Principal Product Manager, Real-Time Payments Platform

SoFi

Quick summary

Work type: On-site
Location: Seattle, WASan Francisco, CA
Salary: $163,200–$280,500 / yr
Posted: 63 days ago
Nearby: 99+ roles within 25 mi

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Salary context

Competitive pay

How this pay compares to similar roles

Similar $205k

This role $222k

$149k most similar roles pay here $295k

This role pays more than 60% of similar roles. Most pay $171,762–$238,850 — the shaded band above. At the midpoint, this role pays about $222k versus about $205k for comparable roles.

Based on 237 similar postings.

Employer

About SoFi

SoFi Technologies is a fintech company offering student and personal loans, mortgages, credit cards, investing, banking, and insurance products, positioning itself as a one-stop financial services platform. Industry: Financial Technology & Personal Finance

SoFi currently has 36 open roles on FindRole.

Listed pay typically runs $153,600–$258,500 across 36 roles with salary data.

Most-posted roles

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At a glance

TL;DR · Principal Product Manager, Real-Time Payments Platform

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As a Principal Product Manager at SoFi's Bank Platform team, you will lead the development of SoFi’s real-time payments platform, enabling instant money movement for both consumer and commercial clients. Your responsibilities include defining the strategic vision, scaling capabilities across various business lines, ensuring compliance with risk and regulatory requirements, managing vendor relationships, driving operational excellence, and measuring performance metrics. You must have extensive experience in financial infrastructure and payment systems, including a deep understanding of FedNow, Fedwire, RTP, ACH, and card-based instant payments. Additionally, you should possess platform product management expertise, payment orchestration skills, and strong analytical abilities to define and track key metrics. Familiarity with Galileo’s Payment Hub or similar core banking processors is beneficial, as well as experience in both consumer and commercial use cases.

Skills

AWS Kubernetes Terraform Python PostgreSQL CI/CD Prometheus Grafana Galileo FedNow Fedwire RTP ACH Visa_Direct Mastercard_Send AML KYC OFAC Reg_E SQL

What you'll do

Own the vision and strategy for SoFi's real-time payments platform.
Scale real-time payment capabilities across all business lines within SoFi.
Ensure secure, compliant, and resilient real-time payments through partnerships.
Manage relationships with key vendors to meet SoFi’s needs effectively.
Drive operational excellence by defining SLAs and monitoring platform health.
Define and measure critical metrics for transaction success and reliability.

What we're looking for

8+ years of product management experience in payments, financial infrastructure, or money movement platforms.
Deep understanding of payment rails including FedNow, Fedwire, RTP, ACH, and card-based instant payments.
Experience building platform products serving multiple internal or external customers with API thinking.
Expertise in payment orchestration, including routing logic, fallback strategies, and transaction lifecycle management.
Strong vendor and partner management skills for processors, networks, and infrastructure vendors.
Comfortable with compliance and risk requirements for real-time payments, including AML/KYC/OFAC and Reg E.

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