Principal Software Engineer, Cash Line

What you'll do

• Design and build core backend systems for a new revolving credit product.
• Own distributed services supporting underwriting, pricing, and servicing with reliability.
• Translate complex requirements into scalable technical systems balancing speed and risk.
• Partner with machine learning teams to integrate AI-driven decisioning in real-time flows.
• Work across the full lifecycle of credit from acquisition through funding and servicing.
• Shape architectural decisions in a greenfield environment while integrating mature systems.

What we're looking for

• Strong experience designing distributed systems and event-driven architectures.
• Proficiency in object-oriented languages and building service-oriented APIs.
• Experience shipping consumer-facing features with a focus on reliability and latency.
• Ability to work effectively in ambiguous environments with evolving requirements.
• Strong cross-functional collaboration skills, especially with product and finance teams.
• Active use of AI tools and understanding of how AI reshapes software development.
• Exceptional communication and alignment skills across multiple functions.