Senior Software Engineer, Unsecured Installments

Upstart

Confirmed live today High trust
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$166,900–$230,900 / yr
Posted
13 days ago
Freshness
Confirmed live today
Closes
Jan 22, 2027

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $190k
This role $199k
$143k $240k
below market most similar roles pay here above market

This role pays more than 58% of similar roles. Most pay $155,375–$225,000 — the blue band above. At the midpoint, this role pays about $199k versus about $190k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 54 open roles on FindRole.

Listed pay typically runs $166,900–$230,900 across 53 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Unsecured Installments

Senior Software Engineer, Unsecured Installments joins the Unsecured Installments team to serve as a technical leader for frontend and full-stack experiences. You will own the design and delivery of large, multi-month projects, shaping the architecture of mobile-web and full-stack surfaces while mentoring other engineers. Key responsibilities include defining service architecture, APIs, and data models to improve borrower flows, repricing, and rate flexibility. You will utilize React, TypeScript, and backend languages such as Python, Java, Kotlin, Go, Ruby, or Node.js. The role requires expertise in distributed systems, relational or non-relational databases, and cloud infrastructure. You will solve complex problems within the lending domain, ensuring reliability and security for business-critical workflows that power the borrower journey from offer generation through funding.

What does a Software Engineer earn in Remote?

Median $208800 from 354 postings across 50 companies.

See salary data

What you'll do

  • Own the design and delivery of large, complex backend and full-stack initiatives from planning through long-term maintenance.
  • Set technical direction for service architecture, APIs, data models, and system integrations for a 3–6 month roadmap.
  • Translate roadmap priorities and borrower needs into scalable, high-quality systems by partnering with product, design, and backend teams.
  • Ensure engineering excellence through thoughtful API design, data integrity, testing, observability, security, and operational rigor.
  • Break down loosely defined problems into clear, testable plans using data to inform tradeoffs on scope and performance.
  • Mentor and grow other engineers through code reviews, design reviews, and technical guidance.
  • Contribute to the integration of AI in development workflows and product capabilities.

What we're looking for

  • Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
  • 6+ years of professional software engineering experience.
  • Deep proficiency designing and building backend services and APIs in Python, Java, Kotlin, Go, Ruby, or Node.js.
  • Strong experience with service architecture, API design, data modeling, relational or non-relational databases, and distributed systems.
  • Track record of independently leading the design and delivery of large, business-critical backend or full-stack projects in production.
  • Experience building reliable production systems including testing, monitoring, incident response, and performance optimization.
  • Experience serving as the backend or full-stack technical lead for a product team or business-critical system (preferred).
  • Background in fintech, lending, payments, or other regulated financial products involving complex workflows (preferred).

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