Manager, Venmo BNPL Credit Risk Strategy

PayPal

Hybrid

Quick summary

Work type: Hybrid
Location: Chicago, IL
Salary: $160,500–$238,700 / yr
Posted: 3 days ago
Nearby: 99+ roles within 25 mi

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $178k

This role $200k

$126k most similar roles pay here $251k

This role pays more than 63% of similar roles. Most pay $138,250–$217,800 — the shaded band above. At the midpoint, this role pays about $200k versus about $178k for comparable roles.

Based on 239 similar postings.

Employer

About PayPal

PayPal is a leading global digital wallet and online payment system, founded in 1998, that allows individuals and businesses to send, receive, and manage funds securely in over 200 markets.

PayPal currently has 78 open roles on FindRole.

Listed pay typically runs $160,500–$238,700 across 78 roles with salary data.

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At a glance

TL;DR · Manager, Venmo BNPL Credit Risk Strategy

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As a senior credit risk specialist on the Venmo BNPL team, you will lead the development and management of credit risk strategies for both short-term and long-term lending products. Your responsibilities include creating approve/decline policies, setting exposure limits, determining APR decisions, and integrating data from various sources including credit bureaus. You will collaborate closely with machine learning teams to develop or refine models that inform your strategies while working alongside engineering and product partners to implement these policies effectively. Additionally, you must ensure compliance with regulatory requirements by coordinating with legal and governance teams, contributing to reporting, loss forecasting, and budgeting projections. This role requires extensive experience in consumer lending credit risk, particularly in account origination and BNPL products, along with strong people management skills. Proficiency in Python or R for data analysis is essential, as well as a solid understanding of SQL for database interactions.

Skills

Python SQL Machine Learning Data Modeling Credit Risk Analysis BNPL Products Regulatory Compliance Data Integrity Audits CI/CD AWS Kubernetes PostgreSQL Mentorship

What you'll do

Develop and implement credit risk strategies for Venmo BNPL products.
Decide on data integrations with credit bureaus and other sources.
Work with ML team to identify or create new credit risk models.
Define requirements and policies in collaboration with engineering teams.
Ensure compliance with regulatory requirements through governance partnerships.

What we're looking for

7+ years of experience in consumer lending credit risk, focusing on account origination.
2+ years of hands-on experience with BNPL (Buy Now Pay Later) products.
Proven ability to develop and maintain data models and algorithms for decision-making.
Strong collaboration skills with cross-functional teams including legal and compliance.
Experience leading and managing data science projects and mentoring junior staff.
Expertise in credit risk strategies, including approve/decline decisions and exposure limits.