Staff Fraud Analyst

SoFi

Confirmed live yesterday High trust

Quick summary

Work type
On-site
Location
New York, NYSan Francisco, CA
Salary
$115,200–$216,000 / yr
Posted
172 days ago
Freshness
Confirmed live yesterday

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $168k
This role $166k
$103k most similar roles pay here $228k

This role pays less than 53% of similar roles. Most pay $130,942–$204,575 — the shaded band above. At the midpoint, this role pays about $166k versus about $168k for comparable roles.

Based on 240 similar postings.

Employer

About SoFi

SoFi Technologies is a fintech company offering student and personal loans, mortgages, credit cards, investing, banking, and insurance products, positioning itself as a one-stop financial services platform. Industry: Financial Technology & Personal Finance

SoFi currently has 14 open roles on FindRole.

Listed pay typically runs $158,400–$264,000 across 14 roles with salary data.

Most-posted roles

View all roles at SoFi

At a glance

TL;DR · Staff Fraud Analyst

As a Staff Fraud Analyst, you will join the fraud prevention team to develop data-driven decisioning and implement robust strategies at various banking transactional stages. You will be responsible for architecting and scaling table structures and analytics using expert-level SQL and Python to support global risk detection and real-time reporting. Your daily work involves designing sophisticated fraud decisioning by synthesizing login, entity, and tokenization signals to neutralize threats like Account Takeover and high-risk transactions. You will also perform statistical analysis on False Positive Rate modeling to balance security with a smooth customer experience. The role requires expertise in debit card transaction flows, 3DS, CNP, and authentication frameworks including MFA/IDV. You will collaborate across functions to translate technical risks into business logic while managing the trade-off between fraud mitigation and user friction.

What you'll do

  • Architect and scale robust table structures and analytics using expert-level SQL and Python for global risk detection.
  • Design sophisticated fraud decisioning strategies by synthesizing login, entity, and tokenization signals to neutralize complex threats.
  • Translate intricate technical risks into high-level business logic to align stakeholders on security versus user friction.
  • Optimize detection precision through rigorous statistical analysis and False Positive Rate modeling to protect the customer experience.
  • Execute end-to-end risk-decisioning procedures for debit card transactions and authentication frameworks like MFA and 3DS.
  • Develop data-driven fraud decisioning to mitigate risks associated with Account Takeover (ATO) and high-risk transactions.

What we're looking for

  • BA/BS in Statistics, Information Systems, Mathematics, Data Science, or related fields, or equivalent work experience.
  • 5+ years of work experience in Fraud Analytics.
  • Experience managing risk-decisioning strategies and mitigating losses in debit card fraud transaction flows including ATO, 3DS, CNP, and Tokenization.
  • Knowledge of sophisticated authentication frameworks including MFA/IDV.
  • Expert-level SQL and Python skills to build automated data architectures and statistical models.
  • Mastery of the trade-off between fraud mitigation and user experience metrics.
  • Ability to lead cross-functional initiatives and translate technical risks into business logic for stakeholders.

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