Careers - Staff Machine Learning Engineer, Credit Products (Square Financial Services)

Block

Actively hiring
Bay Area, CA Posted 16 days ago $228,700–$343,100 / year
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At a glance

AI generated

TL;DR

Join the Credit and Lending team at Block as a Machine Learning Engineer within Square Financial Services (SFS), where you will play a pivotal role in expanding underwriting capabilities for underserved customer segments through advanced modeling techniques. You will apply rigorous scientific methods to evaluate new data sources, lead ML Operations initiatives, and design robust credit decisioning systems that integrate seamlessly into production environments. This full-stack position demands expertise in developing and deploying machine learning models while adhering to regulatory requirements, ensuring safety and compliance. Ideal candidates have a strong technical background, preferably with an advanced degree or extensive industry experience, and excel in data visualization, quantitative analysis, and clear communication across all levels of the organization.

Skills

Python SQL MachineLearning DataVisualization CI/CD AWS Kubernetes Docker PostgreSQL Scikit-learn XGBoost TensorFlow PyTorch Git JupyterNotebook Pandas NumPy RegulatoryCompliance RESTAPI

What you'll do

  • Apply rigorous scientific methods to evaluate and integrate new data sources for credit underwriting.
  • Lead the development and scaling of machine learning operations and infrastructure for advanced modeling.
  • Design and implement the full lifecycle of credit decisioning models in production environments.
  • Identify and execute improvements to credit policies using analytical techniques to enhance outcomes.
  • Troubleshoot issues and support updates to existing credit models in real-time production settings.
  • Ensure compliance with regulatory requirements while innovating in a regulated banking environment.

What we're looking for

  • Minimum 6 years of experience with a Master's degree in a technical field.
  • Proven ability to develop and deploy machine learning models in production environments.
  • Strong quantitative skills and data visualization expertise for complex analysis.
  • Full-stack proficiency, including data pipelines and production-grade software architecture.
  • Ability to communicate effectively with both technical and non-technical stakeholders.
  • Pragmatic problem-solving approach balancing business, technical, and regulatory constraints.

Market check

Salary context

This $228,700–$343,100 range sits above 91% of similar postings on FindRole.

Peer median band

$178,400–$256,300

Median floor and ceiling across peers.

Typical midpoint (25–75%)

$180,500–$246,150

Middle half of comparable postings.

Based on 240 comparable postings.

* 240 is the maximum number of comparable postings sampled.

Employer

About Block

Block, Inc. (formerly Square) is a financial technology company operating the Square merchant payments ecosystem, Cash App peer-to-peer payments, TIDAL music streaming, and Bitcoin-focused financial services. Industry: Financial Technology & Payments

Block currently has 43 open roles on FindRole.

Listed pay typically runs $180,000–$270,000 across 42 roles with salary data.

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View all roles at Block

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