Sr Data Scientist, Credit Risk Oversight
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Market check
How this pay compares to similar roles
This role pays more than 54% of similar roles. Most pay $124,750–$214,700 — the shaded band above. At the midpoint, this role pays about $166k versus about $170k for comparable roles.
Based on 239 similar postings.
Employer
SoFi Technologies is a fintech company offering student and personal loans, mortgages, credit cards, investing, banking, and insurance products, positioning itself as a one-stop financial services platform. Industry: Financial Technology & Personal Finance
SoFi currently has 36 open roles on FindRole.
Listed pay typically runs $153,600–$258,500 across 36 roles with salary data.
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At a glance
As a Staff Credit Policy Analyst for Home Loans at SoFi, you will lead the design and governance of credit policies across various home lending products, ensuring alignment with risk appetite, investor standards, and business objectives. You will oversee policy development, system automation, and audit readiness while collaborating closely with Risk, Capital Markets, Product, and Operations teams to drive clarity and consistency in underwriting processes. Key responsibilities include translating complex investor requirements into automated decision logic within systems like Encompass LOS and credit decisioning engines, ensuring digital accuracy and compliance. You will also establish robust governance practices for policy management and partner with Internal Audit and Enterprise Risk to maintain effective controls. The ideal candidate has extensive experience in residential mortgage underwriting, credit policy, or risk management, along with strong analytical skills and proficiency in tools like Excel and Tableau.
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