The Principal Associate, Data Scientist role at Discover Card Customer Management involves integrating models from both Discover and Capital One to optimize the underwriting process for the Discover Card portfolio. This senior-level position requires leveraging Python, Conda, AWS, H2O, Spark, and other technologies to analyze vast datasets and derive actionable insights. The ideal candidate will have strong interpersonal skills to communicate complex findings effectively while being proficient in machine learning and SQL. With a focus on big data analysis and statistical modeling, this role demands creativity and a customer-first mindset to address the business challenges of managing large-scale financial models.
Skills
Python
AWS
H2O
Spark
SQL
Scala
R
Machine_Learning
CI/CD
What you'll do
Analyze large datasets using Python, Conda, AWS, H2O, and Spark.
Develop machine learning models to underwrite Discover Card portfolio.
Integrate Discover’s and Capital One’s models for optimal performance.
Translate complex data insights into actionable strategies for stakeholders.
Maintain and manage existing predictive models used in card underwriting.
What we're looking for
At least 3 years of experience in Python, Scala, or R.
Strong proficiency with machine learning techniques and tools.
Extensive experience working with SQL databases.
Ability to handle and analyze large datasets ("big data").
Excellent interpersonal skills for complex problem translation.
Market check
Salary context
This
$147,100–$167,900
range sits above
37%
of similar postings on FindRole.
Peer median band
$112,800–$219,300
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$132,000–$198,000
Middle half of comparable postings.
Based on 240 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Capital One Financial
Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking
Capital One Financial currently has
489 open roles
on FindRole.
Listed pay typically runs
$197,300–$225,100
across 483 roles with salary data.