Senior Software Engineer, Unsecured Installments

Upstart

Confirmed live today Trusted
Remote

Quick summary

Work type
Remote
Location
Burlingame, CA
Salary
$166,900–$230,900 / yr
Posted
110 days ago
Freshness
Confirmed live today
Closes
Jan 22, 2027

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $189k
This role $199k
$143k $240k
below market most similar roles pay here above market

This role pays more than 59% of similar roles. Most pay $155,375–$223,125 — the blue band above. At the midpoint, this role pays about $199k versus about $189k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 54 open roles on FindRole.

Listed pay typically runs $166,900–$230,900 across 53 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Unsecured Installments

As a Senior Software Engineer on the Unsecured Installments team, you will serve as a technical leader for frontend and full-stack experiences within a core lending product. You will own the design and delivery of large, multi-month projects, shaping the architecture of mobile-web and full-stack surfaces while mentoring other engineers. Your daily work involves translating ambiguous problems into scalable solutions, focusing on offer generation, pricing, underwriting, and funding. You will utilize React, TypeScript, and backend languages such as Python, Java, Kotlin, Ruby, or Node.js to build high-quality borrower-facing experiences. The role requires deep proficiency in component architecture, state management, and consuming REST or GraphQL APIs to solve complex technical challenges within a regulated fintech environment, ensuring seamless digital journeys for borrowers seeking credit.

What does a Software Engineer earn in California?

Median $214500 from 1193 postings across 76 companies.

See salary data

What you'll do

  • Design and deliver large, complex frontend and full-stack initiatives using React and TypeScript.
  • Set the technical direction for frontend architecture and full-stack patterns for a 3–6 month roadmap.
  • Translate product priorities and borrower needs into scalable, high-quality technical experiences.
  • Establish engineering excellence through component design, state management, testing, and operational rigor.
  • Break down ambiguous problems into clear, testable plans using data to inform scope and performance tradeoffs.
  • Mentor other engineers through code reviews, design reviews, and technical guidance.
  • Integrate AI into development workflows and product capabilities to create meaningful leverage.

What we're looking for

  • Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
  • 6+ years of professional software engineering experience.
  • Deep proficiency building complex web applications with React and TypeScript, including component architecture and state management.
  • Full-stack experience designing and building backend services and APIs in Python, Java, Kotlin, Ruby, or Node.js.
  • Track record of independently leading the design and delivery of large, business-critical frontend or full-stack projects in production.
  • Experience serving as the frontend or full-stack technical lead for a product team (preferred).
  • Background in fintech, lending, payments, or other regulated financial products (preferred).
  • Experience with experimentation, A/B testing, or feature-flagging to drive iterative product improvements (preferred).

More like this

Similar roles

Senior Software Engineer, Unsecured Installments

Upstart

Remote (Canada) 110 days ago $166,900–$230,900
React TypeScript Python Java Kotlin Ruby Node.js GraphQL REST Jest React Testing Library Cypress CI/CD Generative AI A/B testing feature-flagging
6+ yrs exp Remote

Senior Software Engineer, Unsecured Installments

Upstart

Remote (Canada) 13 days ago $166,900–$230,900
React TypeScript Python Java Kotlin Go Ruby Node.js Distributed Systems Relational Databases CI/CD Cloud Infrastructure Event-Driven Architecture Service-Oriented Architecture Generative AI Observability Testing Messaging Systems
6+ yrs exp Remote

Software Engineer, Unsecured Installments

Upstart

Remote (Canada) 13 days ago $142,000–$196,600
React TypeScript Python Java Kotlin Ruby Node.js GraphQL Jest React Testing Library Cypress CI/CD Generative AI A/B testing feature-flagging
4+ yrs exp Remote

Senior Software Engineer, Zero Trust Client

Cloudflare, Inc

Austin, TX +1 36 days ago $185,000–$254,000
Rust Windows Internals TCP/IP UDP DNS QUIC H/3 C C++ Swift Python C# Network Drivers multi-threading VPN Dependency Injection
Hybrid

Senior Software Engineer, Security

Nvidia

Remote (Santa Clara, CA) 3 days ago $184,000–$287,500
C/C++ Rust Linux eBPF SELinux AppArmor Kubernetes Docker Enroot OAuth 2.1 OIDC Kerberos FIDO2 WebAuthn Active Directory Entra ID FreeIPA RHEL IdM SSSD PKI Slurm Lustre NFS InfiniBand Zero Trust ZTNA CVSS 4.0 SBOM Incident Response Disaster Recovery
8+ yrs exp Remote

Senior Software Engineer, Identity Security

Salesforce

San Francisco, CA +3 19 days ago $172,500–$260,100
AWS Kubernetes Python Go Distributed Systems APIs Service Architecture Identity and Access Management Security Fundamentals Secure Software Development Monitoring Alerting SLOs
5+ yrs exp Hybrid