Senior Machine Learning Engineer (Research Scientist), Fraud

Plaid

Confirmed live yesterday High trust

Quick summary

Work type
On-site
Location
New York, NYSeattle, WASan Francisco, CA
Salary
$228,960–$315,360 / yr
Posted
49 days ago
Freshness
Confirmed live yesterday

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $220k
This role $272k
$158k $332k
below market most similar roles pay here above market

This role pays more than 85% of similar roles. Most pay $184,937–$254,750 — the blue band above. At the midpoint, this role pays about $272k versus about $220k for comparable roles.

Based on 240 similar postings.

Employer

About Plaid

Plaid is a financial technology company that builds a data network powering digital finance applications, enabling consumers to securely connect their financial accounts to apps and services. Industry: Financial Technology & Data Infrastructure

Plaid currently has 71 open roles on FindRole.

Listed pay typically runs $190,800–$262,800 across 71 roles with salary data.

Most-posted roles

View all roles at Plaid

At a glance

TL;DR · Senior Machine Learning Engineer (Research Scientist), Fraud

The Senior Machine Learning Engineer (Research Scientist) - Fraud joins the Fraud Data team to develop machine learning models that detect and prevent fraud while minimizing friction for legitimate users. In this research role, you will lead applied research to develop next-generation fraud detection models across relational graphs, sequential events, images, and video data. You will research and prototype state-of-the-art approaches including Graph Neural Networks and Transformer-based foundation models. Responsibilities include owning a research roadmap, designing rigorous experiments, and translating prototypes into production-ready solutions. You will utilize Python to build high-quality research prototypes and leverage network-level financial data to uncover insights. The role requires expertise in graph machine learning, sequential modeling, and multimodal learning to solve complex fraud detection problems across the network.

What you'll do

  • Research and prototype state-of-the-art approaches in graph machine learning, sequential modeling, and multimodal learning.
  • Own and execute a research roadmap to translate innovative prototypes into production-ready fraud detection solutions.
  • Design rigorous experiments and evaluation methodologies that reflect real-world fraud dynamics.
  • Explore and evaluate state-of-the-art approaches such as Graph Neural Networks and Transformer-based foundation models.
  • Leverage network-level financial data to uncover new signals and insights for fraud prevention.
  • Partner with Machine Learning Engineers to transition research findings into production systems with measurable impact.
  • Publish and share applied research findings to advance the technical bar for fraud machine learning.

What we're looking for

  • PhD in Machine Learning, AI, Computer Science, Statistics, Applied Mathematics, or a related field (preferred).
  • Equivalent research experience including significant publications, patents, or widely adopted research contributions (preferred).
  • 2–4+ years of relevant industry or research lab experience, ideally post-PhD.
  • Demonstrated research leadership and a track record of translating innovative research into measurable product or business impact.
  • Strong proficiency in Python and experience building high-quality research prototypes for production systems.
  • Demonstrated scientific rigor with strong written and verbal communication skills to communicate complex research findings.
  • Experience in fraud detection, security, risk, or abuse prevention (preferred).
  • Experience with large-scale training, graph systems, and sequential modeling (preferred).

More like this

Similar roles

Senior Machine Learning Engineer, Fraud

Plaid

San Francisco, CA +2 49 days ago $228,960–$315,360
Machine Learning Python SQL PyTorch scikit-learn XGBoost Neural Networks Gradient-Boosted Trees LLMs Generative AI Transformers Feature Engineering Model Deployment Experiment Design Graph-based Systems
7+ yrs exp

Data Scientist, Fraud

Plaid

New York, NY +2 49 days ago $176,400–$226,800
Python SQL Machine Learning Product Analytics Experimentation Backtesting Dashboards Reporting Frameworks ML Lifecycle Feature Pipelines
3+ yrs exp

Senior AI Scientist, Consumer Fraud Risk

Intuit

Mountain View, CA 44 days ago $180,000–$243,500
Machine Learning Deep Learning Python SQL TensorFlow PyTorch AWS GCP MLOps Apache Airflow Vertex AI Scala Data Pipelines Natural Language Processing Time Series Reinforcement Learning Graph Modeling Anomaly Detection
3+ yrs exp

Data Science Manager, Fraud

Plaid

New York, NY +2 49 days ago $216,000–$329,400
Python SQL Statistics Machine Learning Product Analytics Causal Inference dbt Model Interpretability Data Science Analytics Engineering

Senior AI / Machine Learning Engineer, Fraud Prevention

Adobe

San Jose, CA +5 24 days ago $151,800–$265,350
Machine Learning Python SQL PyTorch LLMs AI Agents Anomaly Detection Feature Engineering Distributed Systems Data Pipelines Real-time Decisioning Data Infrastructure
8+ yrs exp Hybrid