Senior Software Engineer, Upstart Bank

Upstart

Remote

Quick summary

Work type: Remote
Location: Remote
Salary: $166,900–$230,900 / yr
Posted: 35 days ago
Closes: Sep 1, 2026

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $177k

This role $199k

$103k most similar roles pay here $245k

This role pays more than 72% of similar roles. Most pay $142,400–$211,275 — the shaded band above. At the midpoint, this role pays about $199k versus about $177k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 40 open roles on FindRole.

Listed pay typically runs $177,200–$245,400 across 40 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Upstart Bank

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As a Senior Software Engineer on the Upstart Bank team, you will design and build scalable systems that support the core platform and operations of a federal lending framework, enabling consistent borrower experiences nationwide. You’ll own technical delivery for medium-to-large projects spanning multiple quarters, translating regulatory requirements into reliable software while improving system performance and observability across distributed services. Working in a regulated environment, you will partner with product, compliance, and engineering teams to deliver high-quality solutions, contributing to architecture discussions that ensure long-term maintainability and audit-readiness. Proficiency in modern programming languages like Python or Java is essential, along with experience in building scalable cloud-based systems and familiarity with distributed architectures and communication frameworks such as Kafka or gRPC.

Skills

Python Java Kotlin AWS Docker CI/CD Kafka gRPC PostgreSQL SQL REST JSON Git Jenkins Swagger OAuth PCI DSS SOX HIPAA ISO 27001

What you'll do

Design and build scalable systems for Upstart Bank's core platform and operations.
Own technical delivery of medium-to-large engineering projects spanning multiple quarters.
Translate business requirements into reliable, maintainable software in a regulated environment.
Improve system reliability, performance, observability, and data consistency across services.
Contribute to architecture discussions focusing on scale, auditability, and long-term maintenance.

What we're looking for

4+ years of experience building and operating production software systems in backend or full-stack environments.
Proficient in modern programming languages such as Python, Java, or Kotlin.
Experience owning the technical delivery of medium-to-large engineering projects over multiple quarters.
Strong background in designing scalable services, APIs, or web applications in cloud environments.
Ability to translate business and regulatory requirements into reliable, maintainable software solutions.
Familiarity with distributed systems and event-driven architectures for reliability and auditability.

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