Software Engineer, AI Financial Partner

Chime

Confirmed live today High trust
Hybrid

Quick summary

Work type
Hybrid
Location
San Francisco, CA
Salary
$133,000–$184,000 / yr
Posted
7 days ago
Freshness
Confirmed live today

Market check

Salary context

Below market

How this pay compares to similar roles

Similar $205k
This role $158k
$120k $255k
below market most similar roles pay here above market

This role pays less than 85% of similar roles. Most pay $169,050–$241,750 — the blue band above. At the midpoint, this role pays about $158k versus about $205k for comparable roles.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 37 open roles on FindRole.

Listed pay typically runs $164,000–$244,000 across 37 roles with salary data.

Most-posted roles

View all roles at Chime

At a glance

TL;DR · Software Engineer, AI Financial Partner

Software Engineer, Jade Foundation - AI Financial Partner will join the team responsible for Jade, an AI financial partner designed to help members manage their money. You will design, build, and test backend services and APIs, creating integrations that connect AI models with member data and tools. Day-to-day tasks include owning scoped features from design through rollout, contributing to automated evaluations to measure model behavior, and improving system reliability and observability. The role requires proficiency in backend languages like Python, Go, or Ruby, along with experience in databases and distributed systems. You will solve technical problems involving service communication, latency, and consistency. Preferred skills include familiarity with large language models, prompts, and frameworks such as LangChain, LangGraph, or Amazon Bedrock to enhance the AI-powered product experience.

What does a Software Engineer earn in California?

Median $214500 from 1116 postings across 75 companies.

See salary data

What you'll do

  • Design, build, and test backend services and APIs to power AI capabilities.
  • Build integrations connecting AI models with member data, tools, and Chime services.
  • Own scoped features from technical design through implementation and rollout.
  • Contribute to automated evaluations and experiments to measure model behavior and quality.
  • Improve system reliability, performance, and observability while investigating production issues.
  • Write clean, maintainable, and well-tested code in a production environment at scale.

What we're looking for

  • 2+ years of experience developing software in a production environment at scale.
  • Proficiency in a backend programming language such as Python, Go, or Ruby to write clean, maintainable, and well-tested code.
  • Experience building backend services or applications, including working with APIs and databases.
  • Understanding of distributed systems fundamentals, including service communication, reliability, and trade-offs around latency, consistency, and scale.
  • Strong systems thinking to reason about component integration, data flow, and potential failure points.
  • Strong problem-solving and debugging skills to break work into manageable steps and explain technical choices.
  • Experience with Python and its backend development ecosystem (preferred).
  • Familiarity with large language models, AI evaluations, and frameworks like LangChain or Amazon Bedrock (preferred).

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