Analytics Lead, Full Stack (Credit Analytics)

Affirm

Remote Actively hiring Posted this week
Remote (US) Posted 4 days ago $180,000–$230,000 / year
View original post Log in to save

At a glance

AI generated

TL;DR

As the Analytics Lead at Affirm, you will join a dynamic Credit team responsible for managing risk and driving sustainable growth through data-driven decision-making. Your role involves leveraging advanced analytics to optimize credit strategies, collaborating with Engineering to build scalable risk models, and monitoring portfolio performance to adjust underwriting and marketing strategies proactively. You’ll also work closely with Product, Legal, and Compliance teams to ensure regulatory compliance and develop strategic partnerships. Ideal candidates have a strong background in data science or related fields, experience in high-line unsecured lending, and proficiency in SQL, Python, and machine learning techniques. This role demands deep credit domain expertise, exceptional analytical skills, and the ability to influence stakeholders across technical and non-technical teams.

Skills

Python SQL Machine Learning Data Mining Statistical Modeling CI/CD AWS Kubernetes PostgreSQL Docker Prometheus Grafana

What you'll do

  • Lead the design and execution of experiments to inform product feature launches and marketing campaigns.
  • Develop scalable risk models in collaboration with Engineering to manage credit risk effectively.
  • Monitor portfolio performance and adjust underwriting strategies based on macroeconomic trends.
  • Interpret regulatory requirements and translate them into actionable credit policies and recommendations.
  • Coordinate with external stakeholders to ensure compliance and strengthen strategic partnerships.
  • Oversee the development of frameworks that balance growth, compliance, and risk mitigation goals.

What we're looking for

  • 4+ years of experience in credit strategy and risk management.
  • Strong background in high-line unsecured lending, especially home improvement verticals.
  • Proficiency in SQL, Python, or other scripting languages for data analysis.
  • Experience applying machine learning to credit risk management.
  • Proven ability to lead cross-functional initiatives involving Product, Legal, Compliance, and Engineering.
  • Deep understanding of consumer lending regulations and fair lending principles across jurisdictions.

Employer

About Affirm

Affirm is a buy-now, pay-later (BNPL) financial technology company that offers point-of-sale installment loans to consumers, allowing them to split purchases into fixed monthly payments with transparent terms. Industry: Financial Technology & Consumer Lending

Affirm currently has 59 open roles on FindRole.

Listed pay typically runs $190,000–$240,000 across 58 roles with salary data.

Most-posted roles

View all roles at Affirm