Senior Software Engineer, Lending

What you'll do

• Design and build backend systems for lending products including credit risk, capital markets, and repayment systems.
• Lead end-to-end architecture and delivery of complex initiatives that span multiple teams and technical domains.
• Define and evolve APIs, integration patterns, and data contracts to ensure safety and scalability.
• Translate ambiguous requirements from cross-functional partners into practical, high-leverage technical solutions.
• Build for high reliability by ensuring system correctness, auditability, and robust error handling.
• Convert one-off product needs into reusable platform capabilities to increase overall engineering velocity.
• Mentor other engineers through design reviews and provide technical feedback to improve team quality.
• Participate in on-call rotations and lead efforts to turn production incidents into lasting infrastructure improvements.

What we're looking for

• 8+ years of experience building and operating production software at scale with a track record of owning backend systems end-to-end.
• Strong backend engineering fundamentals, preferably with Ruby on Rails or a comparable framework.
• Experience building APIs and distributed systems in production environments.
• Proficiency with transactional databases, asynchronous processing, caching, and large-scale application architecture.
• Proven ability to lead complex projects across multiple teams, systems, or business workflows.
• Experience in high-integrity domains such as fintech, lending, banking, payments, or risk.
• Strong system design judgment regarding correctness, scalability, resiliency, speed, and maintainability.
• Demonstrated ability to mentor engineers and influence cross-functional teams through clear communication.