Senior Software Engineer, Lending

What you'll do

• Lead end-to-end architecture and delivery of backend systems connecting lending products to core financial platforms.
• Drive complex, cross-team initiatives from initial problem definition through implementation and rollout.
• Define and evolve APIs, integration patterns, and data contracts to ensure safety and reuse.
• Design systems for scale, resiliency, observability, and strict financial auditability.
• Identify opportunities to convert one-off product needs into reusable platform capabilities.
• Partner with cross-functional teams to translate ambiguous business problems into high-leverage technical solutions.
• Participate in on-call rotations and lead efforts to improve systems based on production incident lessons.
• Mentor other engineers through design reviews and technical feedback to raise organizational leadership capacity.

What we're looking for

• 8+ years of experience building and operating production software at scale.
• Strong backend engineering fundamentals with Ruby on Rails or a comparable framework.
• Experience building APIs and distributed systems in production environments.
• Experience with transactional databases, asynchronous processing, caching, and large-scale application architecture.
• Experience working in fintech, lending, banking, payments, risk, or other high-integrity domains.
• Track record of leading complex projects that span multiple teams, systems, or business workflows.
• Experience mentoring engineers and improving design quality, testing, and operational excellence.
• Experience with lending or credit systems such as underwriting, eligibility, or repayments (preferred).