Backend Engineer - NorthAm Risk

Wise

Hybrid Actively hiring Verified listing

Budapest · Austin, TX Posted 9 days ago

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At a glance

AI generated

TL;DR

As a Backend Engineer at Wise’s North America Risk team in Budapest, you will join a critical unit focused on protecting customers and the business from financial crime across North America. Your daily responsibilities include designing real-time risk assessment systems using machine learning to ensure secure yet seamless user experiences, particularly for unique features like Instant ACH. You’ll collaborate closely with data scientists and analysts to refine models and rules, and you will work on expanding the scope of risk management to cover sanctions and anti-money laundering in the US and Canada. The role requires expertise in Java or Kotlin with deep knowledge of Spring, an obsession with optimizing latency for real-time checks, hands-on experience with Kafka and Apache Flink, and a strong focus on product usability and operational excellence.

Skills

Java Spring Kafka KafkaStreams ApacheFlink JDBC CI/CD Python ML ApacheIceberg OLAP PostgreSQL Redis Docker Kubernetes Prometheus Grafana Git GitHub AWS Azure GoogleCloud

What you'll do

Design technical solutions to optimize latency for real-time risk assessments.
Develop and maintain the risk infrastructure for Instant ACH feature.
Collaborate with data scientists to deploy machine learning models in production.
Ensure robust and reliable real-time monitoring systems for North America.
Implement scalable, resilient distributed systems using Kafka or Apache Flink.

What we're looking for

4+ years of experience in Java, Kotlin, or other JVM-based languages.
Deep knowledge of the Spring framework and expertise in optimizing latency.
Hands-on experience with Kafka, Kafka Streams, or Apache Flink for real-time processing.
Strong understanding of JDBC, database internals, and query optimization techniques.
Experience with CI/CD pipelines and designing scalable distributed systems.
Ability to articulate complex technical concepts to non-technical stakeholders.
Ownership mindset, taking projects from conception to production monitoring.

Market check

Salary context

This listing doesn't show a salary. Similar roles on FindRole typically pay $130,000–$219,600.

Peer median band

$130,000–$219,600

Median floor and ceiling across peers.

Typical midpoint (25–75%)

$138,804–$214,500

Middle half of comparable postings.

Based on 240 comparable postings.

* 240 is the maximum number of comparable postings sampled.

Employer

About Wise

Wise (formerly TransferWise) is a global technology company specializing in international money transfers and multi-currency accounts, offering transparent low-cost foreign exchange for individuals and businesses. Industry: Financial Technology & International Payments

Wise currently has 49 open roles on FindRole.

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