As a Senior Credit Risk Analyst at Adyen in Chicago, you will join a dynamic global team responsible for evaluating and managing credit risk across the company’s financial products such as Adyen Capital, Charge Cards, and Overdrafts. Your daily tasks include performing deep-dive credit assessments, driving the continuous improvement of underwriting frameworks, and collaborating with Product and Engineering to advance automated underwriting processes using AI-driven technologies. You will also develop governance frameworks for automated decisions in compliance with U.S. regulatory guidelines like OCC requirements. This role requires extensive experience in commercial credit underwriting and portfolio management within fintech or banking environments, strong analytical skills, and familiarity with U.S. regulatory frameworks.
Perform deep-dive credit assessments and portfolio monitoring for multiple financial products.
Drive continuous improvement of global and US-specific credit risk underwriting frameworks.
Partner with Product and Engineering to advance automated underwriting processes.
Interpret macro-economic trends to proactively refine policy parameters and mitigate risks.
Develop governance frameworks for automated decisions aligned with U.S. regulatory guidelines.
What we're looking for
Minimum 5+ years of commercial credit underwriting and portfolio management experience in fintech or banking.
Expertise in interpreting audited financial statements and determining capital capacity for complex deals.
Hands-on experience with U.S. regulatory frameworks related to commercial credit risk, such as OCC guidelines.
Strong analytical skills and ability to drive the continuous improvement of automated underwriting systems.
Proven track record of developing clear governance frameworks for automated decisions in compliance with U.S. regulations.
Excellent communication skills to translate complex risk considerations into actionable insights for stakeholders.
Results-driven team player who mentors junior analysts and collaborates across regions and cultures.
Market check
Salary context
This
$125,000–$170,000
range sits above
47%
of similar postings on FindRole.
Peer median band
$120,100–$198,000
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$120,500–$204,960
Middle half of comparable postings.
Based on 237 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Ayden
Adyen is a global payments platform that provides end-to-end payment processing, merchant acquiring, and issuing solutions to large global companies, enabling them to accept payments anywhere in the world. Industry: Payments Technology & Financial Services
Ayden currently has
107 open roles
on FindRole.
Listed pay typically runs
$180,000–$243,000
across 37 roles with salary data.