Senior Software Engineer, Auto

Upstart

Remote

Quick summary

Work type: Remote
Location: Canada
Salary: $166,900–$230,900 / yr
Posted: 2 days ago
Closes: Sep 16, 2026

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $183k

This role $199k

$135k most similar roles pay here $241k

This role pays more than 60% of similar roles. Most pay $144,837–$222,000 — the shaded band above. At the midpoint, this role pays about $199k versus about $183k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 52 open roles on FindRole.

Listed pay typically runs $172,100–$238,300 across 52 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Auto

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As a Senior Software Engineer on Upstart’s Auto Direct team, you will play a pivotal role in expanding access to secured lending products by building and improving core product features that enhance borrower experience and operational efficiency. Your day-to-day responsibilities include designing customer-facing funnel improvements, eligibility logic, and workflow automation while collaborating with cross-functional teams to balance risk, complexity, and speed to market. You will develop scalable engineering solutions and contribute to the team’s technical direction by identifying risks and communicating decisions clearly. The ideal candidate has experience in consumer lending or fintech environments, developing systems that integrate customer experience, compliance needs, and long-term quality. Proficiency in designing, building, testing, and deploying production software systems is essential, along with a strong background in computer science or related fields and at least four years of professional software engineering experience.

Skills

Python Java JavaScript React Node.js Docker Kubernetes AWS CI/CD PostgreSQL Git Jira Swagger RESTful_APIs

What you'll do

Build and enhance features to expand access to Upstart's Auto Secured Personal Loan product.
Design customer-facing funnel improvements and eligibility logic for better borrower experience.
Automate manual workflows to improve operational efficiency in secured lending programs.
Evaluate tradeoffs between customer experience, risk, complexity, and speed to market with cross-functional teams.
Develop scalable engineering solutions that enable future expansion of secured lending products.

What we're looking for

4+ years of software engineering experience with a bachelor’s degree in Computer Science or related field.
Experience designing and deploying production software systems.
Proven ability to develop customer-facing product features and backend services.
Strong collaboration skills working with cross-functional teams including product management, operations, and legal.
Ability to make technical tradeoffs considering reliability, maintainability, scalability, and delivery timelines.

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