Senior Data Scientist, Referrals

Chime

Confirmed live yesterday High trust
Hybrid

Quick summary

Work type
Hybrid
Location
San Francisco, CA
Posted
25 days ago
Freshness
Confirmed live yesterday

Market check

Salary context

How this pay compares to similar roles

Similar $165k
$96k most similar roles pay here $234k

This listing doesn't post a salary. Most similar roles pay $129,875–$199,850.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 35 open roles on FindRole.

Most-posted roles

View all roles at Chime

At a glance

TL;DR · Senior Data Scientist, Referrals

Senior Data Scientist, Referrals joins the Referrals team to analyze how member-to-member advocacy and dual-sided incentives drive acquisition and long-term value. This role focuses on measuring, optimizing, and scaling spend across the referral channel by developing forecasting models for volume and LTV, designing geo experiments and holdouts to quantify incrementality, and building dashboards to track CAC and conversion. The successful candidate will navigate complex attribution challenges involving organic word-of-mouth overlap and privacy constraints in a cross-device environment. Required skills include advanced SQL, proficiency in Python or R, and experience with causal inference methods. The role involves collaborating with Data Engineering to improve data quality while translating technical findings into actionable recommendations for leadership. This position addresses the specific challenge of distinguishing true referral impact from organic growth within a fintech context.

What does a Data Scientist earn in California?

Median $208978 from 66 postings across 27 companies.

See salary data

What you'll do

  • Define KPIs and measurement frameworks for referral campaigns and target audiences.
  • Size and scope referral campaigns by translating acquisition goals into spend, volume, and ROI projections.
  • Build and maintain forecasting models to project member acquisition, cost, and LTV under various scenarios.
  • Develop attribution models that reconcile platform data with actual member behavior and organic word-of-mouth.
  • Design and analyze geo experiments, holdouts, and lift studies to quantify incremental growth.
  • Create dashboards to provide visibility into spend, CAC, funnel conversion, and downstream LTV.
  • Partner with Data Engineering to improve tracking, data quality, and underlying data pipelines.
  • Translate complex data analyses into actionable recommendations for cross-functional leadership.

What we're looking for

  • 4+ years of experience in referral programs and in marketing, growth, or product analytics.
  • Experience in FinTech (preferred).
  • Experience with marketing campaign planning and sizing to estimate spend, volume, and unit economics.
  • Experience building forecasting models for a marketing or growth channel including scenario sensitivity.
  • Strong experience designing and evaluating incrementality tests such as geo experiments and holdouts.
  • Working knowledge of causal inference methods and techniques for isolating organic from incentive-driven behavior.
  • Advanced SQL skills and proficiency in Python or R for analysis and modeling.
  • Experience building dashboards in Looker, Tableau, or similar BI tools to drive decision-making.

More like this

Similar roles

Senior Data Scientist

Intuit

Mountain View, CA 15 days ago $162,500$220,000
SQL Redshift Spark Hive BigQuery Tableau Qlik Dash A/B Testing Causal Inference GenAI Data Visualization Product Analytics Web Analytics
4+ yrs exp

Senior Data Scientist

Intuit

San Diego, CA +1 92 days ago $162,500$220,000
Machine Learning Causal Inference Python SQL R Generative AI Deep Learning Time-series Forecasting Uplift Modeling A/B Testing Bayesian Inference Tableau Qlik Experimental Design Predictive Modeling Econometrics Data Visualization
4+ yrs exp

Senior Marketing Decision Scientist II

Instacart

Remote (CA, Canada) 106 days ago $168,000$177,500
SQL Python R Looker Tableau Mode Snowflake BigQuery Redshift Git dbt Airflow PyMC Stan MMM MTA Causal Inference CRM Analytics
6+ yrs exp Remote

Senior Marketing Decision Scientist II

Instacart

Remote 106 days ago $201,000$212,000
SQL Python R Looker Tableau Mode Snowflake BigQuery Redshift Git dbt Airflow PyMC Stan MMM MTA Causal Inference CRM Analytics
6+ yrs exp Remote

Senior Data Scientist

Walmart

Seattle, WA 147 days ago $108,000$216,000
Python SQL Java Machine Learning Statistics Spark Scala R scikit learn TensorFlow Data Visualization Natural Language Processing Recommendation Systems Optimization Models WCAG) 2.2 AA
3+ yrs exp

Senior Data Scientist

Alloy

New York, NY 157 days ago $212,000$251,000
Machine Learning Python SQL Feature Engineering Tree-based Models Looker Model Evaluation Production ML Workflows Dashboards Fraud Detection
8+ yrs exp Hybrid