As a Principal Associate Data Scientist on the US Card DFS Acquisitions Integration team, you will lead the development and deployment of advanced machine learning models to enhance core underwriting decisions in credit card acquisitions. Your day-to-day responsibilities include collaborating with cross-functional teams such as data engineers, product managers, and analysts to ideate, build, and scale predictive models that integrate COF and Discover populations. You will ensure compliance with model risk standards while driving innovation through continuous improvement of existing models. The role requires expertise in big data handling, statistical analysis, and proficiency in Python or R for modeling. Additionally, experience with cloud platforms like AWS or Azure is essential as you work on large-scale datasets to solve complex business challenges in the credit card industry.
Develop and refine machine learning models to support underwriting decisions in credit card acquisitions.
Ensure compliance with model risk standards and integrate insights into the COF ecosystem.
Collaborate on scaling solutions by combining COF and Discover populations for enhanced value.
Own the full lifecycle of data science projects, from development through monitoring and governance.
Innovate continuously to improve model robustness and adaptability in dynamic environments.
What we're looking for
Extensive experience in building and deploying machine learning models.
Strong background in statistical analysis and data-driven decision-making.
Proficiency with big data technologies and large-scale data processing.
Expertise in model risk management and regulatory compliance standards.
Experience collaborating with cross-functional teams on complex projects.
Market check
Salary context
This
$161,800–$184,600
range sits above
63%
of similar postings on FindRole.
Peer median band
$112,800–$220,000
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$139,225–$198,000
Middle half of comparable postings.
Based on 240 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Capital One Financial
Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking
Capital One Financial currently has
489 open roles
on FindRole.
Listed pay typically runs
$197,300–$225,100
across 483 roles with salary data.