Senior Principal Payment Tech Development Manager

Capital One Financial

Confirmed live 2 days ago High trust

Quick summary

Work type
On-site
Location
Riverwoods, ILAnytown, ILMcLean, VA
Salary
$161,500–$184,300 / yr
Posted
14 days ago
Freshness
Confirmed live 2 days ago

Market check

Salary context

Below market

How this pay compares to similar roles

Similar $209k
This role $173k
$149k most similar roles pay here $275k

This role pays less than 81% of similar roles. Most pay $177,025–$240,875 — the shaded band above. At the midpoint, this role pays about $173k versus about $209k for comparable roles.

Based on 239 similar postings.

Employer

About Capital One Financial

Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking

Capital One Financial currently has 998 open roles on FindRole.

Listed pay typically runs $197,300–$225,100 across 992 roles with salary data.

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View all roles at Capital One Financial

At a glance

TL;DR · Senior Principal Payment Tech Development Manager

The Senior Principal Payment Tech Development Manager serves as an enterprise leader and head of a high-performing engineering organization focused on payment technologies. This role involves directing the end-to-end design, development, testing, certification, and delivery of contact/contactless chip technologies, mobile payments, and emerging payment devices. The manager is responsible for building and scaling a technical team while defining architectural specifications and managing complex stakeholder ecosystems to ensure product integration. Key responsibilities include developing card and wallet functional and security requirements, as well as overseeing D-PAS card personalization and Mobile D-PAS Wallet validations. The role requires expertise in EMV payments systems, mobile payment technologies, cloud-based payments, and secure elements. The manager must navigate global certification requirements and manage relationships with chip manufacturers, test laboratories, and various tool providers to ensure high-quality product rollouts.

What you'll do

  • Direct the end-to-end design, development, testing, and delivery of chip technologies, mobile payments, and emerging payment devices.
  • Define technical specifications for card and wallet products while balancing functional innovation with rigorous security requirements.
  • Build and lead a high-performing engineering organization by managing recruitment, performance, and career development for team members.
  • Oversee the creation of test plans and tools required for D-PAS card personalization and mobile wallet validations.
  • Manage strategic relationships with external vendors, including chip manufacturers, laboratories, and mobile developers.
  • Represent the company in global standardization organizations to influence future payment specifications and industry standards.
  • Proactively identify and mitigate technical risks or customer-impacting issues through executive-level escalation and resolution strategies.

What we're looking for

  • High School Diploma, GED, or equivalent certification.
  • At least 6 years of payment technology research and development experience.
  • At least 4 years of experience supporting, partnering with, and interacting with internal or external business clients.
  • At least 4 years of people management and performance management experience.
  • Bachelor's or Master’s Degree in Engineering, Computer Science, or Technology preferred.
  • Experience managing and scaling engineering teams in a fast-paced corporate environment.
  • Experience leading large-scale deployment projects involving EMV payments, mobile payment technologies, and secure elements.
  • Deep understanding of EMV Functional and EMV Security requirements.

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