science, Data Science, Engineering, or a related field.
• Over 10 years of hands-on experience in software/data engineering with a proven track record of successfully building data systems and platforms.
• Strong programming skills ideally on a modern stack including but not limited to Python, SQL
• Experience in a collaborative coding environment, refining designs together, navigating code reviews, and managing pull requests.
• Broad proficiency in database platforms and significant experience with cloud data warehouse platforms such as Snowflake, and familiarity with others like Redshift, or Google BigQuery
• Strong analytical and problem-solving abilities, with the capability to simplify complex issues into actionable plans with a detail-oriented approach to your work.
• Thorough knowledge and passion around system design and data architecture principles
• Experience with data tools like Snowflake/GitLab/AWS/Airflow/DBT /Tableau, Power BI etc
• Experience in building/deploying resources using Infrastructure as Code - IaC tools (like Terraform)
• Knowledge in analytics, metrics, and monitoring integrations.
• Excellent communication skills, with the ability to effectively convey technical concepts to both technical and non-technical audiences.

Nice to Haves:

• Experience integrating Large Language Models (LLM) into products
• Good understanding of AI and its usage
• Experience in a highly regulated and governed sector, though the Fintech industry is advantageous.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Staff Engineer to join our new Member AI Features team. This team is critical to SoFi’s member experience and operational integrity, ensuring that members can manage their spending with transparency and ease.

In this role, you will architect and build the logic that powers spending management lifecycles—focusing on the complex workflows behind managing spending with LLM-powered workflows and automation. You will operate with a high degree of autonomy, owning meaningful backend components from design through production, while collaborating closely with cross-functional product teams to reduce friction and build trust.

What you’ll do:

• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience
• Lead the development of scalable, resilient microservices that manage subscription states, automated cancellation workflows, and real-time billing integrations.
• Participate in shaping the technical architecture of our membership platform, ensuring systems are highly available, observable, and capable of handling high-volume event processing.
• Partner with Product Managers and Designers to translate business requirements—like churn reduction strategies or regulatory compliance—into robust technical solutions.
• Lead code and design reviews, setting a high bar for backend reliability and data consistency. You’ll be responsible for ensuring that a member’s intent to cancel is processed accurately every time.
• Support the growth of the engineering team through technical guidance, mentorship of junior engineers, and fostering a culture of operational excellence.
• Own the full lifecycle of your services, from implementation and testing to deployment (CI/CD), monitoring, and on-call support.

What you’ll need:

• 8+ years of professional software development experience, with a focus on backend systems at scale.Technical Stack: Deep proficiency in Kotlin or Java and experience with the Spring Boot framework.
• Experience designing and operating distributed systems, microservices, and event-driven architectures (e.g., Kafka, SQS, or RabbitMQ).
• Solid understanding of relational databases (PostgreSQL preferred), data modeling, and performance tuning for high-traffic applications.
• Hands-on experience with cloud environments (AWS preferred) and containerization tools like Docker and Kubernetes.
• Pragmatism: A "get-it-done" mindset—balancing the need for engineering excellence with the speed required to deliver business value to our members.
• Clear, effective communication skills and the ability to explain complex technical trade-offs to non-technical stakeholders.

Nice to have:

• Experience building intuitive and accessible user interfaces with React/TypeScript
• Experience integrating Large Language Models (LLM) into products
• Experience scaling highly available, mission critical systems
• Full-stack experience across backend and frontend
• History of building digital products in the financial space

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The role*

We are seeking a Staff Software Engineer, AI to join the Member Growth organization with the mission of bringing the value of AI to SoFi Members. This role will be pivotal in supporting our members’ financial journeys through advanced personalization and AI-driven solutions, and lead the development of internal frameworks, tools, and applications that bring cutting-edge capabilities to our marketing, communications, and measurement systems.

Our goal is to help members navigate their path to financial independence by providing the specific tools, resources, and guidance they need to succeed. We aim to be a trusted partner in their financial lives, delivering timely, tailored insights that build long-term confidence. Achieving this requires a thoughtful, highly personalized approach to every user’s unique financial needs.

The ideal candidate possesses a deep understanding of Artificial Intelligence (AI) and Machine Learning (ML) systems, paired with a passion for building next-generation products. At SoFi, we pride ourselves on the seamless collaboration between Product, Design, and Engineering; as such, you will be involved in the entire product lifecycle—from initial ideation to deployment and iterative evolution. We are committed to a philosophy of continuous learning, and we expect you to be equally dedicated to your own professional growth and the mentorship of your fellow team members.

*What you’ll do*

• Drive technical architecture, design decisions and cross-functional discussions for AI and ML-based solutions
• Deliver highly available and scalable services in a production environment
• Lead the design, development and testing of systems
• Lead code and system design reviews
• Help translate product requirements into user stories and technical solutions
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with product managers, data scientists, data engineers, and other software developers
• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity
• Develop and apply advanced technologies, engineering principles, theories, and concepts
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment

*What you’ll need*

• Bachelor’s Degree in Computer Science or related field, or equivalent experience

• 8+ years programming experience on a modern stack with expertise in Python

• Experience working with new technologies in the AI stack, such as building Agents, creating MCP servers, fine tuning models, prompt engineering, and performance evaluation

• Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications

• Our core stack is Java/ Kotlin/ Spring/ AWS/ Snowflake, and we run on Kubernetes in a cloud-native service oriented architecture. You should be comfortable developing using some or all of these technologies
• You should have worked on a SOA or microservice-based application
• Strong sense of ownership; driving a project from inception to completion
• Pragmatic approach towards handling tech debt versus shipping new features
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are seeking an Engineering Manager to lead our Web Acquisition team responsible for SoFi’s logged-out web experiences on sofi.com. You will work in a highly collaborative environment, engaging closely with cross-functional Product, Design, and Engineering teams. This team builds and operates the platforms and user experiences that introduce prospective members to SoFi, communicate our value proposition, and drive efficient, high-quality member acquisition.

In this role, you will collaborate with Product and Design to deliver performant, scalable, and experiment-driven web experiences across critical acquisition funnels. You will drive unparalleled member growth by showcasing benefits, rewards and personalized information to those who express interest in banking with SoFi. You will be accountable for project execution, delivery, and team health, while collaborating with partner teams across Growth, Marketing, and Platform to ensure alignment and impact.

As an engineering manager, you will own technical planning, roadmap, and delivery through growing a strong engineering team and leading them to ship high-quality software and continuously improve reliability, performance, and developer experience.

What you’ll do

• Lead a web engineering team through the full software development lifecycle, from planning to delivery and iteration
• Facilitate the definition of project scope, milestones, and priorities, and guide the team to keep on track in a fast-paced environment
• Own the team execution and delivery of performant, reliable, and accessible web experience for logged-out web on sofi.com
• Provide hands-on technical leadership, diving deep as needed to help the team resolve complex problems and unblock delivery beyond delegation alone.
• Work with XFN partners to translate business and growth goals into clear roadmaps and technical deliverables.
• Collaborate effectively across engineering teams and with cross-functional partners and leaders.
• Build and maintain a high-performing team through hiring, coaching, feedback, and career development
• Foster a strong engineering culture centered on quality, ownership, learning, and collaboration
• Champion innovation by exploring and adopting new technologies, tools, and engineering practices that improve platform quality, developer productivity, and business outcomes.

What you’ll need

• Bachelor’s Degree in Computer Science or equivalent practical experience.
• 5+ years of experience designing, building, and operating scalable, mission-critical systems
• 2+ years of experience managing engineers or acting as a people manager/tech lead with management responsibilities
• Experience in hiring, onboarding, coaching and growing engineers
• Strong sense of responsibility and execution, with the ability to drive projects from planning through delivery
• Comfort working in a collaborative, cross-functional environment
• Experience with Agile or iterative development methodologies
• A growth mindset and desire to continuously learn and improve

Nice to have

• Experience with large-scale web service, CDN and SEO (i.e. Wordpress, Cloudflare). Familiarity with CMS-driven websites is a plus.
• Experience working with or leading full stack teams (backend, web, mobile)
• Exposure to highly regulated and consumer-facing production environments
• Background in fintech or large-scale consumer platforms

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Software Engineer to join our Member AI Features team.  In this role, you will be a key contributor to a cross-functional product team, responsible for designing, developing, and maintaining scalable microservices.

You will work closely with Senior and Staff engineers to solve complex technical challenges and deliver high-quality code that is secure, resilient, and performant. This is an opportunity to grow your technical expertise in a fast-paced environment while building products that have a meaningful impact on the financial lives of our members.

What you’ll do:

• Design and implement robust backend services and APIs using Kotlin or Java and the Spring Boot framework.
• Write clean, maintainable, and well-tested code while participating in code reviews to ensure high engineering standards.
• Collaborate with Product Managers and Designers to understand requirements and translate them into technical solutions.
• Troubleshoot and resolve production issues, contributing to the overall reliability and performance of our systems.
• Contribute to the documentation of technical designs, internal processes, and API contracts.
• Assist in the deployment and monitoring of services using modern CI/CD tools and cloud infrastructure.
• Partner with cross-functional teammates to ensure seamless integration between backend logic and frontend experiences.

What you’ll need:

• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience
• 2+ years of professional software development experience, with a focus on backend systems.
• Proficiency in Kotlin or Java and experience with the Spring Boot framework.
• Experience working with relational databases, such as PostgreSQL, and an understanding of data modeling.
• Familiarity with microservices architecture and RESTful API design.
• Exposure to cloud environments, preferably AWS, and containerization tools like Docker or Kubernetes.
• Experience with automated testing frameworks and a commitment to writing unit and integration tests.
• Strong communication skills and a desire to work in a collaborative, agile team environment.
• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience.

Nice to have:

• Experience building intuitive and accessible user interfaces with React/TypeScript
• Experience integrating Large Language Models (LLM) into products
• Experience scaling highly available, mission critical systems
• Full-stack experience across backend and frontend
• History of building digital products in the financial space

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Staff Software Engineers who are ready to lead the evolution of strategically critical areas of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

• Leading design and implementation efforts across platform domains to affect multi-team or org-wide outcomes.
• Resolving problems in the platform design and implementation where there are competing constraints, significant ambiguity, and high technical or business risk.
• Recognition as a subject matter expert across a broad range of platform systems with the ability to identify and coordinate the resolution of systemic issues.
• Ability to define the long-term architectural direction for critical areas of the platform, aligning multiple teams around a shared vision, and developing an execution plan for delivering incremental value in stages.
• Ability to drive alignment across teams resolving technical and organizational conflicts, and successfully building consensus around difficult tradeoffs.
• Raises the engineering maturity of the organization by driving key improvements in the organization's culture and processes supporting engineering excellence.
• Ability to collaborate with partners to align technology and company strategy, resulting in plans that address the short and long-term goals of the business.
• Ability to identify and drive key improvements in systems supporting engineer productivity and velocity.
• Mentors engineers both inside and outside of the immediate team, and is a key participant in recruiting processes.

What You’ll Do

As a widely recognized technical leader within the team, you will focus on making key contributions to the definition and execution of the technical vision and strategy for the platform. Your responsibilities include defining and building consensus around evolutionary roadmaps for key areas of the platform that align with our business goals, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team. Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science or Software Engineering
• 10+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 4+ years in a technical leadership role.
• Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.
• Proven track record of leading initiatives increasing engineering productivity and improving engineering excellence.
• Exemplary communication and documentation skills.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of microservices design principles and architecture.
• Deep understanding of scaling highly-available, mission-critical systems.
• Expert proficiency working with GIT and related CI/CD systems.
• Experience leading and improving Agile methodologies.

Nice To Have

• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $216,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our AI-powered software testing experience, and elevate product reliability through testing infrastructure innovations and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.

What You’ll Do:

• Technical leadership - Provide thought leadership for the technical strategy, design, implementation, delivery and operations for AI powered agentic testing (autonomous test generation, execution, failure remediation), and foundational test infrastructure (environment, data generation, multi tenancy).
• Innovate - Collaborate with cross-functional teams to drive innovation in testing enablement infrastructure, experience and tooling.
• Exemplary Practitioner -Be a subject matter expert in the testing domain, including outcome KPIs and metrics, and operational excellence.
• Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team..
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactivelyidentify and manage risks.
• Collaborate – Build strong working relationships with coworkers and cross-organizational teams.
• Influence - Influence and scale the adoption of platforms, tools and best practices across the engineering organization.

What You’ll Need:

• Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 8+ years software development experience.
• Experience developing in a cloud environment (e.g., AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD pipelines and automated testing.
• Expertise  -  Deep knowledge of testing practices for micro-services (e.g., multi tenancy, ephemeral test environment, test user and data generation techniques). Deep awareness of testing tools (e.g., Locust, Artillery), frameworks (e.g., Kotest, Mockito) and techniques (e.g., fuzz, property)
• 2+ years of experience using or developing AI tools (e.g., Claude Code, Prompts, Cursor), AI infrastructure (e.g., MCP, RAGs, Vector dbs), agent frameworks (e.g.  Agent SDK, Langchain, Langfuse).
• Design - Strong understanding of software design principles, and distributed systems architecture.
• Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures).
• Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform).
• Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes.
• Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team.

Preferred Qualifications:

• Experience with security, compliance, and risk management in cloud environments.

• Experience with monitoring and logging (e.g. Datadog, Elastic, Coralogix).

• Experience with container orchestration (e.g., Docker, Kubernetes) and networking

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI-powered SDLC, and elevate developer experience through AI enabled workflows, tooling and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.

What You’ll Do:

• Technical leadership - Provide thought leadership for technical architecture and design, implementation, delivery and operations of AI enabled tools, agents, and workflows across the SDLC including plan, code, test, build, deploy, observe and remediate.
• Innovate - Collaborate with cross-functional teams to drive innovation in developer tooling, and advancements including AI assisted developer productivity flows.
• Exemplary Practitioner -Be a subject matter expert for one or more developer tooling domains,  including operational excellence.
• Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team..
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactivelyidentify and manage risks.
• Collaborate –Build strong working relationships with coworkers and cross-organizational teams.
• Influence - Influence and scale the adoption of AI powered SDLC tooling, workflows and best practices across the engineering organization.

What You’ll Need:

• Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 8+ years software development experience.
• Experience developing in a cloud environment (ex: AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD and automated testing.
• Expertise -  2+ years of experience in AI tools (e.g., Claude Code, Agent SDK, Prompts, Skills, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI)
• Design - Strong understanding of software design principles, and distributed systems architecture.

• Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures).

• Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform).

• Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes.
• Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team.

Preferred Qualifications:

• Experience with security, compliance, and risk management in cloud environments.
• Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk).
• Experience with container orchestration (e.g., Docker, Kubernetes) and networking

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

As a Senior Staff Mobile Engineer at SoFi, you will help define and elevate the technical foundation of our mobile experience with a strong focus on technical leadership and frontend architecture. Your work will span multiple teams and systems, and you will lead high impact initiatives that advance our Banking products while shaping how mobile clients consume data through a unified GraphQL BFF. You will drive complex architecture decisions, shape long term platform strategy, and deliver technical solutions that strengthen the reliability and performance of our Banking experience. You will model strong technical judgment and steady execution, and you will help develop future leaders by mentoring senior and staff engineers and raising the standard for how we build, review, and deliver software. You will contribute across the full lifecycle of our mobile products from concept to launch to ongoing evolution, working with an exceptional team of engineers.

What you’ll do:

• Deliver high quality code on schedule and communicate effectively with groups in and outside the development team
• Design and optimize high throughput GraphQL and REST integrations that support critical Banking experiences.
• Produce well-designed, scalable and reusable mobile architectures across large areas of the app.
• Contributes towards technical direction for mobile platform evolution and long term system improvements.
• Identify structural issues in our mobile systems and propose clear paths for remediation.
• Serve as the lead resolver during high severity incidents and ensure follow up actions address root causes.
• Act as a subject matter expert for key mobile domains and support teams through complex decision making.
• Champion engineering excellence, operational maturity, and technical consistency across the group.
• Mentor and coach engineers at all levels and help strengthen the judgment and capabilities of the broader mobile organization.
• Play a key role in roadmap development, long range planning, and resource discussions for the mobile group.
• Contribute hands on to critical projects while modeling best practices in code quality, performance, and reliability.

What you’ll need:

• Bachelor’s degree, ideally in a technical field, but we understand great engineers come from a variety of different backgrounds and also consider relevant work experience
• 8+ years mobile programming experience in Android or iOS. Flutter experience is strongly preferred.
• Git-based distributed version control systems.
• Agile-based project development in a microservices environment.
• Test-driven development along with unit and integration testing.
• Experience with working with modern mobile design patterns.
• Strong debugging skills.
• Passion for solving complex problems.
• Work and play well with others; SoFi is a collaborative environment.

Nice to have:

• Experience working with Flutter and other cross-platform technologies.
• Previous experience building platform-level frameworks and components in a large codebase.
• Reactive programming knowledge (RX, Coroutines, Streams).
• Deep experience working with GraphQL & REST APIs, modern mobile design patterns, and distributed systems.
• Understanding of S.O.L.I.D or G.R.A.S.P principles.
• Understanding of Clean Architecture patterns.
• Expertise in mobile performance tuning.

Why you’ll love working here

• Competitive salary packages and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for eligible employees
• 401(k) and education on retirement planning
• Tuition reimbursement on approved programs
• Monthly contribution up to $200 to help you pay off your student loans
• Great health & well-being benefits including: telehealth parental support, subsidized gym program
• Fully stocked kitchen (snacks and drinks)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are looking for an eager Senior Staff Software Engineer excited to dive in and help build and support the cutting edge technology systems of the Lending Finance Platform team, which support our Capital Markets and Accounting business functions. SoFi is trying to push the boundaries of lending and provide next-level products for our members and investors, and we are seeking anyone with big ideas and a drive to help achieve our goals.

We value forward-thinking engineers who are hands-on, take ownership, and drive delivery. You’ll be surrounded by a talented team where mentorship, knowledge-sharing, and collaboration are central to our culture. We’re seeking someone who is not only an expert in full-stack development but also understands how to leverage data for impactful reporting and aggregation across the platform.

As a senior staff software engineer, you will be part of a team that is empowered to make technical decisions that have direct impact on the success of the business. You will be in the middle of it all – working with partner teams in Lending Engineering and Data Science, implementing new functionality, architecting our system, squashing bugs, maintaining the health of our code, delivering scalable and highly-available services, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker.

At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, supporting, and continual improvements and evolution of mission-critical systems. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way, as well as using your areas of expertise to grow the capabilities of the rest of the team.

What You’ll Do:

Hands-on Engineering/ Technical Leadership & Strategy

• Write production-grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks.
• Debug and resolve complex systems issues in high-scale, real-time services.
• Develop APIs, services, and platform infrastructure that support loan servicing, payment schedules, and operational workflows.
• Drive hands-on delivery of critical projects like schedule generation, batching frameworks, and testing infrastructure.
• Architect platform-level services and improve systems for resilience, observability, and extensibility.
• Make high-leverage engineering decisions that balance speed, quality, and maintainability.

Raise the bar on engineering quality through hands-on contributions, design reviews, and technical mentorship.

Team Collaboration & Mentorship

• Partner with product, design, operations, and other engineering teams to build solutions that deliver business value and customer impact.
• Contribute to cross-functional platform efforts (e.g., onboarding, credit bureau reporting, collections APIs).
• Drive alignment on technical strategy and execution, with strong written and verbal communication.

What You’ll Need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.
• 8+ years experience as a software engineer, designing and implementing complex software solutions.
• Experience with React / Java / Spring / Kotlin / PostgreSQL / AWS. Expertise with any modern Java frameworks, REST APIs, and relational databases
• Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
• Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
• Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.
• Experience with Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform and CI/CD

Nice to have:

• Experience in financial services or fintech (loan servicing, payments, interest calculations, credit reporting, etc.)
• Experience with Temporal, Kubernetes, Docker, Terraform, and CI/CD tooling.
• Exposure to data analytics or machine learning platforms.
• Familiarity with front-end technologies such as React, Scala, or Flutter.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The Role*

We are looking for a Senior Software Engineer to join the Protect team who will help build our next generation Insurance platform. You will have the opportunity to set technical direction for a growing and critical business function within SoFi where the overall architecture is still relatively greenfield and the business impact is high. This is a great opportunity to help shape the evolution of the team and the platform capabilities for years to come.

We are looking for a talented and experienced Senior Back-End Software Engineer to join our team in building a state-of-the-art insurance platform. The successful candidate will have a strong background in designing, developing, and maintaining robust back-end systems. As a Senior Back-End Software Engineer, you will play a crucial role in ensuring the scalability, performance, and security of our platform.

*Key Responsibilities*

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

*Requirements*

• Bachelor’s Degree in Computer Science or related field
• 5+ years programming experience, ideally on a modern stack.
• Our core stack is Java/ Kotlin/ Spring / AWS/ PostgreSQL, and we run on Kubernetes in a service oriented architecture.
• 3+ years Java, Kotlin or other OO programming experience
• A solid understanding of relational databases and ORMs
• Experience working on microservice-based applications.
• Experience working with GIT and CI/CD systems.
• Effective communication skills
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• View Unit and Integration test as 1st class citizen in software development

*Nice To Have*

• Experience scaling highly available, mission critical systems
• Full-stack experience, either toward systems (kafka, temporal, docker), databases (DynamoDB), or front-end (javascript/typescript, react)
• Insurance Industry Experience: Familiarity with the insurance industry and its specific regulatory requirements.
• Experience incorporating LLMs into user flows

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We’re looking for a highly experienced Senior Frontend Engineer to join Web Core, a new web platform team at SoFi. This team will be central to scaling our 80+ consumer-facing and internal web applications. In this role, you’ll drive the design, architecture, and development of platform-level tools, libraries, documentation, and frontend patterns that power our web ecosystem.

As a hands-on platform engineer, you’ll shape the future of SoFi’s web platform infrastructure—enabling consistency, performance, and scalability across products. You’ll collaborate closely with engineering, product, design, infrastructure, and executive leadership to define and execute a strategic vision that supports company-wide goals.

The team will be an AI-first team, adopting LLM/agentic-powered technologies to accelerate and scale our web platform. An engineer should ideally be excited about learning and integrating with these new tools.

What you’ll do:

• Execute the architecture and development of reusable frontend platform tools, SDKs, and shared libraries.
• Design and maintain systems that improve developer experience across CI/CD, testing, and deployment pipelines.
• Define standards and best practices for performance, accessibility, and design system adoption.
• Partner with cross-functional teams to drive adoption and alignment of core platform capabilities.
• Tackle complex technical and organizational challenges that span teams and products.
• Mentor engineers across the org, championing engineering excellence and knowledge-sharing.

What you’ll need:

• Deep expertise in frontend web engineering (3+ years), with a strong focus on scalable web platforms.
• Proven experience designing and building reusable SDKs, UI libraries, and platform APIs.
• Expertise in modern frontend frameworks (React preferred), build tooling, and testing frameworks.
• Strong knowledge of CI/CD pipelines, web performance optimization, and accessibility standards.
• Excellent cross-functional communication and leadership skills.
• Experience with mobile-web and responsive web frameworks.

Nice to have:

• Experience with monorepos and frontend infrastructure tooling.
• Familiarity with micro-frontend patterns and federated module systems.
• Strong instincts for developer experience and system design at scale.
• Experience building GraphQL infrastructure and models.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a highly skilled and experienced Senior Software Engineer to join our Observability Engineering team to create and modernize observability tools that allow engineers to understand application behavior. You will have the opportunity to directly impact the direction and architecture of our observability platform, focusing on developer enablement, platform architecture and reliability. If you are a seasoned engineer that excels where software development meets infrastructure please apply.

What You’ll Do:

• Design, write, and maintain software that enables developers to efficiently interact with our observability platform.
• Lead the modernization of our observability platform architecture by evolving it toward scalable, cloud-native and OpenTelemetry-aligned standards.
• Work closely with cross-functional teams to understand requirements and design solutions that are intuitive, efficient, scalable, and reliable.
• Provide technical leadership for the Observability team to design and implement strategies for  improving observability standards, optimizing costs, and enabling product teams.
• Lead the development of software solutions to enable engineers to seamlessly use metrics, monitors, traces and logs.
• Identify opportunities for automation and process improvement to enhance developer productivity.
• Collaborate with engineers and vendors to integrate solutions seamlessly into cloud environments.
• Conduct code reviews and provide constructive feedback to other team members.
• Stay up-to-date with the latest trends and technologies in observability and software engineering.

What You’ll Need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• 4+ years of software development and/or observability related experience.
• Expertise in observability platforms components and administration.
• Strong programming fundamentals (Go/Python).
• Expertise in enterprise observability best practices.
• Strong understanding of software design principles and best practices.
• Experience with infrastructure as code (IaC) tools and practices (e.g. Terraform).
• Familiarity with CI/CD pipelines and tools (e.g., Jenkins, GitLab ArgoCD).
• Familiarity with AI tools and their utilization into daily work (e.g., Claude, Cursor, Glean etc ).
• Excellent problem-solving skills and ability to think strategically about observability platform design.

Preferred Qualifications:

• Experience with curating and improving observability tools at scale.
• Experience with open telemetry and open telemetry collectors.
• Experience developing observability automation.
• Experience with security and compliance in cloud environments.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

SoFi is seeking an experienced and motivated Senior Staff Data Engineer to be the technical leader of our Data Engineering group within the SoFi Data Platform(SDP) division. The mission of the SDP division is to activate data throughout SoFi, enabling the creation of personalized and delightful experiences for our members. 

The Role:

In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI powered SoFi Data Platform(SDP), and elevate data reliability through AI enabled workflows, tooling and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.

What You’ll Do:

• Technical Leadership & Strategy: As a technical leader, you will be at the heart of SoFi’s data platform providing primary technical authority and strategic guidance to the data engineering group.
• Architectural Excellence: Lead the architecture and delivery of large-scale, high-performance data pipelines and processing frameworks. Design scalable data models that support analytics, AI/ML and real-time data needs.
• Platform Innovation: Drive the adoption of cloud-native technologies, automation frameworks and reusable components that improve development velocity and system reliability across SDP.
• System Optimization: Drive org-wide initiatives to improve data reliability, cost-efficiency, and latency. Design solutions that scale horizontally and vertically to handle ever-growing datasets.
• Cross-Functional Collaboration: Partner with business stakeholders, product and engineering leads to align the data roadmap with SoFi’s business objectives.
• Governance & Security: Lead the implementation of sophisticated data privacy, security, and compliance frameworks. Enforce data governance policies and practices to maintain data integrity in a highly regulated environment.
• Mentorship: Provide deep technical coaching and mentorship to Staff and Senior data engineers, fostering a culture of continuous learning, rigorous testing, and engineering excellence.
• Workforce Development: Contribute to hiring and training efforts to build a skilled and motivated data engineering workforce. Lead the interview process for senior-level talent and design onboarding programs that accelerate engineering productivity.
• On-Call Support: Be part of an on-call support rotation to support the critical production systems.

What You'll Need:

• Education: A bachelor’s degree in Computer Science, Data Science, Engineering, or a related field.
• Experience: Over 12 years of experience in data engineering and analytics, with at least 4 years in a staff-level or higher capacity. A proven track record of successfully leading enterprise-wide data modernization efforts.
• Tech Stack Mastery: Mastery of the modern data stack: Snowflake / Python / SQL / GitLab / AWS / Airflow/ AI tools like Claude code/Cursor. Understanding and implementation experience of AI agents is a plus.
• Cloud Architecture: Expert-level proficiency in relational and cloud database platforms (Snowflake, Redshift, or GCP) and distributed processing frameworks (Hadoop, Spark, or Kafka).
• Strategic Thinking: Thorough knowledge and passion for data modeling (Kimball/Data Vault), database design, and data architecture principles. Ability to simplify complex, ambiguous issues into actionable technical plans.
• Communication: Exceptional ability to communicate complex technical concepts and trade-offs to non-technical stakeholders and senior management.

Domain Knowledge: Deep experience in a highly regulated and governed sector; experience in the Fintech industry is highly advantageous.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

We are seeking a Senior Software Engineer to join our team. SoFi Invest is SoFi’s new investment platform that includes our market-leading robo-advisor, and online brokerage (stock, ETF, and mutual funds trading) products.

On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.

At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.

Key Responsibilities:

• Lead the development and testing of system components/services, code and design reviews
• Participate in shaping the technical architecture of the product
• Help translate user stories into technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

Must Have:

• Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
• 5+ years programming experience, ideally on a modern stack
• Our core stack is React / Java / Spring / PostgreSQL, but you don't have to be an expert in any of these. 4+ years Java, Kotlin or Scala programming experience and an understanding of relational databases and ORMs suffices
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Strong sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment (and git specifically), refining designs together, writing tests, working through code reviews and managing pull requests

Nice to Have:

• • Worked with trading and/or exchange systems
• Familiarity with the FIX Protocol
• Experience with workflow platforms such as Temporal.io or AWS Step Functions
• Experience scaling highly available, mission critical systems
• Trading APIs (either crypto or securities)
• Experience with Scrum

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are looking for a Senior Principal Software Engineer to provide AI leadership to SoFi’s technology organization. In this role, you will directly influence, impact and lead the AI enablement strategy for SoFi in collaboration with key engineering and data science leaders. Your work will focus on championing best practices for applying AI to a wide variety of domains, particularly software development and our back-office, along with leading the vision for the infrastructure and approach required to support these use cases and ensuring we can rapidly adopt the latest foundation model capability and emerging best practices. To facilitate this, you will oversee a build over buy approach to make sure we avoid friction due to heavy dependency on third party vendors while ensuring we make judicious investments in vendors that are likely to accelerate our delivery and not inhibit future innovation.

You will have the opportunity to define and solve challenging problems in a fast-paced, highly collaborative and innovative organization. The ideal candidate will be a thought leader in applying AI in the software development domain with experience impacting business users and non-technical team members. You should have experience and a willingness to mentor and develop skills across our organization and evangelize the use of AI alongside traditional techniques to improve the velocity and quality of the company. You will be expected to dive in and lead prototyping and production solutions as needed to drive these broad-based organizational changes.

What You’ll Do:

• Technical leadership - Provide thought leadership around enabling and applying  AI across the company.
• Strategic Partnership - Serve as a key strategic technical advisor to engineering and select business leadership, influencing roadmaps, participating in planning sessions, and ensuring alignment with business objectives.
• Innovate - Collaborate with cross-functional teams to drive innovation and advancements in AI assisted developer productivity flows.
• Operational Excellence - Be a subject matter expert, role model practitioner across the developer tooling domain including operational excellence.  Drive observability strategy and practices, including SLOs, and guiding teams on critical incident resolution, root-cause analysis and remediation.
• Mentor - Collaborate with engineers across the Platform organization, provide mentorship, and expertise to enhance the overall technical capabilities of teams.
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactivelyidentify and manage risks.
• Collaborate –Build strong working relationships with coworkers, cross-organizational leaders, including engineering managers and product managers.
• Influence - Be a change agent influencing and scaling the adoption of AI-enabled developer tooling and best practices across the engineering organization.

What you'll need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, Data Science, or a related technical field.
• 15+ years of software development experience
• Significant experience in the last several years applying Generative AI in software development and for end users, ideally in the context of a medium or large enterprise.
• Expertise in public cloud platforms (AWS is preferred), containerization and orchestration (Kubernetes, Docker), and related technologies.
• Deep understanding of modern development practices and CI/CD and how AI can change and improve on these practices to increase both quality and velocity.
• Familiarity with ‘agentic’ architectures including SDKs, context engineering, MCPs, authorization .
• Full stack “operator”: ability to both create and execute the business and product strategy; with clear objectives, but limited, ambiguous, or varied direction
• Excellent communication and collaboration skills, with the ability to work effectively with both technical and non-technical stakeholders.

Who you are:

• You are customer-obsessed and have an affinity for solving complex problems and shipping impactful features, and make pragmatic high judgment decisions without letting perfection become the enemy of progress.
• You demonstrate extremely high levels of technical knowledge, ingenuity and creativity.
• You work and play well with others; SoFi is a highly collaborative workplace and a melting pot of diverse talent.
• You are confident in asking difficult questions and challenging your team while also keenly listening and taking feedback.
• You are a voracious learner - you have the ability to quickly and independently acquire proficiency in new languages and technologies.
• You value mentorship and constantly look for ways to improve the technical depth of the individuals on your teams including peers and peer teams.
• You are open to feedback and comfortable engaging in continuous learning processes to improve how you work as well as what we work on

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $224,000.00 - $385,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a highly skilled and experienced Senior Software Engineer to join our Test Platform team. In this role, you will have the opportunity to directly impact the design and architecture of our Developer Platform and tooling that enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and partner with a curious team of engineers to design and deliver solutions that raise the testing and reliability standards for our backend and web applications. If you are a seasoned Senior Software Engineer with a passion for enabling developers to build reliable services, and a strong background in distributed systems, we invite you to apply for this exciting and new opportunity.

What You’ll Do:

• Design, develop, and maintain software and systems that enable engineers to test backend and web applications, delivering reliable and scalable solutions.
• Collaborate with product engineering teams to understand requirements and design platform capabilities that are efficient, robust, and developer-friendly.
• Provide technical leadership for initiatives in Testing and Reliability, with a focus on integrating AI-driven automation and autonomous testing practices.
• Architect and implement solutions that accelerate integration, load, performance, and chaos testing—including the use of AI for automated test generation, selection, and failure analysis.
• Deliver software that enables seamless testing and operation of backend systems in cloud-native, containerized, and CI/CD environments, supporting shift-left and continuous delivery.
• Research, prototype, and productionize AI/ML tools to enhance developer productivity, test coverage, and test maturity.
• Lead code reviews, refactoring, and provide constructive feedback to team members, promoting a culture of continuous improvement.
• Champion best practices for code health, test automation, environment stability, and software maintainability, contributing to the evolution of autonomous testing at SoFi.

What You’ll Need:

• Experience - Bachelor's or Master's degree in Computer Science, Software Engineering or a related technical field.
• 5+ years of software development experience.
• Experience developing in a cloud environment (AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies and service meshes (e.g., Istio, Envoy).
• Design - Strong understanding of software design principles, and distributed systems architecture.
• Coding Skills - Proven programming skills (Java, Kotlin, Python, Go) in developing enterprise scale systems.
• Expertise - Expertise in automated testing strategies, testing in production, test tenancy, API mocking, traffic capture, routing and playback technologies.
• Problem Solving - Excellent problem-solving skills and ability to think strategically about the Testing and Reliability domains.
• Project Ownership - Ability to manage and deliver projects from scoping through launch.
• Communication - Effective communication and collaboration, and proven skills to operate effectively in a cross-functional team.

Nice to haves:

• Experience with load testing (e.g., Locust, Artillery), E2E testing (e.g., Cypress), failure injection and chaos testing (Gremlin, AWS FIS) technologies.
• Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk).
• Familiarity with CI/CD pipelines and tools (e.g., Argo, GitLab CI/CD).
• Experience with security and compliance requirements in cloud environments.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*Senior Principal Engineer, Borrow*

We are seeking an accomplished Senior Principal Engineer with a strong background in developing and scaling cloud infrastructure and platforms. In this role, you will spearhead the design and implementation of our internal developer platform, a critical component of SoFi's technology strategy. You will collaborate with engineering leaders and principal engineers across the organization to create a seamless and efficient developer experience, enabling our engineering teams to build and deliver high-quality products at high velocity. The ideal candidate is a hands-on technical leader with a deep understanding of cloud technologies, developer tools, and platform architecture, and a proven track record of driving large-scale infrastructure projects. This role is inherently cross-functional and you will work closely with engineering, product, marketing, risk, compliance, data science, operations, legal, and executive teams to set forth a strategy, define, and prioritize a vision. You’ll play a critical role delivering solutions that enable our engineers to get things done while driving our businesses forward; bridging engineering systems across products and teams in shaping the broader technical architecture.

You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.

*What you'll do:*

• Design, build, and maintain scalable cloud infrastructure and platform services

that empower our engineering teams.

• Partner with cross-functional teams to understand their needs and pain points, and translate them into technical solutions.

• Drive the adoption of best practices in cloud infrastructure, including infrastructure as code, CI/CD, and observability.

• Mentor and guide other engineers, fostering a culture of technical excellence and continuous learning.

• Stay abreast of emerging technologies and industry trends, and proactively identify opportunities to improve our platform.

What you'll need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.

• 15+ years of software development experience, with significant experience working on cloud infrastructure and platform engineering.

• Deep expertise in public cloud platforms (AWS is preferred, but GCP and Azure are relevant), containerization and orchestration (Kubernetes, Docker), and related technologies.

• Strong programming skills and experience with infrastructure automation tools (Terraform, Ansible, etc.).

• Full stack “operator”: ability to both create and execute the business and product strategy; with clear objectives, but limited, ambiguous, or varied direction

• Excellent communication and collaboration skills, with the ability to work effectively with both technical and non-technical stakeholders.

Who you are:

• You are customer-obsessed and have an affinity for solving complex problems and shipping impactful features, and make pragmatic high judgment decisions without letting perfection become the enemy of progress.

• You demonstrate extremely high levels of technical knowledge, ingenuity and creativity.

• You work and play well with others; SoFi is a highly collaborative workplace and a melting pot of diverse talent.

• You are confident in asking difficult questions and challenging your team while also keenly listening and taking feedback.

• You are a voracious learner - you have the ability to quickly and independently acquire proficiency in new languages and technologies.

• You value mentorship and constantly look for ways to improve the technical depth of the individuals on your teams.

• You are open to feedback and comfortable engaging in continuous learning processes to improve how you work as well as what we work on.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $224,000.00 - $385,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Principal Software Engineers who are ready to lead the technical and strategic evolution of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

• Leading the development and execution of strategic org-wide or company-wide initiatives across multiple product or platform domains.
• Identifying and resolving systemic business, technical, or organizational problems that span multiple organizations across the company.
• Recognition as a subject matter across multiple product or platform domains with the ability to identify and lead the resolution of systemic issues.
• Ability to define the long-term architectural direction across all areas of the platform or across multiple products, aligning stakeholder teams around a shared vision and business goals.
• Ability to drive alignment across divisions to resolve technical and organizational conflicts in order to deliver on SoFi’s business and strategic goals.
• Raises the engineering maturity of the organization by identifying and leading key improvements in the organization's culture and processes that support engineering excellence
• Ability to identify and lead key improvements in systems supporting engineer productivity and velocity.
• Ability to collaborate with partners to create and align technology and company strategy, resulting in plans that address the short and long-term goals of the business.
• Mentors engineers across the organization, is a key contributor in recruiting processes, and helps shape hiring standards.

What You’ll Do

As a widely recognized technical leader across SoFi groups, you will partner across technology and business teams to define and execute the technical vision and strategy for the platform.  Your responsibilities include defining and building consensus around evolutionary roadmaps across the platform, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team.  Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams.  You will be a key leader in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 10+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 7+ years in a technical leadership role.
• Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.
• Proven track record of leading initiatives to increase engineering productivity and improve engineering excellence.
• Exemplary communication and documentation skills.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of microservices design principles and architecture.
• Deep understanding of scaling highly-available, mission-critical systems.
• Expert proficiency working with GIT and related CI/CD systems.
• Experience leading and improving Agile methodologies.

Nice To Have

• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $198,400.00 - $341,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are looking for an innovative and entrepreneurial Principal Software Engineer to join our Builder Tools engineering organization.  In this role, you will have the opportunity to directly influence, impact and lead the technical strategy and architecture of our next generation internal developer platform in an AI-first SDLC. Your work will elevate developer experience by enabling SoFi engineers with AI enabled development practices and tooling. You will have the opportunity to define and solve challenging problems in a fast-paced, highly collaborative and innovative organization. The ideal candidate will be a thought leader in the Developer Tooling domain, mentor, and team player who is hands-on in driving solutions from inception to implementation, and enabling organizational change and adoption with a strong drive for customer success.

What You’ll Do:

• Technical leadership - Provide thought leadership for the technical architecture, design, and delivery for AI enabled tools across the SDLC including plan, code, test, build, deploy, observe and remediate.
• Strategic Partnership - Serve as a key strategic technical advisor to leadership, influencing roadmap, participating in planning sessions, and ensuring alignment with business objectives.
• Innovate - Collaborate with cross-functional teams to drive innovation and advancements in AI assisted developer productivity flows.
• Operational Excellence - Be a subject matter expert, role model practitioner across the developer tooling domain including operational excellence. Drive observability strategy and practices, including SLOs, and guiding teams on critical incident resolution, root-cause analysis and remediation.
• Mentor - Collaborate with engineers across the Platform organization, provide mentorship, and expertise to enhance the overall technical capabilities of teams.
• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactivelyidentify and manage risks.
• Collaborate – Build strong working relationships with coworkers, cross-organizational leaders, including engineering managers and product managers.
• Influence - Be a change agent influencing and scaling the adoption of AI-enabled developer tooling and best practices across the engineering organization.

What You’ll Need:

• Education - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.
• Experience -10+ years of professional software development experience, including 2+ years in a technical leadership role.
• Domain  Expertise -  Expertise in AI tools (e.g., Claude Code, Windsurf, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI)
• Technical Expertise - Experience developing in a cloud environment (AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies and service meshes (e.g., Istio, Envoy).
• Innovation - Proven track record devising and launching creative solutions to developer experience challenges.
• Design and Problem solving -Strong understanding of software design principles, and distributed systems architecture.
• Coding Skills - Proven proficiency shipping enterprise applications in one or more programming languages (Go, Python, Java, Kotlin, etc.)
• Communication and Collaboration - Exceptional verbal and written communication, with the ability to articulate complex technical concepts to diverse audiences at varying levels, including executives, cross-functional managers, and engineers.
• Project Leadership - Ability to own, manage and deliver complex projects from scoping through launch. Experience leading Agile development practices.
• Security and Compliance (Preferred)- Familiarity with security standards, compliance (SOC2, PCI, HIPAA) and risk management frameworks relevant to financial and regulated industries.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $198,400.00 - $341,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

We are looking for a highly strategic and technically strong Staff Data Scientist to join the Member Data Science team, focused on driving engagement and long-term member value, specifically for our subscription premium program, SoFi Plus. This role will be responsible for deeply understanding the drivers of engagement, retention, and subscription value across the SoFi ecosystem. You will define and own engagement measurement frameworks, lead high-impact analytical deep dives, design causal experiments, and develop scalable data and modeling solutions that inform product strategy for SoFi Plus.

The Member Organization builds engaging and personalized experiences for our members across our product lines. As a Staff Data Scientist, you will operate as a data thought partner to Product, Engineering, Lifecycle Marketing, and Leadership. You will shape the engagement roadmap through insights on activation, feature adoption, habit formation, churn risk, subscription upgrades/downgrades, and long-term member value. You will proactively identify the most impactful opportunities to improve subscription engagement and revenue, and ensure we are making disciplined, data-informed investment decisions.  This role requires strong technical skills (SQL, Python/R, Tableau, Statistics), deep expertise in metrics, segmentation, A/B testing, and strong collaboration.

This is a highly cross-functional and high-visibility role with direct impact on member experience and recurring revenue growth. This is an exciting role for someone to make a direct impact on the company's growth trajectory and member experience.

Responsibilities:

• Design and implement data collection and processing pipelines
• Develop and apply machine learning models to solve business problems. Translate modeling outputs into actionable business strategies.
• Strong experience owning product analytics workflows including formulating success metrics, socializing them across the organization, and creating dashboards/reports
• Evaluate and interpret the results of data analysis
• Communicate findings to influence technical and non-technical stakeholders
• Stay up-to-date on the latest data science techniques and technologies
• Build data pipelines to deploy production level datasets
• Proven experience building scalable dashboards and executive-ready reports that measure product performance, subscription health, and engagement KPIs, and effectively translate insights into actionable business recommendations.
• Experience with leveraging LLMs or other AI solutions to develop analytical tools.

Qualifications:

• Master’s degree or higher in Statistics, Economics, Applied Mathematics, Computer Science, Engineering, or related quantitative field.
• 7+ years of experience leveraging data-driven analysis to influence product and business strategy, ideally in a tech or subscription-based company.

• Deep expertise in:

• Retention and engagement analytics

• Cohort and lifecycle analysis
• Subscription metrics (churn, LTV, ARPU)

• Experimental design and causal inference

• Strong proficiency in SQL, experience with visualization tools (e.g., Tableau) and python.

• Experience building data pipelines using DBT and orchestrating workflows with Airflow in Snowflake environments.
• Proven experience developing and deploying machine learning models in production with monitoring frameworks.
• Strong understanding of subscription economics and revenue optimization.
• Demonstrated ability to work independently in ambiguous environments and drive measurable business impact.
• Excellent communication skills, including the ability to present complex technical findings to executive audiences.
• Track record of mentoring junior data scientists and elevating team standards.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

*The role*

The Borrow Data Science team is seeking a Senior Staff Data Scientist who will help support growth in our Home Loans business by improving SoFi’s ability to execute with data.  This is an exciting role for someone to leverage their analytical skills to create robust reporting, identify growth opportunities and insights, and build ML models using Snowflake, Airflow, dbt, and Sagemaker.

As a Senior Staff Data Scientist, you will serve as a data leader, balancing urgent requests, and delivering high quality projects to key stakeholders, through a clear and repeatable data informed approach. You will be a technical leader, helping the team build reliable, efficient, and scalable data foundations. You will create a culture of strong technical ownership, documenting your approach and ideas to socialize, resulting in strategies that have a wide impact within the organization. You will perform analytical deep-dives to proactively identify most impactful opportunities, and inform future experimentation design and product roadmaps.

In this role, you'll use your expertise in data analysis, statistical modeling, and machine learning to uncover insights that will directly influence product strategy and revenue growth. This role demands a strong technical foundation (SQL, Python/R, Tableau, Statistics), a deep understanding of business metrics, A/B testing, causal inference analysis, and exceptional collaboration skills.

Additionally, you are expected to work cross-functionally, including: engineering, product managers, lifecycle marketing, data science, design, operations, finance, risk, legal, compliance, and executive teams to set business objectives, define product strategy, prioritize features, and execute on them.

*What you’ll do:*

• Identify high impact business opportunities to help members achieve their financial goals
• Mentor and guide data scientists in the team by promoting best practices, strong technical decisions, coding standards, and thorough documentation.
• Develop and apply machine learning models to solve business problems
• Evaluate and interpret the results of data analysis
• Build strong relationships with stakeholders and present insights on a regular cadence communicating findings to both technical and non-technical stakeholders.
• Design and implement data collection. Build data pipelines to deploy production level datasets.
• Collaborate with cross-functional teams and business leaders to understand needs and offer data-driven solutions
• Act as a technical leader by mentoring and supporting the growth of less experienced team members.

*What you’ll need:*

• Masters’ or above in quantitative areas: Statistics, Applied Mathematics, Economics, Computer Science, Engineering, or related field
• 10+ years of relevant experience leveraging data-driven analysis to influence key decisions, preferably in a Tech or Finance company
• Proven track record of being able to work independently, and proactively engaging with business stakeholders with minimal direction and drive measurable business impact.
• Experience with using Airflow and DBT to build Data Pipelines in Snowflake
• Strong programming skills in SQL and Python
• Experience with building data visualizations with Tableau, Looker or other BI tools
• Knowledge of varied ML algorithms, applicability to different business problems, and experience in deploying ML models at scale in production with monitoring metrics.
• Ability to work in a dynamic, cross-functional environment, with a strong attention to detail;
• Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders;
• Strong relationship building and collaborative skills;
• Exceptional problem-solving

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $172,800.00 - $297,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing benefits like credit card cash back and the 1% investment match.

We are also responsible for SoFi's newest subscription, SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.

What you'll do:

• Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
• Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
• Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
• Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities.
• Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.
• Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies.

What you’ll need:

• Bachelor’s Degree in Computer Science or related field.
• 2+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
• Full-stack experience, including frontend (React, TypeScript) or infrastructure (Kafka, CI/CD, observability tools).
• Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot.
• Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
• Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
• Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
• Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
• Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.

Nice to have:

• Experience with MarTech or AdTech platforms, like marketing campaign orchestration, SEO, attribution, and personalization.
• Interest in personal finance, fintech, or SoFi’s mission.
• Prior experience working with AI/ML-driven marketing solutions.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

We’re looking for a highly skilled Senior Data Scientist to play a pivotal role on the Member Data Science team, focused on driving and accelerating member growth across a broad set of member growth initiatives. This role will be instrumental in establishing measurement frameworks and analytical infrastructure to support growth strategies end to end. Key responsibilities include defining success metrics, building tracking systems, designing experiments, conducting customer segmentation and price elasticity analyses, and optimizing member acquisition economics with propensity models. The Member Organization builds engaging and personalized experiences for our members across our product lines.

As a Sr. Data Scientist on the Member Growth pillar, you will be responsible for defining and owning core growth KPIs, building and maintaining reliable dashboards and reporting to track performance, and establishing clear success metrics across the growth funnel. You will conduct deep-dive analyses such as customer segmentation, funnel analysis, A/B testing, and elasticity or trade-off evaluations to identify levers that optimize conversion, and become an SME in our member referral program. You will develop models (e.g., propensity or uplift models) to inform targeting, prioritization, and investment decisions across growth initiatives. This role requires strong technical skills (SQL, Python/R, Tableau, Statistics), deep expertise in metrics, segmentation, experimentation, and strong collaboration.

This role is inherently cross-functional, you will work closely with engineering, product managers, lifecycle marketing, data science, design, operations, finance, and executive teams to set growth objectives, define referral program strategy, prioritize features, provide insights, and execute on them. This is an exciting role for someone to make a direct impact on the company's growth trajectory and member experience.

*Responsibilities:*

• Design and implement data collection and processing pipelines
• Develop and apply machine learning models to solve business problems
• Strong experience owning product analytics workflows including formulating success metrics, socializing them across the organization, and creating dashboards/reports
• Evaluate and interpret the results of data analysis
• Communicate findings to influence technical and non-technical stakeholders
• Stay up-to-date on the latest data science techniques and technologies
• Build data pipelines to deploy production level datasets

*Qualifications:*

• Bachelor’s degree required (Master’s preferred) in Computer Science, Math, Physics, Engineering or quantitative field.
• 4+ years of relevant work experience
• Strong programming skills in SQL, Python/R and proficiency in Tableau
• Proven experience creating dashboards and reports that drive business decisions
• Experience with using DBT, Airflow to build Data Pipelines in Snowflake
• Experience with experimental design/interpretation, A/B testing, quasi-experimentation for causal inference
• Experience with data mining, descriptive analytics, defining KPIs, machine learning, statistical modeling, and predictive modeling concepts.
• Experience with funnel analysis, cohort analysis, and segmentation
• Demonstrate strong business acumen and curiosity, with excellent communication and presentation skills, including the ability to present to leadership.
• Ability to work independently and as part of a team. You should be able to initiate and drive projects to completion
• Exceptional problem-solving skills
• Influence outcomes and communicate technical content to general audiences
• Work independently in a dynamic, cross-functional environment, with strong attention to detail and the ability to be a team player.
• Prepare comprehensive data reports and make insights easy to understand.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $128,000.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking an experienced, technically strong Senior Data Analyst – Commercial Lending to own end-to-end analytics for our commercial lending portfolio and translate performance insights into a measurable feedback loop that improves credit strategy, risk management, and profitability.

In this role, you will analyze portfolio performance across the full lifecycle (origination → underwriting → servicing → repayment/default outcomes), build scalable reporting and monitoring, and partner closely with Credit, Underwriting, Risk, Operations, Finance, Compliance, and Product to turn data into actionable decisions.

You will define the “source of truth” for portfolio performance, identify emerging risks and growth opportunities, and drive data-informed changes to credit policy, underwriting strategies, pricing, and operational processes—while measuring their impact.

What You’ll Do:

Own portfolio performance analytics (core):

• Define and maintain KPIs across credit risk, growth, and profitability (e.g., delinquency rates, default rates, loss rates, recovery rates, utilization, yield, risk-adjusted return metrics).
• Perform cohort/vintage and segmentation analysis across borrower attributes (industry, revenue, risk rating, collateral type, geography, loan size, term, product type).
• Build and maintain executive dashboards and automated reporting that clearly explain performance trends, drivers, and recommended actions.
• Partner with Data Engineering to ensure scalable data models, clean metric definitions, and reliable reporting pipelines.

Credit risk, concentration, and early warning monitoring:

• Monitor portfolio concentrations across industries, geographies, borrower segments, and product types.
• Develop and track early warning indicators (e.g., payment behavior changes, utilization shifts, covenant signals, sector stress).
• Assess impact of macroeconomic and market conditions (rates, sector performance, liquidity trends) on portfolio risk and returns.

Credit strategy & policy feedback loop:

• Analyze credit policy performance and underwriting decisions, identifying opportunities to optimize approval rates, loss outcomes, and risk-adjusted returns.
• Conduct root-cause analysis on defaults, exceptions, and losses; quantify business impact.

• Build a closed-loop system:

• Identify key drivers of performance

• Recommend changes (credit policy, pricing, underwriting, limits)
• Partner to implement changes
• Measure impact through structured before/after analysis

Portfolio optimization & profitability analytics:

• Evaluate risk vs. growth vs. profitability trade-offs across segments and products.
• Support pricing strategy and capital allocation decisions through data-driven insights.
• Analyze lifecycle economics (origination quality, utilization, retention, loss timing, recovery).

Cross-functional delivery & execution:

• Partner with Credit, Risk, Product, Finance, and Operations to deliver analytics solutions (dashboards, datasets, monitoring tools).
• Lead analytics initiatives with structured execution (requirements, timelines, stakeholder alignment, QA, rollout).
• Ensure data integrity and governance across all reporting and analytics outputs.

Skills that make someone successful in this role:

• Strong technical data skills: advanced SQL (complex joins, window functions, performance optimization), and proficiency in Python (pandas, numpy, data manipulation, statistical analysis). Experience building reproducible analysis and scalable datasets.
• Data modeling & analytics engineering: ability to work with large datasets, design clean data structures, and partner with Data Engineering on pipelines (e.g., dbt, Airflow).
• 3 years of Commercial lending analytics expertise: portfolio segmentation, credit performance analysis, and lifecycle modeling.
• Decision science mindset: hypothesis-driven analysis, experiment design, and quantifying trade-offs (risk vs. growth vs. profitability).
• Data rigor: strong discipline around metric definitions, reconciliation, QA, and documentation to ensure consistent reporting.
• Business translation: ability to convert complex analysis into clear, actionable recommendations for credit strategy, underwriting, and product decisions.
• Cross-functional influence: ability to partner effectively with Credit, Risk, Finance, Product, and Engineering to drive change.
• Execution excellence: delivering high-quality dashboards, datasets, and monitoring tools, with a focus on scalability and continuous improvement.

Preferred qualifications (nice to have):

• Advanced degree (MS/MBA/PhD) in a quantitative field.
• Familiarity with modern data stacks (e.g., Snowflake/BigQuery/Redshift, dbt, Airflow) and version control (Git).
• Experience supporting capital markets needs: investor reporting, securitization support, due diligence, credit tape analysis, and guideline overlays.
• Experience designing and evaluating policy tests/experiments (A/B testing where applicable, quasi-experimental measurement, monitoring for unintended impacts).
• Tools: JIRA/Confluence, Airtable, and project planning practices for analytics delivery.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $89,600.00 - $168,000.00 Payment frequency: Annual This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

The Sarbanes-Oxley (SOX) Program Management Office (PMO) and Testing Group at SoFi is part of the Controllership and is responsible for ensuring the company has the necessary internal control and assessment elements in place to meet the SOX requirements. The PMO facilitates risk assessment and scoping to determine project scope of each reporting year, then prepares the internal control assessment plan and accompanying timeline, inclusive of scheduling and conducting walkthroughs for each process and control, and updating corresponding control description and process flowcharts.The Testing team facilitates all SOX management assessments for SoFi and its subsidiaries by attending control walkthroughs and conducting testing for all in-scope systems and controls. The IT Testing team performs testing over IT General Control, IT Automated Controls, Key Reports and IT-related Entity Level Controls. The Data Analytics team develops and implements testing automations, evaluates new technologies and supports reporting and dashboarding for the SOX Audit.

Responsibilities for the SOX Data Analytics & AI Manager, include, but are not limited to, identifying, developing and implementing data analytics and automation solutions for the SOX PMO & Testing teams, partnering with external stakeholders to implement automation solutions related to SOX controls, providing oversight of the SOX Data Analytics program, and assisting the SOX PM with reporting as needed. The SOX Data Analytics & AI Manager will report to the SOX IT Testing & Data Analytics Senior Manager, and will work with a mix of direct, indirect, and external team members to execute the program, including the SOX PMO IT Sr Manager and PMO team, to employ strategic and critical thinking skills to develop data analytics and automations.

SoFi’s fast pace of growth provides career development (e.g., work directly with senior and executive management) and learning opportunities (e.g., new system implementations) considering the role's enterprise-wide exposure.

What you’ll do:

• Use data analytics, automation techniques and AI to increase efficiency and effectiveness in the SOX program execution (e.g., risk assessments, testing, fraud risk detection, deficiency analysis), program analytics/monitoring as well advise the business control owners on mechanisms to automate controls.
• Develop, Build and Lead the SOX Data Analytics and AI program
• Create SOX Data Analytics and AI program framework and policy/standards
• Work closely with the SOX team and cross-functional stakeholders to translate business objectives into technical specifications for data analytics and automation projects. This includes understanding the SOX business need, identifying technical requirements and bridging the gap between complex data and systems, business needs and internal control requirements.
• Lead the integration of AI and Automation tools to enhance testing efficiency. Develop and deploy automated continuous control monitoring solutions to provide comprehensive coverage of high-risk areas, shifting from point-in-time assurance to continuous assurance
• Design and implement automated data pipelines, build SQL queries and data extraction scripts for evidence retrieval and control testing, reducing manual intervention
• Collaborate with business stakeholders and EPD teams to design and implement integrated solutions that meet business and internal control requirements.
• Identify opportunities for process improvement through automation within the internal control environment.
• Partner with other Data Analytics teams across the three lines of defense to drive cross-functional data analytics projects, such as the build out of a shared data warehouse and code library, and harmonize risk and control reporting across.
• Establish internal policies, procedures and standards for the deployment and use of Automation and AI within the internal control environment.
• Collaborate with the SOX Sr Director, SOX Sr Program Manager, SOX IT Testing Lead and other SOX Leads to identify reporting needs, develop and implement dashboards, including the monitoring of SOX Program (e.g., Audit Status, Issue Trends, Resourcing, Budgeting)
• Key management consultant, and internal controls expert in building and maintaining ongoing relationships with the various lines of business included in the company's SOX process.
• Responsibilities also include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance 2) adhering to company policies and procedures, 3) completing required training.
• Support other assignment and ad hoc matters as required

What you’ll need:

• Education: Bachelor's Degree.
• 5-7 or more years of Data Analytics experience, including 2-3 years of data analytics within internal audit control teams
• Proficiency in SQL, Python and other languages, including writing complex SQL queries to pull data
• Experience with business intelligence, data warehousing and dashboarding, including Snowflake, Tableau and PowerBI
• Ability to work independently and lead in ambiguity and in a fast-paced environment
• Understanding of data lineage and integrity
• Driven by Excellence - you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals
• High Integrity - you seek open and honest communication, and you hold yourself to very high moral and ethical standards
• You reject manipulation, dishonesty and intolerance
• Critical thinking, analytical and strategic skills
• Ability to independently navigate within an ambiguous environment
• Organized, detailed, proactive, self-motivated, collaborative
• Proven ability to work cross functionally and adapt to change are extremely important
• Ability to prioritize workloads and ensure deadlines are consistently met
• High integrity and ability to handle confidential information
• Ability to define deliverables, build budgets and project plans, align resources and specialists for project teams
• Strong project management skills and organizing ability with successful experience in concurrently managing multiple projects at varying levels of technical difficulty
• Strong teamwork and communication skills (both oral and written)

Nice to have:

• Big 4 Accounting Firm experience is strongly preferred.
• CPA and CIA/CISA or strongly preferred
• Prefer FinTech, banking and/or financial services experience primarily focused on IT SOX or IT enterprise-wide risk management and ICFR controls consulting.
• Practical and deep knowledge of IT / BP SOX, ICFR and COSO and baseline understanding of business process controls.
• Expertise in performing SOX testing, including ITGCs, ITACs, Manual Controls and Key Report Testing (e.g., examining report configurations, scripts)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $115,200.00 - $216,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.