Senior Product Manager, HELOC Decisioning

Upstart

Confirmed live yesterday High trust
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$162,100–$224,500 / yr
Posted
36 days ago
Freshness
Confirmed live yesterday
Closes
Dec 8, 2026

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $195k
This role $193k
$154k most similar roles pay here $238k

This role pays more than 51% of similar roles. Most pay $172,208–$217,800 — the shaded band above. At the midpoint, this role pays about $193k versus about $195k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 73 open roles on FindRole.

Listed pay typically runs $166,900–$230,450 across 72 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Product Manager, HELOC Decisioning

As a Senior Product Manager, HELOC Decisioning, you will join the Home Lending team to scale the Home Equity Line of Credit business by improving underwriting and verification experiences. You will own the strategy and roadmap for streamlining decisioning processes, translating requirements from risk, capital, compliance, and machine learning into actionable plans. Your daily work involves defining backend logic for underwriting systems, expanding borrower eligibility, and increasing automation through new data sources and machine learning models, including LLMs. The role requires a balance of quantitative metrics and qualitative insight to manage trade-offs between accuracy and friction. You will collaborate cross-functionally to build intelligent decisioning systems that optimize conversion and operational efficiency while maintaining high risk standards for the capital markets business. Key skills include complex backend system design and experience partnering with machine learning teams.

What does a Product Manager earn in Remote?

Median $207754 from 108 postings across 33 companies.

See salary data

What you'll do

  • Own the strategy and roadmap for streamlining the decisioning and verification experience.
  • Translate risk, capital, compliance, and borrower experience needs into clear requirements and launch plans.
  • Partner with cross-functional teams to expand underwriting guidelines and reach new borrower segments.
  • Define and evolve backend logic for underwriting systems to capture all aspects of borrower risk.
  • Balance technical accuracy with user friction when determining the necessary amount of data for risk assessment.
  • Increase automation and instant approvals by leveraging new data sources and machine learning models.
  • Utilize LLMs and other technologies to reduce manual human work in the underwriting process.

What we're looking for

  • Must have 5+ years of product management experience on fast-moving, customer-obsessed teams.
  • Ability to drive business outcomes using a balance of quantitative metrics and qualitative insight.
  • Experience authoring and executing multi-quarter roadmaps with an understanding of downstream consequences.
  • Proven ability as a rigorous, analytical problem solver with clear and persuasive communication skills.
  • Must demonstrate an ownership and growth mindset with the ability to collaborate across cross-functional teams.
  • Experience designing complex backend systems that drive direct business results (preferred).
  • Experience partnering closely with Machine Learning teams (preferred).

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