Senior Product Manager, Decisioning & Automation

Upstart

Confirmed live yesterday Trusted
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$162,100–$224,500 / yr
Posted
81 days ago
Freshness
Confirmed live yesterday
Closes
Jan 22, 2027

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $197k
This role $193k
$151k $241k
below market most similar roles pay here above market

This role pays less than 55% of similar roles. Most pay $177,250–$216,000 — the blue band above. At the midpoint, this role pays about $193k versus about $197k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 54 open roles on FindRole.

Listed pay typically runs $166,900–$230,900 across 53 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Product Manager, Decisioning & Automation

The Senior Product Manager, Decisioning & Automation joins the Home Lending team to scale the Home Equity Line of Credit business. You will own the strategy and execution of the underwriting and verification experience, focusing on increasing applicant conversion and reducing costs while maintaining high risk standards. Your day-to-day involves defining backend logic for decisioning systems, translating risk and compliance needs into requirements, and expanding borrower eligibility. You will build intelligent systems that optimize operational efficiency and portfolio quality by balancing data accuracy with friction. Key responsibilities include leveraging new data sources and Machine Learning, including LLMs, to increase automation and instant approvals. You must demonstrate strong product sense, quantitative analysis, and the ability to design complex backend systems to solve specific lending and risk trade-offs.

What does a Product Manager earn in Remote?

Median $206400 from 126 postings across 34 companies.

See salary data

What you'll do

  • Own the strategy and roadmap for streamlining the decisioning and verification experience.
  • Translate risk, capital, compliance, and borrower-experience needs into clear requirements and launch plans.
  • Collaborate with Capital, Compliance, Risk, and ML teams to expand underwriting guidelines.
  • Define and evolve backend logic for underwriting to capture all aspects of borrower risk.
  • Balance system accuracy with user friction by managing data vs. uncertainty tradeoffs.
  • Increase automation and instant approvals by leveraging new data sources and machine learning models.
  • Reduce manual human work while increasing the speed and quality of the HELOC underwriting process.

What we're looking for

  • 5+ years of product management experience on fast-moving, customer-obsessed teams.
  • Demonstrated ability to drive business outcomes through a balance of quantitative metrics and qualitative insight.
  • Strong product sense with experience authoring and executing multi-quarter roadmaps.
  • Rigorous, analytical problem solver with clear, concise, and persuasive communication skills.
  • Ownership and growth mindset with the ability to act like an owner and seek constant improvement.
  • Stellar communication and collaboration skills to partner with cross-functional teams and surface trade-offs.
  • Experience designing complex backend systems that drive direct business results (preferred).
  • Experience partnering closely with Machine Learning teams (preferred).

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