As a Credit Risk Officer at Adyen in Chicago, you will join a dynamic team responsible for evaluating and managing credit risk across the company’s expanding financial products. Your daily responsibilities include underwriting SMEs and enterprise merchants, monitoring portfolios, and developing scalable risk frameworks to support global growth. You will collaborate with cross-functional teams to design data-driven processes that enhance portfolio performance while aligning with Adyen’s risk appetite. Ideal candidates have at least three years of experience in commercial credit underwriting, strong analytical skills, and familiarity with U.S. regulatory guidelines. The role requires expertise in financial analysis, automation, and AI-driven decision-making, as well as the ability to communicate effectively with diverse stakeholders.
Perform credit underwriting and monitor portfolios for various financial products.
Analyze business, industry, and macroeconomic impacts on credit risk and portfolio performance.
Develop and implement strategies to enhance portfolio performance within risk parameters.
Drive continuous improvement of global and US-specific credit risk frameworks and practices.
Provide expertise to ensure proper consideration of credit risk in new product developments.
What we're looking for
Minimum 3+ years of experience in commercial credit underwriting.
Strong analytical skills for interpreting financial statements and assessing borrower quality.
Experience managing and assessing diverse credit portfolios, including SMB lending and enterprise solutions.
Familiarity with U.S. regulatory frameworks related to credit risk.
Ability to develop and implement data-driven credit risk strategies.
Comfortable operating in a fast-scaling environment with high-volume credit processes.
Clear and effective communication skills for engaging stakeholders at all levels.
Market check
Salary context
This
$85,000–$110,000
range sits above
4%
of similar postings on FindRole.
Peer median band
$146,000–$209,268
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$135,406–$223,687
Middle half of comparable postings.
Based on 238 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Ayden
Adyen is a global payments platform that provides end-to-end payment processing, merchant acquiring, and issuing solutions to large global companies, enabling them to accept payments anywhere in the world. Industry: Payments Technology & Financial Services
Ayden currently has
107 open roles
on FindRole.
Listed pay typically runs
$180,000–$243,000
across 37 roles with salary data.