Risk Manager, Payments Risk Integration, Strategy, and Modernization

Capital One Financial

Confirmed live yesterday High trust
Hybrid

Quick summary

Work type
Hybrid
Location
McLean, VARichmond, VA
Salary
$151,900–$173,400 / yr
Posted
3 days ago
Freshness
Confirmed live yesterday

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $183k
This role $163k
$136k most similar roles pay here $230k

This role pays less than 63% of similar roles. Most pay $145,183–$220,637 — the shaded band above. At the midpoint, this role pays about $163k versus about $183k for comparable roles.

Based on 240 similar postings.

Employer

About Capital One Financial

Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking

Capital One Financial currently has 886 open roles on FindRole.

Listed pay typically runs $197,300–$225,100 across 880 roles with salary data.

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View all roles at Capital One Financial

At a glance

TL;DR · Risk Manager, Payments Risk Integration, Strategy, and Modernization

Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) joins the Enterprise Payments Risk Integration, Strategy, and Modernization team to drive risk mitigation across strategic and emerging payments initiatives. This role involves serving as a key risk thought partner for new business activities while overseeing payment lifecycle risks for ACH, Wire, Cards, and Real-Time Payments. The manager will document use cases, ensure adherence to risk policies, and identify opportunities to modernize the landscape through automation technologies like RPA, natural language processing, predictive risk analytics, and Gen AI capabilities. Success requires a deep understanding of payment networks and regulatory environments combined with strong project management and stakeholder influence skills. The position focuses on solving complex problems at the intersection of payments and technology by implementing automated workflows to enhance monitoring efficiency across diverse business lines.

What you'll do

  • Serve as a risk thought partner for new business initiatives and emerging payment activities.
  • Evaluate AI capabilities, smart automation, and advanced analytics to modernize the payments risk landscape.
  • Document payment use cases and ensure business units adhere to risk policies and standards.
  • Identify and deploy automation tools like RPA and NLP to streamline manual governance and monitoring.
  • Partner with cross-functional teams to assess risks across ACH, Wire, Cards, and Real-Time Payments.
  • Implement Gen AI capabilities and automated workflows to enhance risk monitoring efficiency.
  • Manage the integration of new products while ensuring a risk-first approach to modernization.

What we're looking for

  • High School Diploma, GED, or equivalent certification.
  • At least 3 years of experience in risk management, audit, or governance.
  • At least 4 years of experience in the banking or financial industry.
  • At least 2 years of experience supporting, partnering, and interacting with internal and external stakeholders.
  • Bachelor’s Degree or Military experience (preferred).
  • At least 4 years of experience in risk management, audit, or governance (preferred).
  • At least 5 years of project management experience leading cross-functional projects and programs (preferred).
  • At least 3 years of experience managing senior level stakeholders, working in payments, people leadership, or process management (preferred).
  • Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification (preferred).

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