Senior Principal Architect, Payment Network Technology

JPMorgan Chase

Quick summary

Work type
On-site
Location
Wilmington, DEColumbus, OHJersey City, NJNew York, NYPlano, TX
Salary
$232,750–$325,000 / yr
Posted
12 days ago

Market check

Salary context

Above market

How this pay compares to similar roles

Similar $192k
This role $279k
$131k most similar roles pay here $346k

This role pays more than 91% of similar roles. Most pay $159,000–$225,850 — the shaded band above. At the midpoint, this role pays about $279k versus about $192k for comparable roles.

Based on 240 similar postings.

Employer

About JPMorgan Chase

JPMorgan Chase & Co. is a global financial services firm and one of the largest banks in the world, offering investment banking, commercial banking, asset management, and consumer financial services.

JPMorgan Chase currently has 436 open roles on FindRole.

Listed pay typically runs $152,000–$215,000 across 230 roles with salary data.

Most-posted roles

View all roles at JPMorgan Chase

At a glance

TL;DR · Senior Principal Architect, Payment Network Technology

The Senior Principal Architect role at JPMorgan Chase within the Consumer and Community Card Technologies team involves leading the design and development of next-generation global payment network solutions. This position requires architecting secure, scalable systems that support billions of transactions globally, leveraging cutting-edge technologies such as blockchain and real-time payments. Day-to-day responsibilities include advising on strategic architecture decisions, driving the adoption of enterprise-authorized AI capabilities with human oversight, and establishing governance frameworks to ensure compliance with global regulatory standards. The ideal candidate has over 12 years of experience in payment network architecture, expertise in cloud architectures, distributed systems, and security, as well as a deep understanding of global payment regulations and risk management. This role demands extensive cross-functional collaboration and the ability to mentor future architects while championing innovation and inclusivity within the organization.

What you'll do

  • Leads the adoption of enterprise-authorized AI capabilities in architecture workflows.
  • Establishes guardrails for AI-assisted and agentic workflows to ensure compliance with security standards.
  • Translates complex technical issues into strategic insights for leadership decision-making.
  • Drives implementation of durable reusable software frameworks across teams and functions.
  • Advises on strategy and development of multiple products, applications, and technologies.
  • Evaluates and governs AI-enabled architectural patterns with clear control boundaries.
  • Mentors future architects and engineers to champion excellence and innovation.

What we're looking for

  • 12+ years of experience in payment network architecture
  • Expertise in cloud architectures, distributed systems, security, and data management
  • Deep knowledge of global payment regulations, compliance, and risk management
  • Demonstrated leadership in influencing cross-functional teams globally
  • Experience leading the adoption of enterprise-authorized AI capabilities securely
  • Extensive practical experience with modern cloud-native technologies
  • Expertise in payment network processes including authorizations, tokenization, and fraud management

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