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$119,050–$180,500.
Based on 240 similar postings.
Employer
About Chime
Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking
Sr. Analyst, AML Governance joins the Financial Crimes & Identity team to manage the governance framework supporting BSA/AML and OFAC compliance programs. This role involves ensuring that policies, procedures, and reporting structures align with regulatory expectations, partner bank obligations, and internal risk appetites. The analyst will lead governance routines, oversee executive reporting, track program risks, and draft essential policy documentation. Day-to-day responsibilities include managing audit responses, coordinating remediation efforts, and performing root cause analyses for issue management. To succeed, the candidate must possess expertise in FinCEN, OCC, and FFIEC requirements within consumer banking or payments. Required skills include high-level written communication, program management, and experience with risk assessments. Preferred technical proficiencies include SQL, BI platforms like Looker or Tableau, GRC tools such as Archer or Workiva, and familiarity with transaction monitoring and sanctions screening systems.
Develop and enhance governance frameworks for BSA/AML and OFAC programs to ensure regulatory compliance and clear accountability.
Manage executive reporting, committee routines, and escalation processes within a fast-paced regulatory environment.
Track and report on program risks, control effectiveness, and remediation plans to support informed decision-making.
Draft and maintain internal policies, standards, and procedures aligned with regulatory requirements and partner bank obligations.
Monitor regulatory developments and implement necessary updates to internal policies and controls.
Prepare documentation and evidence for regulatory exams, audits, and bank partner reviews.
Manage the end-to-end issue lifecycle, including root cause analysis, corrective action plan design, and validation.
Identify opportunities to automate and streamline governance processes across the financial crimes function.
What we're looking for
5+ years of experience in BSA/AML and OFAC compliance within a fintech, bank, or regulated financial institution.
Deep working knowledge of FinCEN, OCC, and FFIEC requirements with experience in consumer banking, payments, or lending.
Experience supporting regulatory examinations, internal/external audits, and bank partner reviews including request management and evidence collection.
Hands-on issues management experience including authoring corrective action plans and tracking remediation to closure.
Experience contributing to enterprise-wide BSA/AML and sanctions risk assessments using inherent risk scoring and control effectiveness ratings.
Proven ability to draft policies, manage executive reporting, and provide independent challenge within a three lines of defense model.
Strong program management skills with the ability to influence cross-functional teams including Legal, Risk, Product, and Engineering.
Experience in sponsor-bank/BaaS models, proficiency with SQL or GRC platforms, and CAMS or CFCS certifications (preferred).
Excel
Microsoft Power Automate
SharePoint
Microsoft Word
PowerPoint
AI-enabled tools
Automation
GDPR
LGPD
Risk Assessment
Compliance Monitoring
Process Improvement
Data Integrity
Project Management
SQL
Python
Machine Learning
Data Mining
Data Visualization
Statistical Modeling
Data Infrastructure
AI-assisted workflows
Risk Management
Scripting Languages
SQL
Python
Databricks
Snowflake
BSA/AML
Transaction Monitoring
Case Management
System Configuration
Control Testing
Model Tuning
Change Management
Audit Readiness