Model Governance Lead, Credit

Plaid

Confirmed live today High trust

Quick summary

Work type: On-site
Location: San Francisco, CASeattle, WANew York, NY
Salary: $207,600–$306,600 / yr
Posted: 6 days ago
Freshness: Confirmed live today
Nearby: 99+ roles within 25 mi

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $207k

This role $257k

$141k $324k

below market most similar roles pay here above market

This role pays more than 82% of similar roles. Most pay $173,125–$240,312 — the blue band above. At the midpoint, this role pays about $257k versus about $207k for comparable roles.

Based on 240 similar postings.

Employer

About Plaid

Plaid is a financial technology company that builds a data network powering digital finance applications, enabling consumers to securely connect their financial accounts to apps and services. Industry: Financial Technology & Data Infrastructure

Plaid currently has 70 open roles on FindRole.

Listed pay typically runs $190,800–$262,800 across 70 roles with salary data.

Most-posted roles

View all roles at Plaid

At a glance

TL;DR · Model Governance Lead, Credit

Role Posting Log in to save

The Model Governance Lead, Credit joins the team driving the evolution of Model Governance for Plaid’s Credit products. This role involves owning and executing the model governance program to ensure that models supporting Credit Score and Insights products are conceptually sound, appropriately validated, and well-documented. You will independently assess data, features, performance, stability, and intended use while identifying weaknesses and creating actionable remediation plans. You will partner with Product, Data Science, and Engineering teams to strengthen development and validation practices. Required skills include experience in model risk management, model validation, or Data Science, with deep knowledge of models built for credit purposes. You must understand machine learning concepts like XGBoost, foundation models, and neural networks to support the responsible use of machine learning for credit scores and attributes.

Skills

Model Governance Model Risk Management Model Validation Machine Learning XGBoost Neural Networks Foundation Models Data Science Model Development

What you'll do

Own and execute the Model Governance program for Plaid’s Credit products.
Assess the conceptual soundness, data, features, performance, and stability of credit models.
Identify model weaknesses and translate them into clear, actionable remediation plans.
Provide thoughtful challenge to model owners regarding complex modeling decisions and risks.
Create rigorous documentation to help customers understand and trust the underlying credit models.
Partner with Product, Data Science, and Engineering teams to strengthen model development practices.
Shape the responsible use of machine learning for new credit scores and attributes.

What we're looking for

7+ years of experience building and owning a model governance program.
Experience in model validation, model risk management, model development, or Data Science.
Deep knowledge of models built for credit purposes.
Strong understanding of machine learning modeling concepts, techniques like XGBoost, and rigorous model validation.
Familiarity with newer modeling techniques, such as foundation models and neural networks.
Experience assessing data and feature inputs, conceptual soundness, model performance, stability, limitations, and appropriateness of use.
Experience working at a FinTech is a plus (preferred).

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