Senior Software Engineer, Auto

Upstart

Confirmed live yesterday High trust
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$166,900–$230,900 / yr
Posted
86 days ago
Freshness
Confirmed live yesterday
Closes
Dec 8, 2026

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $179k
This role $199k
$117k most similar roles pay here $247k

This role pays more than 72% of similar roles. Most pay $150,874–$206,462 — the shaded band above. At the midpoint, this role pays about $199k versus about $179k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 73 open roles on FindRole.

Listed pay typically runs $166,900–$230,450 across 72 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Auto

Senior Software Engineer, Auto joins the Auto Direct team to expand access to secured lending products and support growth across auto-secured lending programs. This role involves building and improving product features for the Auto Secured Personal Loan product, designing customer-facing funnel improvements, developing eligibility logic, and creating workflow automation to improve operational efficiency. The engineer will collaborate with cross-functional partners in product, operations, risk, and engineering to balance trade-offs between user experience, risk, and speed to market while delivering scalable solutions in a regulated environment. Key requirements include experience designing, building, testing, and deploying production software systems, as well as managing technical tradeoffs regarding reliability and maintainability. The role focuses on the fintech domain, specifically solving problems related to conversion funnels, decisioning workflows, and automated processes within the auto-secured lending space.

What does a Software Engineer earn in Remote?

Median $204500 from 415 postings across 57 companies.

See salary data

What you'll do

  • Build and improve product features to expand access to Upstart’s Auto Secured Personal Loan products.
  • Design and deliver customer-facing funnel improvements and eligibility logic to enhance the borrower experience.
  • Automate manual workflows to increase operational efficiency across the lending platform.
  • Develop durable, scalable engineering solutions that support future expansion of secured lending products.
  • Influence technical direction by identifying implementation risks and improving execution standards for the team.
  • Deliver high-quality code in a regulated environment through thoughtful system design, testing, and observability.
  • Evaluate trade-offs between customer experience, risk, complexity, and speed to market with cross-functional partners.

What we're looking for

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience.
  • 4+ years of software engineering experience.
  • Experience designing, building, testing, and deploying production software systems.
  • Experience developing customer-facing product features, platform capabilities, or backend services in a production environment.
  • Experience collaborating with cross-functional partners such as product management, design, analytics, operations, legal, or compliance.
  • Experience making technical tradeoffs regarding system reliability, maintainability, scalability, and delivery timelines.
  • Knowledge of consumer lending, fintech, marketplace, or regulated product environments.
  • Experience building conversion funnels, eligibility systems, decisioning workflows, or operational automation.

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