Staff Business Analyst, Credit

Plaid

Quick summary

Work type: On-site
Location: San Francisco, CASeattle, WANew York, NY
Salary: $207,600–$306,600 / yr
Posted: 1 day ago
Nearby: 99+ roles within 25 mi

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $152k

This role $257k

$96k most similar roles pay here $329k

This role pays more than 94% of similar roles. Most pay $119,050–$185,350 — the shaded band above. At the midpoint, this role pays about $257k versus about $152k for comparable roles.

Based on 240 similar postings.

Employer

About Plaid

Plaid is a financial technology company that builds a data network powering digital finance applications, enabling consumers to securely connect their financial accounts to apps and services. Industry: Financial Technology & Data Infrastructure

Plaid currently has 78 open roles on FindRole.

Listed pay typically runs $190,800–$262,800 across 76 roles with salary data.

Most-posted roles

View all roles at Plaid

At a glance

TL;DR · Staff Business Analyst, Credit

Role Posting Log in to save

As a Staff Business Analyst on the Credit team, you will work to build bespoke solutions for customers using cash flow-based insights within credit decisioning. Your primary responsibilities include translating Plaid’s credit insights into practical recommendations for lenders and improving customer usage of these data-driven tools through tailored solutions. You will serve as an expert in credit policy implementation, collaborating closely with Data Science, Engineering, and Go-to-Market teams to ensure that Plaid’s credit solutions are both scalable and impactful. This role requires 6–10 years of experience in business analysis or related fields, a deep understanding of credit risk and underwriting models, and hands-on expertise in building real-world credit policies for lenders. Knowledge of the lending lifecycle and data-driven decision-making is essential, with additional value placed on experience with cash flow-based underwriting and alternative data within consumer or SMB lending contexts.

Skills

Python SQL Tableau Excel PowerBI AWS R Credit_Risk_Modeling Data_Analysis Underwriting_Models Alternative_Data Cash_Flow_Analysis Lending_Lifecycle_Optimization Customer_Management Collections_Recoveries Data_Driven_Decisions

What you'll do

Own the process for translating Plaid’s credit insights into practical recommendations for lenders.
Improve customer usage of Plaid insight data through tailored solutions.
Serve as a subject matter expert on credit policy implementation and Plaid’s credit insights.
Translate lender objectives and credit strategies into actionable decisioning recommendations.
Partner cross-functionally to ensure Plaid’s credit solutions are practical, scalable, and impactful.

What we're looking for

6–10 years of experience in business analysis, credit risk, or underwriting.
Deep expertise in developing and maintaining real-world credit policies for lenders.
Strong understanding of the lending lifecycle and optimization strategies.
Proven ability to make data-driven decisions in credit risk management.
Hands-on experience with cash flow-based underwriting or alternative data.

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