Senior Software Engineer, Unsecured Installments

Upstart

Confirmed live yesterday High trust
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$166,900–$230,900 / yr
Posted
2 days ago
Freshness
Confirmed live yesterday
Closes
Jan 26, 2027

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $188k
This role $199k
$141k $241k
below market most similar roles pay here above market

This role pays more than 62% of similar roles. Most pay $151,981–$225,000 — the blue band above. At the midpoint, this role pays about $199k versus about $188k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 56 open roles on FindRole.

Listed pay typically runs $166,900–$230,900 across 55 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Unsecured Installments

As a Senior Software Engineer on the Unsecured Installments team, you will serve as a technical leader for frontend and full-stack experiences within a core lending product. You will own the design and delivery of large, multi-month projects, shaping the architecture of mobile-web and full-stack surfaces while mentoring other engineers. Your daily work involves translating ambiguous borrower needs into scalable systems, managing roadmaps, and ensuring high quality across APIs, data models, and service architectures. You will utilize React, TypeScript, and backend languages such as Python, Java, Kotlin, Go, Ruby, or Node.js. The role focuses on solving complex lending workflows, including offer generation, pricing, underwriting, and funding, to provide a seamless, digitally native experience for borrowers seeking access to credit.

What does a Software Engineer earn in Remote?

Median $208800 from 352 postings across 52 companies.

See salary data

What you'll do

  • Own the design and delivery of large, complex backend and full-stack initiatives from planning through long-term maintenance.
  • Set the technical direction for service architecture, APIs, data models, and system integrations.
  • Translate roadmap priorities and borrower needs into scalable, high-quality systems with product and design partners.
  • Maintain engineering excellence through rigorous API design, data integrity, testing, observability, and security.
  • Break down ambiguous problems into clear, testable plans using data to inform tradeoffs on performance and reliability.
  • Mentor other engineers through code reviews, design reviews, and technical guidance.
  • Contribute to the integration of AI in development workflows and product capabilities.

What we're looking for

  • Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
  • 6+ years of professional software engineering experience.
  • Deep proficiency designing and building backend services and APIs in Python, Java, Kotlin, Go, Ruby, or Node.js.
  • Strong experience with service architecture, API design, data modeling, relational or non-relational databases, and distributed systems.
  • Track record of independently leading the design and delivery of large, business-critical backend or full-stack projects in production.
  • Experience building reliable production systems including testing, monitoring, incident response, and performance optimization.
  • Experience serving as the backend or full-stack technical lead for a product team or business-critical system (preferred).
  • Background in fintech, lending, payments, or other regulated financial products (preferred).

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