As a Principal Associate in Data Science at Capital One’s US Card Intelligence Segments team, you will work on developing advanced machine learning models to support critical underwriting decisions. Your day-to-day responsibilities include creating predictive models that forecast customer card usage trends and applying innovative explainability techniques to uncover valuable insights from complex data sets. You will also develop robust frameworks for AI-driven decision-making in a highly regulated environment while collaborating with cross-functional teams comprising experts from various disciplines such as machine learning engineering, product management, and credit analysis. Ideal candidates possess a strong background in applied research fields, creativity, statistical expertise, and experience with distributed computing and model explainability techniques. This role involves working on large-scale datasets to solve complex business problems within the financial services industry.
Skills
Python
R
SQL
Pandas
Scikit-learn
TensorFlow
Keras
Spark
Hadoop
Docker
CI/CD
AWS
Azure
Git
Jupyter Notebook
Prometheus
Grafana
Explainable AI
What you'll do
Develop predictive models to forecast credit outcomes in dynamic economic conditions.
Apply advanced explainability techniques to extract insights from complex models.
Create frameworks for AI-driven decision-making in a highly regulated industry.
Work on cross-functional teams with diverse expertise and backgrounds.
Innovate new approaches to data science challenges within the financial sector.
What we're looking for
Master’s Degree in an applied research field plus 3 years of data science experience or PhD in a related field.
Develop predictive models to forecast credit outcomes in dynamic economic conditions.
Apply advanced explainability techniques to complex models for identifying insights.
Create frameworks for AI-based decision-making in regulated industries.
Experience with distributed computing and model explainability is preferred.
Market check
Salary context
This
$161,800–$184,600
range sits above
65%
of similar postings on FindRole.
Peer median band
$112,800–$220,000
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$135,000–$195,542
Middle half of comparable postings.
Based on 240 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Capital One Financial
Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking
Capital One Financial currently has
489 open roles
on FindRole.
Listed pay typically runs
$197,300–$225,100
across 483 roles with salary data.