Director of Fair Lending

What you'll do

• Own and manage the fair lending risk assessment framework for Upstart's products.
• Execute a comprehensive fair lending risk assessment program to ensure regulatory compliance.
• Use data analytics to identify emerging risks and develop proactive mitigation strategies.
• Provide expert guidance on fair lending laws and industry best practices to cross-functional teams.
• Lead complex initiatives and working groups, driving alignment and clarity across departments.
• Communicate key fair lending insights and assessments to senior leadership and governance forums.

What we're looking for

• 10+ years of experience in fair lending and consumer protection compliance within financial services or fintech.
• Expert knowledge of fair lending laws (ECOA, FHA) and consumer protection regulations across the credit lifecycle.
• Experience designing and operationalizing second-line risk management programs, including testing and monitoring.
• Proven track record leading enterprise-wide fair lending initiatives and engaging with regulators on compliance matters.
• Ability to influence senior stakeholders and drive cross-functional alignment on complex issues.
• JD or CRCM certification preferred.