Software Engineer II, Back-end (Card Management & Transaction Processing)

Affirm

Confirmed live yesterday High trust

Remote

Quick summary

Work type: Remote
Location: Remote
Salary: $165,000–$225,000 / yr
Posted: 85 days ago
Freshness: Confirmed live yesterday

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $188k

This role $195k

$139k most similar roles pay here $234k

This role pays more than 60% of similar roles. Most pay $152,150–$223,750 — the shaded band above. At the midpoint, this role pays about $195k versus about $188k for comparable roles.

Based on 240 similar postings.

Employer

About Affirm

Affirm is a buy-now, pay-later (BNPL) financial technology company that offers point-of-sale installment loans to consumers, allowing them to split purchases into fixed monthly payments with transparent terms. Industry: Financial Technology & Consumer Lending

Affirm currently has 60 open roles on FindRole.

Listed pay typically runs $195,000–$255,000 across 60 roles with salary data.

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View all roles at Affirm

At a glance

TL;DR · Software Engineer II, Back-end (Card Management & Transaction Processing)

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As a Software Engineer II, Back-end (Card Mgmt & Transaction Processing), you will join the team responsible for the core issuing and processing infrastructure powering card products and one-time virtual cards. You will work on systems critical to the path of every transaction, focusing on authorization, transaction processing, account and card lifecycle management, tokenization, and platform security. Your daily responsibilities include breaking down complex projects into tasks, collaborating with product and design teams to navigate technical constraints, and maintaining system availability through monitoring and on-call efforts. You will develop and maintain backend systems using Python or Kotlin while working within a distributed systems environment involving AWS, MySQL, and Kubernetes. The role requires writing well-tested code, navigating large codebases, and performing code reviews to solve complex engineering challenges related to card processing at scale.

Skills

Python Kotlin AWS MySQL Kubernetes Distributed Systems Code Review Monitoring Metrics

What you'll do

Develop and launch backend systems using Python or Kotlin for card issuing and transaction processing.
Break down large projects into individual tasks and deliver them in multiple phases.
Design solutions that interact with multiple software components while ensuring code is well-tested and extensible.
Monitor system metrics and participate in on-call rotations to ensure service availability.
Navigate a large codebase to debug issues and provide feedback through peer code reviews.
Articulate technical constraints and trade-offs during the product development lifecycle.
Participate in the interview process to support team growth and community building.

What we're looking for

You must have at least 1.5 years of experience as a software engineer.
You must be proficient in either Python or Kotlin for backend development.
You should have experience designing, developing, and launching backend systems.
You must be familiar with distributed systems and technologies like AWS, MySQL, and Kubernetes.
You must be able to write clear, well-tested, and extensible code for complex software components.
You must be comfortable navigating large codebases, debugging others' code, and performing code reviews.
You must possess strong verbal and written communication skills for global team collaboration.
This position requires a Bachelor’s degree in a related field or equivalent practical experience.

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