Senior Product Manager, HELOC Decisioning

Upstart

Confirmed live yesterday High trust
Remote

Quick summary

Work type
Remote
Location
Canada
Salary
$162,100–$224,500 / yr
Posted
36 days ago
Freshness
Confirmed live yesterday
Closes
Dec 8, 2026

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $195k
This role $193k
$154k most similar roles pay here $238k

This role pays more than 51% of similar roles. Most pay $172,208–$217,800 — the shaded band above. At the midpoint, this role pays about $193k versus about $195k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 73 open roles on FindRole.

Listed pay typically runs $166,900–$230,450 across 72 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Product Manager, HELOC Decisioning

As a Senior Product Manager, HELOC Decisioning on the Home Lending team, you will own the strategy and execution of the underwriting and verification experience for homeowners seeking equity. You will partner with engineering, risk, machine learning, capital, and compliance teams to expand borrower eligibility, increase automation, and provide instant approvals. Your daily work involves defining backend logic for decisioning systems, translating complex requirements into actionable roadmaps, and balancing risk trade-offs against user friction. To succeed, you must possess strong product sense, analytical problem-solving skills, and experience with multi-quarter planning. The role specifically requires expertise in designing complex backend systems and collaborating with machine learning teams to integrate new data sources and LLMs. You will solve the challenge of streamlining the HELOC process while maintaining high risk standards for a capital markets business.

What does a Product Manager earn in Remote?

Median $207754 from 108 postings across 33 companies.

See salary data

What you'll do

  • Own the strategy and roadmap for streamlining the decisioning and verification experience.
  • Translate risk, capital, compliance, and borrower experience needs into clear requirements and launch plans.
  • Partner with cross-functional teams to expand underwriting guidelines and reach new borrower segments.
  • Define and evolve backend logic for underwriting systems to capture all aspects of borrower risk.
  • Balance the trade-off between data accuracy and user friction in decisioning systems.
  • Increase automation and instant approvals by leveraging new data sources and machine learning models.
  • Utilize LLMs and other technologies to reduce manual work while improving speed and quality.

What we're looking for

  • You must have at least 5 years of product management experience on fast-moving, customer-obsessed teams.
  • You must demonstrate the ability to drive business outcomes using a balance of quantitative metrics and qualitative insight.
  • You must possess strong product sense and experience authoring and executing multi-quarter roadmaps.
  • You must be an analytical problem solver with clear, concise, and persuasive communication skills.
  • You should have experience designing complex backend systems that drive direct business results.
  • You should have experience partnering closely with Machine Learning teams.

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