Principal Software Engineer

Upstart

Remote

Quick summary

Work type
Remote
Location
Remote
Salary
$190,600–$263,900 / yr
Posted
today
Closes
Sep 13, 2026

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $187k
This role $227k
$124k most similar roles pay here $279k

This role pays more than 85% of similar roles. Most pay $161,500–$213,000 — the shaded band above. At the midpoint, this role pays about $227k versus about $187k for comparable roles.

Based on 239 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 50 open roles on FindRole.

Listed pay typically runs $177,200–$245,400 across 50 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Principal Software Engineer

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As a Principal Software Engineer on Upstart's Bank Technology team, you will provide technical leadership in building and maintaining internal platforms and security automation systems that support the bank's operations. You will drive architectural direction, establish engineering patterns, and mentor engineers to ensure secure, scalable solutions for critical operational functions. Your responsibilities include partnering with cross-functional stakeholders to translate complex business requirements into durable software solutions, designing data models and authorization systems, and mitigating technical risks through thoughtful decision-making. The role requires experience in TypeScript, Node.js, Next.js, Prisma, and building security automation platforms within regulated industries like financial services, along with knowledge of compliance frameworks such as SOC 2 and NIST CSF.

Skills

TypeScript Node.js Next.js Prisma Relational databases APIs Authentication systems RBA frameworks CI/CD Kubernetes AWS Docker Git GitHub PostgreSQL Terraform Python JavaScript React GraphQL REST JSON YAML Swagger JUnit Selenium Jenkins SonarQube NPM Yarn Webpack Babel ESLint Prettier GitLab Bitbucket Confluence Jira Slack Zoom Microsoft Teams Google Workspace Linux Windows Server MacOS Chrome Firefox Safari Edge Postman Swagger UI Mocking tools CloudFormation IAM VPC Security groups SSL/TLS HTTPS OAuth OpenID Connect JWT SOC 2 NIST CSF

What you'll do

  • Lead architecture and design of internal platforms and security automation systems.
  • Establish engineering patterns and standards for long-term platform growth.
  • Translate complex business requirements into durable software solutions.
  • Design and oversee data models, authorization systems, and integrations.
  • Identify and mitigate technical risks in system architecture and investments.
  • Mentor engineers through architectural reviews and best practices documentation.

What we're looking for

  • 8+ years of software engineering experience with a focus on large-scale production systems.
  • Proven leadership in architecture and technical design for distributed systems and internal platforms.
  • Expertise in designing relational databases, APIs, integrations, and role-based access control frameworks.
  • Experience building security automation and GRC platforms in regulated industries like financial services.
  • Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application development tools.
  • Familiarity with compliance frameworks such as SOC 2, NIST CSF, and other regulatory standards.

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