Credit Risk Manager

Upstart

Remote

Quick summary

Work type
Remote
Location
Remote
Salary
$145,300–$231,300 / yr
Posted
2 days ago
Closes
Sep 16, 2026

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $176k
This role $188k
$125k most similar roles pay here $243k

This role pays more than 59% of similar roles. Most pay $136,130–$215,087 — the shaded band above. At the midpoint, this role pays about $188k versus about $176k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 51 open roles on FindRole.

Listed pay typically runs $172,100–$238,300 across 51 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Credit Risk Manager

As the Credit Risk Oversight Manager at Upstart's Responsible AI Lending team, you will lead the development and maintenance of credit risk monitoring frameworks to assess portfolio performance relative to business plans and policy limits. You will establish key risk indicators and early warning signals for emerging risks, provide credible challenge to model development teams, and partner with Machine Learning, Product, Risk, and Bank leadership to evaluate portfolio performance. Your responsibilities include designing governance processes that meet regulatory expectations, preparing detailed risk analyses, and presenting findings to senior leadership and committees. The role requires a Bachelor's degree in a quantitative field and 7+ years of experience in consumer credit risk management, along with proficiency in data analysis tools like SQL, Python, or R. Ideal candidates have extensive knowledge of machine learning concepts and banking regulatory requirements, as well as the ability to influence cross-functional stakeholders.

What you'll do

  • Develop and maintain credit risk monitoring frameworks to assess portfolio performance.
  • Establish key risk indicators and early warning signals for emerging risks.
  • Provide credible challenge to 1LOD teams on model development and policy adherence.
  • Design governance processes and reporting routines that meet regulatory expectations.
  • Prepare and present portfolio risk analyses to senior leadership and committees.

What we're looking for

  • 7+ years of experience in consumer credit risk management or portfolio analytics.
  • Develop and maintain credit risk monitoring frameworks for portfolio performance assessment.
  • Experience analyzing credit performance across the entire consumer lending lifecycle.
  • Proficiency with data analysis tools like SQL, Python, R for evaluating portfolio risks.
  • Communicate quantitative analyses and risk assessments to senior business leaders effectively.
  • Knowledge of banking regulatory requirements related to consumer credit risk management.

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