Sr Data Scientist, Credit Risk Oversight

PayPal

Hybrid

Quick summary

Work type: Hybrid
Location: Chicago, Illinois · Austin, Texas
Salary: $130,500–$193,600 / yr
Posted: 90 days ago
Nearby: 99+ roles within 25 mi

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $158k

This role $162k

$99k most similar roles pay here $214k

This role pays more than 57% of similar roles. Most pay $126,800–$189,250 — the shaded band above. At the midpoint, this role pays about $162k versus about $158k for comparable roles.

Based on 240 similar postings.

Employer

About PayPal

PayPal is a leading global digital wallet and online payment system, founded in 1998, that allows individuals and businesses to send, receive, and manage funds securely in over 200 markets.

PayPal currently has 84 open roles on FindRole.

Listed pay typically runs $160,500–$235,826 across 84 roles with salary data.

Most-posted roles

View all roles at PayPal

At a glance

TL;DR · Sr Data Scientist, Credit Risk Oversight

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As a Senior Credit Risk Analyst in the Second Line of Defense for Small Business Lending and Buy Now Pay Later products at PayPal, you will provide analytical support to ensure that portfolio management aligns with strategic goals and risk appetite. Your day-to-day responsibilities include conducting independent oversight of underwriting and account management practices, challenging credit strategies, and assessing adherence to regulatory requirements. You will leverage strong quantitative skills and experience in credit risk management to collaborate across functions while maintaining independence. Proficiency in Python, SQL, or similar tools is beneficial for data analysis and visualization. This role requires a deep understanding of second-line defense functions and the ability to communicate complex credit risk concepts effectively to diverse audiences.

Skills

Python SQL Prometheus Grafana CI/CD Kubernetes AWS Terraform PostgreSQL

What you'll do

Analyze and oversee underwriting and account management practices for Small Business Lending and Buy Now Pay Later products.
Ensure portfolio management aligns with strategic goals and risk appetite through independent oversight.
Assess credit strategy and exposure limits to ensure compliance with regulatory changes and business model updates.
Communicate credit risk concepts effectively to both technical and non-technical stakeholders.
Collaborate with geographically dispersed teams to maintain high-quality outcomes in risk management.
Provide analytical support for second line of defense functions, challenging credit strategies independently.

What we're looking for

Strong analytical skills and experience with data analysis tools.
2+ years of credit risk management or lending experience.
Understanding of second line of defense functions in financial oversight.
Proficiency in Python, SQL, or other statistical analysis tools.
Ability to assess and review current credit strategy and adherence to risk appetite.
Excellent written and verbal communication skills for diverse audiences.

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