Senior Data Scientist, Predictive Modeling, Credit & Risk

Carvana

Quick summary

Work type
On-site
Location
Tempe, AZ
Posted
14 days ago

Market check

Salary context

How this pay compares to similar roles

Similar $167k
$114k most similar roles pay here $231k

This listing doesn't post a salary. Most similar roles pay $134,250–$199,850.

Based on 240 similar postings.

Employer

About Carvana

Carvana is an e-commerce platform for buying and selling used cars, offering customers a fully online purchasing experience with home delivery, financing, and vehicle trade-ins through its network of automated car vending machines and inspection centers.

Carvana currently has 25 open roles on FindRole.

Most-posted roles

View all roles at Carvana

At a glance

TL;DR · Senior Data Scientist, Predictive Modeling, Credit & Risk

Carvana is seeking a Senior Data Scientist specializing in predictive modeling within its Credit & Risk team in Tempe, AZ. This senior individual contributor will enhance the technical capabilities of core credit and risk models by developing, validating, and deploying advanced machine learning techniques such as gradient boosting, representation learning, and transformer-based approaches. Day-to-day responsibilities include leveraging structured and unstructured data to improve model accuracy, collaborating with data engineering teams for production readiness, and translating successful work into reusable patterns across the organization. Ideal candidates have 5-8+ years of experience in deploying predictive models in production environments, fluency in Python and SQL, and a strong background in modern machine learning techniques. Experience in credit risk modeling and integrating unstructured data is preferred.

What you'll do

  • Improve core credit and risk models through incremental advancements.
  • Design and deploy advanced machine learning models using various techniques.
  • Validate new modeling ideas in production to measure their impact.
  • Build rigorous evaluation frameworks for guiding model iteration.
  • Translate successful work into reusable patterns across other teams.
  • Ensure models are production-ready, scalable, and maintainable.

What we're looking for

  • 5+ years of experience building and deploying predictive models in production.
  • Expertise in modern machine learning techniques like LightGBM/XGBoost, neural networks.
  • Strong statistical intuition with ability to reason about bias/variance tradeoffs.
  • Fluency in Python and SQL with a focus on production-quality coding standards.
  • Proven track record of delivering iterative improvements to predictive models.

More like this

Similar roles

Data Scientist Senior - Data, Modeling & Analytics

PNC

PA +2 16 days ago $91,000$169,000
Python PyTorch Spark SQL MLOps CI NLP LLM Transfer_learning Transformer_models Data_collection Data_cleaning Experiment_tracking Big_data_platforms Cloud_native_deployment Probability Optimization Information_theory Linear_algebra Visualization_technologies

Senior Data Scientist - Credit

Plaid

Seattle 34 days ago $190,800$262,800
No specific skills listed SQL Python Docker Kubernetes AWS CI/CD Git PostgreSQL Redis Scrum

Senior Data Scientist - Credit

Plaid

New York City, NY 34 days ago $190,800$262,800
Python Docker Kubernetes AWS CI/CD PostgreSQL Redis Git Jenkins Terraform Ansible Prometheus Grafana

Senior Data Scientist - Credit

Plaid

San Francisco 34 days ago $190,800$262,800
Python SQL Docker Kubernetes AWS CI/CD Git PostgreSQL Redis Scikit-learn Pandas NumPy Jupyter Flask GraphQL