As a Principal Associate Data Scientist on the Valuations team at Mainstreet Acquisitions, you will drive innovation in credit underwriting by developing and deploying advanced valuations models. Your day-to-day responsibilities include experimenting with statistical methodologies to enhance model performance, leveraging alternative data sources for feature engineering, and collaborating with cross-functional teams to establish standards for new modeling approaches. You will work closely with LOB underwriting teams, data science groups, enterprise platforms, legal compliance, and risk management to deliver cutting-edge solutions that improve lending decisions. The role requires expertise in Python, Conda, AWS, Spark, and other technologies to handle large datasets effectively. Ideal candidates are customer-focused innovators who thrive in a collaborative environment, bringing creativity and technical prowess to solve complex business problems in the realm of credit underwriting.
Skills
Python
AWS
Spark
Conda
CI/CD
SQL
NoSQL
Machine Learning
Data Visualization
Feature Engineering
Model Governance
Risk Management
Alternative Data Sources
Statistical Methodologies
Collaborative Tools
What you'll do
Conduct model development using various statistical methodologies to enhance performance.
Enhance in-market models by leveraging alternative data sources and feature engineering techniques.
Develop advanced credit underwriting models for next-generation solutions.
Establish standards for new modeling approaches consistent with organizational values.
Collaborate with stakeholders across the enterprise to deliver innovative data products.
What we're looking for
Conduct model development using various statistical methodologies.
Enhance in-market models by leveraging alternative data sources and feature engineering techniques.
Collaborate with stakeholders to establish standards for new modeling approaches.
Utilize a broad technology stack including Python, AWS, and Spark.
Possess strong technical skills and statistical expertise.
Market check
Salary context
This
$161,800–$184,600
range sits above
59%
of similar postings on FindRole.
Peer median band
$123,650–$220,000
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$145,200–$204,725
Middle half of comparable postings.
Based on 240 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Capital One Financial
Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking
Capital One Financial currently has
489 open roles
on FindRole.
Listed pay typically runs
$197,300–$225,100
across 483 roles with salary data.