Senior Software Engineer, Lending Platform

Upstart

Remote

Quick summary

Work type
Remote
Location
Remote
Salary
$166,900–$230,900 / yr
Posted
2 days ago
Closes
Sep 30, 2026

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $167k
This role $199k
$117k most similar roles pay here $243k

This role pays more than 73% of similar roles. Most pay $128,825–$204,225 — the shaded band above. At the midpoint, this role pays about $199k versus about $167k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 61 open roles on FindRole.

Listed pay typically runs $172,100–$238,300 across 61 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Lending Platform

Role Posting Log in to save

As a Senior Software Engineer on Upstart's Lending Platform team in Columbus, Ohio, you will design and deliver core systems that process large volumes of financial data and events, directly impacting the reliability of Upstart's balance sheet. Your day-to-day responsibilities include building distributed, event-driven platforms for accounting close automation and capital risk workflows, collaborating with cross-functional teams to define technical solutions, and leading multi-quarter engineering initiatives while maintaining high standards for quality, security, and correctness. You will leverage modern programming languages and AI-assisted development tools in cloud environments like AWS to develop scalable backend services that process large datasets efficiently. This role requires experience in designing reliable production systems and a strong understanding of financial processes and capital risk management.

Skills

AWS Docker CI/CD Python Kubernetes Terraform PostgreSQL Event-Driven Architecture Scalable Backend Services High-Throughput Data Processing Generative AI Tools Financial Systems Design

What you'll do

  • Design and build distributed, event-driven systems for accounting close automation.
  • Deliver scalable data processing solutions to handle high-volume financial events.
  • Improve the reliability and scalability of critical financial systems while managing technical debt.
  • Lead multi-quarter engineering initiatives from architecture through production deployment.
  • Partner with cross-functional teams to define technical solutions for complex financial processes.
  • Utilize AI-assisted development tools to enhance engineering productivity and maintain quality.

What we're looking for

  • 4+ years of professional software engineering experience building and operating production systems.
  • Experience designing and building distributed, event-driven applications in cloud environments like AWS.
  • Expertise in developing scalable backend services for processing large volumes of financial data.
  • Proficiency in testing and deploying reliable production systems using best practices.
  • Ability to collaborate with cross-functional teams including product, analytics, and business stakeholders.

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