Senior Software Engineer, Lending Platform

Upstart

Remote

Quick summary

Work type
Remote
Location
Remote
Salary
$166,900–$230,900 / yr
Posted
1 day ago
Closes
Sep 30, 2026

Market check

Salary context

Competitive pay

How this pay compares to similar roles

Similar $188k
This role $199k
$141k most similar roles pay here $244k

This role pays more than 57% of similar roles. Most pay $158,212–$218,543 — the shaded band above. At the midpoint, this role pays about $199k versus about $188k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 61 open roles on FindRole.

Listed pay typically runs $172,100–$238,300 across 61 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR · Senior Software Engineer, Lending Platform

As a Senior Software Engineer on Upstart's Lending Platform team in Austin, Texas, you will design and deliver core systems that process large volumes of financial data and events, directly influencing the reliability of Upstart's balance sheet. Your day-to-day responsibilities include building distributed, event-driven platforms for accounting close automation and capital risk workflows, collaborating with cross-functional teams to define technical solutions, and improving system scalability and maintainability while managing technical debt. You will leverage AI-assisted development tools to enhance engineering productivity and ensure high standards of quality, security, and correctness in a highly scalable cloud environment using AWS and modern programming languages like Java or Python. Experience with financial systems, accounting processes, and event streaming platforms is preferred, as you will be tackling complex business challenges that support Upstart's financial integrity and operational efficiency at scale.

What you'll do

  • Design and build distributed, event-driven systems for accounting close automation.
  • Deliver scalable data processing solutions to handle high-volume financial events.
  • Improve the reliability and scalability of critical financial systems while managing technical debt.
  • Lead multi-quarter engineering initiatives from architecture through production deployment.
  • Partner with cross-functional teams to define technical solutions for complex financial processes.
  • Utilize AI-assisted development tools to enhance engineering productivity and maintain quality.

What we're looking for

  • 4+ years of professional software engineering experience in production systems.
  • Experience designing and building distributed, event-driven applications in cloud environments like AWS.
  • Expertise in developing scalable backend services for large data volumes using modern programming languages.
  • Proficiency in deploying reliable production systems with best software engineering practices.
  • Ability to lead multi-quarter engineering initiatives from architecture through production.

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