Software Engineer, Lending

What you'll do

• Design, develop, test, and scale backend implementations for new and existing consumer product features.
• Build and maintain resilient APIs to power the member-facing mobile application.
• Own and deliver technical features end-to-end from initial design to production.
• Identify and implement improvements for system reliability, scalability, and operational rigor.
• Refactor existing systems to uphold high technical standards and ensure long-term maintainability.
• Manage relational database schemas, migrations, and caching strategies for high-scale distributed systems.
• Translate ambiguous product opportunities into durable technical solutions through cross-functional partnership.

What we're looking for

• 3+ years of experience building and operating production software at scale.
• Experience with Ruby on Rails or comparable frameworks for designing and running APIs.
• Strong grasp of relational databases and caching, including safe schema changes and migrations.
• Familiarity with distributed systems fundamentals such as async processing, idempotency, retries, and backfills.
• Experience with high-scale architectural patterns.
• Commitment to maintaining well-tested, maintainable code and improving existing systems.
• Excellent cross-functional communication skills to clarify requirements and weigh tradeoffs.
• Experience in fintech or risk, and start-up experience (preferred).