Senior Fair Lending Specialist

What you'll do

• Conduct complex fair lending performance analyses and trend analysis of high-risk factors to identify material issues.
• Perform root cause analysis on findings to formulate data-driven recommendations for systemic and operational risks.
• Evaluate internal controls and develop corrective action plans to ensure data integrity and fair lending compliance.
• Validate data used in monitoring and establish methodologies to ensure accuracy, consistency, and reliability.
• Execute risk-based file review methodologies to identify fair lending risks and evaluate system data accuracy.
• Perform regulatory compliance reviews under Regulation B/ECOA regarding loan dispositions, consumer notifications, and reporting.
• Analyze Community Reinvestment Act (CRA) performance including demographic parity and peer comparisons.
• Serve as a key contributor for regulatory examinations, internal audits, and other fair lending initiatives.

What we're looking for

• A Bachelor's degree is preferred.
• Minimum of five years of fair lending compliance experience in mortgage is required.
• Strong working knowledge of federal and multi-state regulatory requirements related to the role.
• Knowledge of Regulation B (ECOA), Fair Housing Act, UDAAP, and Dodd-Frank Regulatory Reform Act is desired.
• Ability to perform complex performance analyses, root cause analysis, and data-driven risk mitigation strategies.
• Experience in evaluating internal controls, data integrity, and performing regulatory compliance reviews.
• Ability to work independently, prioritize workloads, and manage multiple duties in a changing environment.
• Analytical, detail-oriented, and results-oriented mindset.