Senior Software Engineer, Trust & Safety

Chime

Confirmed live 2 days ago High trust
Hybrid

Quick summary

Work type
Hybrid
Location
Chicago, ILSan Francisco, CA
Salary
$164,000–$259,000 / yr
Posted
4 days ago
Freshness
Confirmed live 2 days ago

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $180k
This role $212k
$104k $276k
below market most similar roles pay here above market

This role pays more than 75% of similar roles. Most pay $150,187–$209,975 — the blue band above. At the midpoint, this role pays about $212k versus about $180k for comparable roles.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 41 open roles on FindRole.

Listed pay typically runs $158,000–$227,000 across 40 roles with salary data.

Most-posted roles

View all roles at Chime

At a glance

TL;DR · Senior Software Engineer, Trust & Safety

The Senior Software Engineer, Trust & Safety joins the engineering team to provide technical leadership for the modernization of a core platform. This role involves driving architectural decisions, mentoring engineers, and leading end-to-end projects to ensure a secure, frictionless member experience. Day-to-day responsibilities include building and maintaining low-latency APIs and backend services, improving platform reliability through observability and automation, and collaborating with data engineers and analysts to ship features. The position requires expertise in Ruby on Rails or comparable frameworks, transactional databases, and caching systems. The work focuses on evolving risk architecture, experimentation, policy lifecycles, and ML integration capabilities to support smarter decision-making. Candidates must demonstrate experience with large-scale web application patterns and a commitment to maintaining well-tested code in a production environment.

What does a Software Engineer earn in Illinois?

Median $169310 from 88 postings across 33 companies.

See salary data

What you'll do

  • Drive technical design and architectural decisions for Trust and Safety platforms.
  • Build and maintain robust, low-latency APIs and backend services.
  • Lead key projects end-to-end by setting technical direction and coordinating execution.
  • Mentor engineers and foster team development through technical leadership.
  • Improve platform reliability and performance using observability practices and automation.
  • Evolve experimentation, policy lifecycle, and ML integration capabilities for the platform.
  • Participate in an on-call rotation to respond to incidents outside of regular hours.

What we're looking for

  • 5+ years of experience developing software in a production environment at scale.
  • Prior experience serving as a technical lead for a team and on complex projects.
  • Proven experience with Ruby on Rails or comparable frameworks.
  • Experience with transactional databases and caching systems.
  • Deep understanding of architectural patterns for large-scale web applications.
  • Commitment to mentoring engineers and fostering team development.
  • Appreciation of maintainable and well-tested code.
  • Experience in fast-paced or early-stage environments (preferred).

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